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ACGL

Arch Capital Group

NASDAQFinancialsInsurance - DiversifiedSnapshot 2026-05-08

$93.80-0.76%
Close 2026-05-08 · 1-day change
The bottom line

As of May 8, 2026, ACGL has a composite score of 12.9, categorized as "mild favorable." This score is influenced by a medium confidence level of 77.7 and reflects a moderate risk label. Key drivers include macroeconomic factors such as rates, growth, labor, and inflation, with a sector score of 14.6 and a valuation score of 73.6, indicating it is considered inexpensive. The analysis is provisional.

Composite +13as of 2026-05-08

Price

Daily closes from AlphaVantage. Earnings/event dots are placed inline.

Close 2026-05-08
Daily closes. Scroll over the chart to zoom; click a range to reset.
EarningsMaterial event

Factor signals

Read top-to-bottom: thesis (is this a strong company over a 1–3 year hold), watch flags (has something changed worth re-reading), and position context (how violent might the path be). Each pill is a parallel diagnostic — never aggregated into a single score.

L1

Thesis

is this a strong company over a 1–3 year hold?
F1 · Recent financial performance
weak
Bottom 30% of financials cohort
Why this rank
  • Direction share
    0.92
  • Slope (norm)
    -0.04
  • Bonus
    0.00
Operating income, last 4 quarters ($M)
633-69745301
F2 · Value
cheap
Cheapest 10% of financials cohort
Why this rank
Price
$93.80
TTM EPS
$12.27
Earnings yield
13.1%
P/E (TTM)
7.6

Trailing four: 2024-Q3, 2025-Q1, 2025-Q2, 2025-Q3

F3 · Earnings quality
neutral
Mid-cohort cash conversion
Why this rank
TTM NI ($M)
4,312
TTM CFO ($M)
6,673
CFO/NI
1.55
L2

Watch

has something changed worth re-reading?
F4 · Management stability
volatile
Bottom 20% activity in financials cohort· see deep-dive ↓
capital friendlyTop 10% capital-friendly in financials cohort

Buyback / dividend activity on weakening fundamentals — historically a value-trap pattern (48% T+1y positive return vs 69% baseline in IT 2024-26).

Earnings setup · pre-print positioning
forward-looking
neutralEPS revised -3.2% / 30d, n=18for period ending 2026-06-30
Why this setup
Consensus revisions

EPS estimate $2.49 → $2.41 (-3.2% / 30d). 3 raised, 8 cut, 18 covering analysts.

Rating actions

0 upgrades, 0 downgrades / 30d, 3 maintained. 50% of analysts rate Buy.

Price target activity

1 PT revisions / 30d. Avg target 11.1% above current price.

Material events

1 positive, 0 negative / 30d. See F4 management tile for the event list.

F4 · Management deep-dive — recent events, stated priorities, guidance track record
2

Stated priorities

2 priorityies extracted from earnings transcripts (as of 2026-05-08).

  1. 1.Increase share repurchase authorizationcapital allocationmixed44% progress
    4/20: Arch Capital Group increased its authorization for its existing share repurchase program by $3.0 billion.
    Why this status

    Stated in 2 of last 2 quarters. Arch Capital Group increased its share repurchase authorization by $3.0 billion in 2026-Q1. In 2025-Q4, share repurchases amounted to $798 million. The company is delivering on its capital allocation strategy with substantial repurchase activity.

  2. 2.Maintain preferred share dividendscapital allocationmixed44% progress
    5/7: The Board of Directors declared dividends with respect to the outstanding 13,200,000 depositary shares.
    Why this status

    Stated in 2 of last 2 quarters. Arch Capital Group has consistently declared dividends on its preferred shares, maintaining its commitment to preferred shareholders. This reflects a stable capital allocation strategy, with no changes in dividend policy observed.

3

Guidance track record

Insufficient guidance history for this ticker.

L3

Position context

how violent might the path be while I hold it?
Risk profile · realized
backward-looking
moderateworst 12m loss −12%, typical day ±0.7%
Why this risk level

Recent vol — 30d annualized 24%; 252d 21%.

Drawdown — Max 1y −12%. Bad day move −3%.

