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QuarterlyIQ Insights · NVR

Factors

The full factor breakdown (the numbers behind each rank). The overview page shows the same reads in short form; this is the depth.

Factor signals

Each factor is a parallel diagnostic with a plain-language read of what it shows and how names like it have historically fared. Never aggregated into a single score.

Recent financial performance

Not enough signal yet.

Earnings quality
fragile

Over the trailing year it converted 1.01x of net income into operating cash flow. Historically, Consumer Discretionary names rated fragile grew net income 45% of the time over the next year (vs 58% for the rest of the cohort, n=2427).

15th pctl · Consumer Discretionary
The numbers
ttm ni
1238.6
ttm cfo
1253.22
Macro sensitivity

Most sensitive to the broad stock market and long-term interest rates.

  • the broad stock market: This stock moves with the broad market (high beta).β 0.50 · R² 0.10
  • long-term interest rates: This stock tends to fall when long-term rates rise.β -0.10 · R² 0.08

Not enough signal to read sensitivity to the US dollar, real (inflation-adjusted) rates, Fed net liquidity (low R² over the window).

Management & capital allocation
stable

1 material management or governance event in the past 24 months, led by executive changes. Historically, Consumer Discretionary names rated stable grew net income 55% of the time over the next year (vs 56% for the rest of the cohort, n=483).

97th pctl · Consumer Discretionary
The numbers
n events
1
raw activity
0.0534
directional rank
0.5657
directional status
neutral

Not investment advice. As of 2026-06-09.

Earnings setup & market context

The next print and the backdrop around it (sector regime and the AI cycle). Context for the path, not a forecast of returns.

Earnings setup · pre-print positioning
forward-looking
bullish strong6 analysts, 29% Buyfor period ending 2026-06-30
Why this setup
Consensus revisions

EPS estimate $90.80 → $90.98 (+0.2% / 30d). 1 raised, 0 cut, 6 covering analysts.

Rating actions

0 upgrades, 0 downgrades / 30d. 29% of analysts rate Buy.

Material events

0 positive, 0 negative / 30d.

Sector context
Intermediate · Weekly
Sector phase: consumer discretionary is in maturing, with decelerating (~0.5 years in phase).
Sector regime (90d momentum): headwind.
headwind-7.6%sector vs S&P 500, 60d

via XLY

Tailwind = sector leading the S&P 500; headwind = trailing. Both can be constructive. Historically, headwind regimes have averaged stronger forward returns than tailwind.

Full consumer discretionary context →All sectors →

AI cycle regime · market-wide
2-axis classifierLong-term · 1–3 yr
HeatingManiaSquallCrisisEarnings →Mood ↑
SteadyE -0.09 · M +0.18
Single-axisFEARz -2.20

Context label only: describes the market state (e.g. real bear vs narrative panic, healthy uptrend vs late-stage froth). It is not a per-ticker buy/sell signal and does not predict factor performance.

Not investment advice. As of 2026-06-09.