AMP
Ameriprise FinancialNYSEFinancialsAsset ManagementSnapshot 2026-05-08
As of May 8, 2026, AMP has a composite score of 18.1, categorized as "mild favorable." This score is influenced by a medium confidence level of 78.5 and reflects strengths in management (65.5) and quality (66.4), while macro factors are a significant negative driver with a score of -7.7. The analysis is provisional and considers various scenarios, including potential changes in sector trends and macroeconomic conditions.
Price
Daily closes from AlphaVantage. Earnings/event dots are placed inline.
Factor signals
Read top-to-bottom: thesis (is this a strong company over a 1–3 year hold), watch flags (has something changed worth re-reading), and position context (how violent might the path be). Each pill is a parallel diagnostic — never aggregated into a single score.
Thesis
— is this a strong company over a 1–3 year hold?Why this rank
- Direction share1.00
- Slope (norm)-0.21
- Bonus0.00
Why this rank
Trailing four: 2024-Q3, 2025-Q1, 2025-Q2, 2025-Q3
Why this rank
Watch
— has something changed worth re-reading?Why this setup
EPS estimate $10.51 → $10.59 (+0.8% / 30d). 4 raised, 5 cut, 11 covering analysts.
0 upgrades, 0 downgrades / 30d, 4 maintained. 43% of analysts rate Buy.
5 PT revisions / 30d. Avg target 6.1% above current price.
1 positive, 0 negative / 30d. See F4 management tile for the event list.
F4 · Management deep-dive — recent events, stated priorities, guidance track record
Recent 8-K events
No recent events recorded.
Stated priorities
3 priorityies extracted from earnings transcripts (as of 2026-05-08).
- 1.Return capital to shareholderscapital allocationbehind30% progress
4/23: “CEO: 'We returned 88% of operating earnings to shareholders this quarter.'”
Why this status
Stated in 6 of last 6 quarters. Ameriprise consistently returned a significant portion of operating earnings to shareholders, with 88% returned in 2026-Q1. This reflects a strong commitment to capital allocation, with consistent returns above 80% of operating earnings across the period, demonstrating delivery on this priority.
- 2.Enhance operational efficiency and effectivenesscostbehind14% progress
4/23: “CEO: 'We continue to invest across the business with a clear long-term focus.'”
Why this status
Stated in 6 of last 6 quarters. Ameriprise has consistently emphasized operational efficiency, with general and administrative expenses showing improvement or stable management across the period. This focus supports ongoing growth investments and strengthens client experience, indicating limited progress in cost reduction but consistent focus on efficiency.
- 3.Grow assets under management and advisementgrowthmixed65% progress
4/23: “Assets under management, administration and advisement grew to $1.7 trillion, up 12 percent.”
Why this status
Stated in 6 of last 6 quarters. Assets under management, administration, and advisement grew to $1.7 trillion in 2026-Q1, up 12% from the previous year. This consistent growth trajectory aligns with management's stated priority of expanding assets, demonstrating delivery on this strategic goal.
Guidance track record
Insufficient guidance history for this ticker.
Position context
— how violent might the path be while I hold it?Why this risk level
Recent vol — 30d annualized 26%; 252d 25%.
Drawdown — Max 1y −21%. Bad day move −3%.
Beta to sector ETF (XLF) — 1.28 over 1y.
Liquidity — score 100/100.
Sub-scores — vol 58/100, drawdown 58/100, beta 72/100, earnings vol —.
via XLF
Tailwind = sector leading the S&P 500; headwind = trailing. Both can be constructive — historically, headwind regimes have averaged stronger forward returns than tailwind.
Context label only — describes the market state (e.g. real bear vs narrative panic, healthy uptrend vs late-stage froth). It is not a per-ticker buy/sell signal and does not predict factor performance.
Not investment advice. As of 2026-05-08.
What changed
The most important moves since the prior daily snapshot.
- No material changes since the prior snapshot.
No material changes since the prior snapshot.
as of 2026-05-08
Management scorecard
How management runs the business — capital, margins, balance sheet, and how reliably they guide and deliver.
What management is focused on
Priorities management has stated in recent disclosures, with status and evidence drawn from earnings calls, filings, and press releases.
- #1
Return capital to shareholders
Capital allocationAmeriprise aims to return a significant portion of operating earnings to shareholders through dividends and share repurchases.
BehindStated in 6 of last 6 quarters. Ameriprise consistently returned a significant portion of operating earnings to shareholders, with 88% returned in 2026-Q1. This reflects a strong commitment to capital allocation, with consistent returns above 80% of operating earnings across the period, demonstrating delivery on this priority.
30%CEO/CFO:“CEO: 'We returned 88% of operating earnings to shareholders this quarter.'”Press releaseSource dated 2026-04-23Stated 6 of last 8 quartersFirst seen 2026-04-23Show history (6)
- 2026-Q1Press release
“We returned 88% of operating earnings to shareholders this quarter.”
- 2025-Q4Press release
“Increased return of capital to shareholders to $1.1 billion or 101% of adjusted operating earnings.”
- 2025-Q3Press release
“Returned $842 million in the quarter, which was 87% of adjusted operating earnings.”
- 2025-Q2Press release
“Returned $731 million of capital to shareholders, 81% of adjusted operating earnings.”
- 2025-Q1Press release
“Returned $765 million of capital to shareholders, approximately 81% of adjusted operating earnings.”
