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QuarterlyIQ Insights · BRO

Factors

The full factor breakdown (the numbers behind each rank). The overview page shows the same reads in short form; this is the depth.

Factor signals

Each factor is a parallel diagnostic with a plain-language read of what it shows and how names like it have historically fared. Never aggregated into a single score.

Recent financial performance
strong

Operating income rose in 2 of the last 3 quarter-over-quarter moves. Historically, Financials names rated strong grew net income 67% of the time over the next year (vs 54% for the rest of the cohort, n=3733).

90th pctl · Financials
The numbers
bonus
0
dir share
1
slope norm
0.1833
Earnings quality
neutral

Over the trailing year it converted 1.30x of net income into operating cash flow. Historically, Financials names rated neutral grew net income 58% of the time over the next year (vs 55% for the rest of the cohort, n=4725).

50th pctl · Financials
The numbers
ttm ni
1149
ttm cfo
1499
Macro sensitivity

Not enough signal yet.

Not enough signal to read sensitivity to the broad stock market, real (inflation-adjusted) rates, the US dollar, Fed net liquidity, long-term interest rates (low R² over the window).

Management & capital allocation
volatile

3 material management or governance events in the past 24 months, led by capital-allocation actions. Historically, Financials names rated volatile grew net income 54% of the time over the next year (vs 57% for the rest of the cohort, n=3774).

20th pctl · Financials
The numbers
n events
3
raw activity
0.7589
directional rank
0.0753
directional status
capital_unfriendly

Not investment advice. As of 2026-06-09.

Earnings setup & market context

The next print and the backdrop around it (sector regime and the AI cycle). Context for the path, not a forecast of returns.

Earnings setup · pre-print positioning
forward-looking
bearish strong17 analysts, 26% Buyfor period ending 2026-06-30
Why this setup
Consensus revisions

EPS estimate $1.08 → $1.08 (+0.0% / 30d). 3 raised, 11 cut, 17 covering analysts.

Rating actions

0 upgrades, 0 downgrades / 30d, 1 maintained. 26% of analysts rate Buy.

Material events

0 positive, 1 negative / 30d. See F4 management tile for the event list.

Divergence: fundamentals are strong but estimates are being cut. Worth reading the recent material events.

Sector context
Intermediate · Weekly
Sector phase: financials is in growth, with stable trajectory (~3.2 years in phase).
Sector regime (90d momentum): headwind.
headwind-4.3%sector vs S&P 500, 60d

via XLF

Tailwind = sector leading the S&P 500; headwind = trailing. Both can be constructive. Historically, headwind regimes have averaged stronger forward returns than tailwind.

Full financials context →All sectors →

AI cycle regime · market-wide
2-axis classifierLong-term · 1–3 yr
HeatingManiaSquallCrisisEarnings →Mood ↑
HeatingE +0.57 · M +0.12
Single-axiscoolingz -0.32

Context label only: describes the market state (e.g. real bear vs narrative panic, healthy uptrend vs late-stage froth). It is not a per-ticker buy/sell signal and does not predict factor performance.

Not investment advice. As of 2026-06-09.