Allstate (ALL)
NYSEFinancialsInsurance - Property & CasualtySnapshot 2026-07-07
$251.49+1.25%
Close 2026-07-07 · 1-day change
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Track ALL free→Daily closes. Earnings/event dots are placed inline.
Industries move in repeating boom-and-bust cycles. This shows where this stock’s industry sits in that cycle, stage by stage (recovery → expansion → supercycle → steady → deceleration → contraction), from its fundamentals (orders, revenue, capital spending), not the stock’s price.
A booming industry is a tailwind for the names in it; a contracting one is a headwind. Companies in the same industry tend to rise and fall together with the cycle, the way a tide lifts and lowers every boat in the harbor at once, so a large part of a stock’s swing can come from where its industry sits rather than from the company itself. It’s context for reading the company’s results, not a buy/sell call. Full explanation →
Property & Casualty Insurance is in steady. Describes the industry's cycle state, not a call on this stock.
The stage band shows the industry’s cycle over the chart’s timeline (each color a stage); a ▼ marks a quarter its growth inflected down — amber is an unconfirmed watch, red is confirmed the next quarter. Use “Overlay cycle on chart” to tint the price chart by stage. The industry’s fundamentals, not a signal on this stock.
The reason to own it still holds.
View ThesisRevenue growth is slowing — up about 4% over the past year and decelerating.
View GrowthMiddle-of-the-pack quality for its industry.
View QualityExpectations look reasonable — what the market is pricing in sits in line with or below what analysts forecast.
View ValuationModerate volatility — typically moves about 1% a day.
View RiskAllstate's growth depends on increasing market share in auto and homeowners insurance. The company recently beat earnings expectations with a 47% surprise and 3% revenue growth. It trades at 2.1 times book value, above the peer median of 1.8 times. This suggests the price reflects modest growth expectations compared to our view. A specific risk is the lawsuit from Oklahoma, which could hurt market share. Peer multiples imply a price about 21% above where it trades. This read is provisional.
Trailing returns as of 2026-07-07. ALL is total return (includes dividends); the S&P 500 benchmark is price return (the index excludes dividends).
Based on 26 analysts currently covering ALL (as of Jul 2026).
Based on 5 Wall Street analysts offering 12-month price targets for ALL in the last 4 months.
A consensus fair price across 12 valuation methods, at three horizons. Current price $251.49. As of 2026-07-08. Estimates are diagnostics, not price targets. Short-horizon estimates are close to coin-flips, so confidence is a method-agreement read, not a prediction.
Today's peer multiple on trailing earnings, with no growth credited. This is the headline read.
Adds projected growth, so it leans optimistic by design. Read it as upside context, not a base case.
A price-focused, side-by-side fair-value read versus Property & Casualty Insurance — fair value, gap to price, and forward P/E.
Underpayment claims could severely damage market share growth.
Not investment advice. Scores describe historical and current data; they are not forecasts of future returns. Consult a licensed advisor before making investment decisions.
End-of-day figures as of 2026-07-07. EPS is implied from price ÷ P/E. Not investment advice.
Current $251.49
The last 12 months of price, then the range of analyst 12-month targets from today’s $251.49.
Analyst ratings and price targets are third-party Wall Street estimates, not QuarterlyIQ’s view. Not investment advice.
A long-thesis check that carries the widest uncertainty of the three horizons.
Top 25% on quality vs scored peers
A second lens on the 12-month fair value: for companies that score high on measured quality (profitability, balance-sheet safety, earnings stability), this read trusts more of today's profit margins instead of averaging them toward their multi-year history the way the headline number does. Shown alongside the fair value above, not in place of it. A diagnostic, not a price target or a buy/sell signal.
Direction of the business behind the multiple. Bands are backend reads; trailing-12-month basis.
Repeated claims of underpayment threaten customer trust and growth.
HSBC downgrade may impact investor sentiment and valuation.
Multiyear deal with SEC enhances brand visibility and growth potential.
Advances: Increase market share in auto and homeowners insurance
Shift to private assets could enhance growth amid auto headwinds.
Privacy lawsuit could lead to financial and reputational risks.
Threatens: Increase market share in auto and homeowners insurance
State Farm's exit from California could impact competitive landscape.