- 2024-Q4Press release
“Returned $713 million of capital to shareholders in the quarter.”
- #2
Enhance operational efficiency and effectiveness
CostAmeriprise focuses on improving operational efficiency to strengthen client experience and future profitability.
BehindStated in 6 of last 6 quarters. Ameriprise has consistently emphasized operational efficiency, with general and administrative expenses showing improvement or stable management across the period. This focus supports ongoing growth investments and strengthens client experience, indicating limited progress in cost reduction but consistent focus on efficiency.
14%CEO/CFO:“CEO: 'We continue to invest across the business with a clear long-term focus.'”Press releaseSource dated 2026-04-23Stated 6 of last 8 quartersFirst seen 2026-04-23Show history (6)
- 2026-Q1Press release
“We continue to invest across the business with a clear long-term focus.”
- 2025-Q4Press release
“Continued asset growth and expense discipline.”
- 2025-Q3Press release
“Strong expense discipline supporting ongoing growth investments.”
- 2025-Q2Press release
“Strong expense discipline enabling business growth investments.”
- 2025-Q1Press release
“General and administrative expenses improved 5 percent.”
- 2024-Q4Press release
“General and administrative expenses continued to be well managed.”
- #3
Grow assets under management and advisement
GrowthAmeriprise aims to increase assets under management, administration, and advisement through organic growth and client engagement.
MixedStated in 6 of last 6 quarters. Assets under management, administration, and advisement grew to $1.7 trillion in 2026-Q1, up 12% from the previous year. This consistent growth trajectory aligns with management's stated priority of expanding assets, demonstrating delivery on this strategic goal.
65%CEO/CFO:“Assets under management, administration and advisement grew to $1.7 trillion, up 12 percent.”Press releaseSource dated 2026-04-23Stated 6 of last 8 quartersFirst seen 2026-04-23Show history (6)
- 2026-Q1Press release
“Assets under management, administration and advisement grew to $1.7 trillion, up 12 percent.”
- 2025-Q4Press release
“Assets under management, administration and advisement reached a record high of $1.7 trillion, up 11 percent.”
- 2025-Q3Press release
“Assets under management, administration and advisement reached a record high of $1.7 trillion, up 8 percent.”
- 2025-Q2Press release
“Assets under management, administration and advisement reached a record high of $1.6 trillion, up 9 percent.”
- 2025-Q1Press release
“Assets under management, administration and advisement grew to $1.5 trillion.”
- 2024-Q4Press release
“Assets under management and administration reached $1.5 trillion, up 15 percent.”
How this stock is priced
Two ways to read price: against peers in the same business, and against the company's own history.
Looks cheaper than most peers in the same business.
Cheaper than its own typical valuation.
P/E over the last 5 years
68 monthly pointsHow this compares
A side-by-side read on composite, valuation, and risk versus peers.
| Stock | Composite | Valuation | Risk |
|---|---|---|---|
AMP Ameriprise Financial | +18 | fair | moderate |
BRK-B Berkshire Hathaway | +6.0 | — | moderate |
JPM JPMorgan Chase | -0.9 | full | low |
V Visa Inc. | +20 | — | low |
MA Mastercard | +15 | full | low |
Risk — how this stock moves
What a normal day looks like, what a bad day looks like, and the worst the last year has thrown at it.
What could change this view
Conditional scenarios — if X happens, the score would shift by about Y points. These are not predictions.
- If rates state reverses from -0.37 (negative) to +0.37 (positive)+6.6 pts
- If financials sector trend rises from +0.07 into 'improving' (>= +0.20)+5.0 pts
- If next-quarter EPS surprise repeats current direction (latest surprise +10.3% on 2026-03-31)+2.4 pts
- If financials sector trend falls from +0.07 into 'weakening' (<= -0.20)-5.0 pts
- If growth state reverses from +0.25 (positive) to -0.25 (negative)-3.0 pts
Material updates
Recent SEC 8-K filings ranked by likely impact, confidence, and recency.
- 2026-04-2316d agoItem 2.02
Results of Operations and Financial Condition. Ameriprise Financial, Inc. furnishes herewith, on Exhibit 99.1, a press release issued April 23, 2026 announcing its financial results for the first quarter of 2026.
earnings preannouncementpositivescore 50 - 2026-01-293mo agoItem 2.02
Results of Operations and Financial Condition. Ameriprise Financial, Inc. furnishes herewith, on Exhibit 99.1, a press release issued January 29, 2026 announcing its financial results for the fourth quarter of 2025.
earnings preannouncementneutralscore 7 - 2025-10-306mo agoItem 2.02
Results of Operations and Financial Condition. Ameriprise Financial, Inc. furnishes herewith, on Exhibit 99.1, a press release issued October 30, 2025 announcing its financial results for the third quarter of 2025.
earnings preannouncementneutralscore 1 - 2025-07-249mo agoItem 2.02
Results of Operations and Financial Condition. Ameriprise Financial, Inc. furnishes herewith, on Exhibit 99.1, a press release issued July 24, 2025 announcing its financial results for the second quarter of 2025.
earnings preannouncementneutralscore 0
Score history
The composite score, snapshot by snapshot. The dotted line at zero separates leaning-positive from leaning-negative.
Not investment advice. Scores describe historical and current data; they are not forecasts of future returns. Consult a licensed advisor before making investment decisions.