Beta to sector ETF (XLF) 0.41 over 1y.

Liquidity — score 100/100.

Sub-scores — vol 65/100, drawdown 76/100, beta 41/100, earnings vol .

Sector regime
headwind-9.7%sector vs S&P 500, 60d

via XLF

Tailwind = sector leading the S&P 500; headwind = trailing. Both can be constructive — historically, headwind regimes have averaged stronger forward returns than tailwind.

AI cycle regime · market-wide
2-axis classifier
HeatingManiaSquallCrisisEarnings →Mood ↑
HeatingE +0.13 · M +0.71
Single-axisCHASEz +2.97+1.285d

Context label only — describes the market state (e.g. real bear vs narrative panic, healthy uptrend vs late-stage froth). It is not a per-ticker buy/sell signal and does not predict factor performance.

Not investment advice. As of 2026-05-08.

3

What changed

The most important moves since the prior daily snapshot.

  1. No material changes since the prior snapshot.

No material changes since the prior snapshot.

as of 2026-05-08

4

Management scorecard

How management runs the business — capital, margins, balance sheet, and how reliably they guide and deliver.

Composite55.8 / 100Provisional · capped at 85
Capital allocation60
Earnings discipline60
Margin discipline
Balance sheet43
Guidance credibility
Post-call reaction46
as of 2026-05-08
4

What management is focused on

Priorities management has stated in recent disclosures, with status and evidence drawn from earnings calls, filings, and press releases.

  • #1

    Increase share repurchase authorization

    Capital allocationNew since 2026-05-04

    Arch Capital Group has increased its share repurchase authorization by $3.0 billion.

    Mixed

    Stated in 2 of last 2 quarters. Arch Capital Group increased its share repurchase authorization by $3.0 billion in 2026-Q1. In 2025-Q4, share repurchases amounted to $798 million. The company is delivering on its capital allocation strategy with substantial repurchase activity.

    Share repurchases of $798 million in 2025-Q4
    44%
    CEO/CFO:Arch Capital Group increased its authorization for its existing share repurchase program by $3.0 billion.
    Multiple sourcesSource dated 2026-04-20Stated 2 of last 8 quartersFirst seen 2026-05-04
    Show history (2)
    • 2026-Q1Multiple sources

      Arch Capital Group increased its authorization for its existing share repurchase program by $3.0 billion.

    • 2025-Q4Press release

      Share repurchases of $798 million.

  • #2

    Maintain preferred share dividends

    Capital allocationNew since 2026-05-04

    Arch Capital Group has declared dividends on its preferred shares, maintaining its commitment to preferred shareholders.

    Mixed

    Stated in 2 of last 2 quarters. Arch Capital Group has consistently declared dividends on its preferred shares, maintaining its commitment to preferred shareholders. This reflects a stable capital allocation strategy, with no changes in dividend policy observed.

    44%
    CEO/CFO:The Board of Directors declared dividends with respect to the outstanding 13,200,000 depositary shares.
    Multiple sourcesSource dated 2026-05-07Stated 2 of last 8 quartersFirst seen 2026-05-04
    Show history (2)
    • 2026-Q1Multiple sources

      The Board of Directors declared dividends with respect to the outstanding 13,200,000 depositary shares.

    • 2025-Q4Multiple sources

      The Board of Directors declared dividends with respect to the outstanding 13,200,000 depositary shares.

as of 2026-05-08
5

How this stock is priced

Two ways to read price: against peers in the same business, and against the company's own history.

Compared to peers
87higher = cheaper

Looks cheaper than most peers in the same business.

Compared to its own history
61higher = cheaper

Around its own typical valuation.

P/E
8.7x
EV/EBITDA
FCF yield
16.5%

P/E over the last 5 years

71 monthly points
inexpensiveas of 2026-05-08
7

How this compares

A side-by-side read on composite, valuation, and risk versus peers.

StockCompositeValuationRisk
ACGL
Arch Capital Group
+13inexpensivemoderate
BRK-B
Berkshire Hathaway
+6.0moderate
JPM
JPMorgan Chase
-0.9fulllow
V
Visa Inc.
+20low
MA
Mastercard
+15fulllow
8

Risk — how this stock moves

What a normal day looks like, what a bad day looks like, and the worst the last year has thrown at it.

A typical day
How much price usually moves either way.
0.7%
A bad day (95th %ile)
A rough but not unusual down day.
-2.7%
Worst 12-month loss
Deepest peak-to-trough drop in the last year.
-12.0%
Earnings-day move
How much price usually moves on earnings day.
moderateas of 2026-05-08
9

What could change this view

Conditional scenarios — if X happens, the score would shift by about Y points. These are not predictions.

Upside triggers
  • If rates state reverses from -0.37 (negative) to +0.37 (positive)+6.6 pts
  • If financials sector trend rises from +0.07 into 'improving' (>= +0.20)+5.0 pts
  • If next-quarter guidance is raised (currently NEW as of 2022-10-20)+4.0 pts
Downside triggers
  • If next-quarter guidance is cut (currently NEW as of 2022-10-20)-8.0 pts
  • If financials sector trend falls from +0.07 into 'weakening' (<= -0.20)-5.0 pts
10

Material updates

Recent SEC 8-K filings ranked by likely impact, confidence, and recency.

  1. 2026-04-2811d agoItem 2.02

    Results of Operations and Financial Condition . On April 28, 2026 Arch Capital Group Ltd. issued a press release reporting its earnings and the availability of its financial supplement for the quarter ended March 31, 2026. The press release and financial supplement are attached to this Current Report on Form 8-K as Exhibit 99.1 and Exhibit 99.2, respectively, and are incorporated herein by reference. The information in this Current Report on Form 8-K, including the information set forth in Ex…

    earnings preannouncementneutralscore 51
  2. 2026-05-072d agoItem 8.01

    Other Events . Preferred Share Dividends. On May 6, 2026, the Board of Directors (the “Board”) of ACGL declared dividends with respect to the outstanding 13,200,000 depositary shares, each representing a 1/1000th interest in a share of 5.45% Non-Cumulative Preferred Shares, Series F, $0.01 per share (“Series F Shares”), with a $25,000 liquidation preference per share (equivalent to a $25.00 liquidation preference per depositary share), as outlined below. All such dividends will be payable out…

    capital allocationneutralscore 50
  3. 2026-04-2019d agoItem 8.01

    Other Events . On April 19, 2026, Arch Capital Group Ltd. (the “Company”) increased its authorization for its existing share repurchase program by $3.0 billion, which, as in the past, may be effected from time to time in open market or privately negotiated transactions. After taking into account this increased authorization and recent share repurchases, approximately $3.1 billion of share repurchases are available under the program as of April 20, 2026. The timing and amount of the repurchase…

    capital allocationpositivescore 33
  4. 2026-02-262mo agoItem 8.01

    Other Events . Preferred Share Dividends. On February 26, 2026, the Board of Directors (the “Board”) of ACGL declared dividends with respect to the outstanding 13,200,000 depositary shares, each representing a 1/1000th interest in a share of 5.45% Non-Cumulative Preferred Shares, Series F, $0.01 per share (“Series F Shares”), with a $25,000 liquidation preference per share (equivalent to a $25.00 liquidation preference per depositary share), as outlined below. All such dividends will be payab…

    capital allocationneutralscore 10
  5. 2026-02-092mo agoItem 2.02

    Results of Operations and Financial Condition . On February 9, 2026 Arch Capital Group Ltd. issued a press release reporting its earnings and the availability of its financial supplement for the quarter ended December 31, 2025. The press release and financial supplement are attached to this Current Report on Form 8-K as Exhibit 99.1 and Exhibit 99.2, respectively, and are incorporated herein by reference. The information in this Current Report on Form 8-K, including the information set forth…

    earnings preannouncementpositivescore 9
11

Score history

The composite score, snapshot by snapshot. The dotted line at zero separates leaning-positive from leaning-negative.

60 snapshots
Data freshness · As of 2026-05-08 · Macro 2026-05-08 · Sector 2026-05-07 · Fundamentals 2026-02-26 · Price 2026-05-07 · Generated 2026-05-08 · Spec 2.3

Not investment advice. Scores describe historical and current data; they are not forecasts of future returns. Consult a licensed advisor before making investment decisions.