American Express (AXP)
NYSEFinancialsFinancial - Credit ServicesSnapshot 2026-11-04
$332.59+2.18%
Close 2026-11-04 · 1-day change
NYSEFinancialsFinancial - Credit ServicesSnapshot 2026-11-04
Research Workspace
Put AXP beside peers and holdings, graph the same metric, and keep your notes with the evidence.
Daily closes. Earnings/event dots are placed inline.
Industries move in repeating boom-and-bust cycles. This shows where this stock’s industry sits in that cycle, stage by stage (recovery → expansion → supercycle → steady → deceleration → contraction), from its fundamentals (orders, revenue, capital spending), not the stock’s price.
A booming industry is a tailwind for the names in it; a contracting one is a headwind. Companies in the same industry tend to rise and fall together with the cycle, the way a tide lifts and lowers every boat in the harbor at once, so a large part of a stock’s swing can come from where its industry sits rather than from the company itself. It’s context for reading the company’s results, not a buy/sell call. Full explanation →
Consumer Finance is in steady. Describes the industry's cycle state, not a call on this stock.
The stage band shows the industry’s cycle over the chart’s timeline (each color a stage); a ▼ marks a quarter its growth inflected down — amber is an unconfirmed watch, red is confirmed the next quarter. Use “Overlay cycle on chart” to tint the price chart by stage. The industry’s fundamentals, not a signal on this stock.
Primary pillar under pressure — Achieve 9-10% revenue growth in 2026: Revenue growth: 7.84%.
View ThesisRevenue is growing steadily — about 9% over the past year.
View GrowthMiddle-of-the-pack quality for its industry.
View QualityManagement screens strong on capital allocation, earnings delivery, the balance sheet.
View ManagementExpectations look high — the market is pricing in about 28% growth a year, above the roughly 13% analysts expect, leaving little room for error.
View ValuationModerate volatility — typically moves about 1% a day.
View RiskAmerican Express's premium card model has to keep compounding to justify the price. Revenue growth is slowing, dropping from 11% to 9% year over year. The company reported record revenue of $20.1 billion in the third quarter. It also raised its full-year earnings guidance after the results. The stock trades at 6.3 times book value versus a 1.5 times peer median. The market is pricing in more growth than our forecast suggests. Revenue growth of 7.84% is below the 9-10% target for 2026. This gap puts the primary growth pillar under pressure. Peer multiples imply a price about 28% below where it trades. The thesis is on watch. This read is provisional.
End-of-day figures as of 2026-11-04. EPS is implied from price ÷ P/E. Not investment advice.
Trailing returns as of 2026-11-04. AXP is total return (includes dividends); the S&P 500 benchmark is price return (the index excludes dividends).
Based on 29 analysts currently covering AXP (as of Nov 2026).
Based on 9 Wall Street analysts offering 12-month price targets for AXP in the last 4 months.
Current $332.59
The last 12 months of price, then the range of analyst 12-month targets from today’s $332.59.
Analyst ratings and price targets are third-party Wall Street estimates, not QuarterlyIQ’s view. Not investment advice.
Continue this research
Compare AXP with peers and holdings, graph the same reported metric, keep your questions beside the evidence, and return when the facts change.
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| Compare | Company | Living FV | P/E | Revenue % | Quality |
|---|---|---|---|---|---|
| AXP Selected company | Graph | Compare | Trend | Review | |
| Peer Add a competitor | Graph | Compare | Trend | Review | |
| Holding Compare a holding | Graph | Compare | Trend | Review |
Selected metric trend
Quarterly · checked companies · value or % of revenue
A consensus fair price across 12 valuation methods, at three horizons. As of 2026-11-04. Estimates are diagnostics, not price targets. Short-horizon estimates are close to coin-flips, so confidence is a method-agreement read, not a prediction.
Today's peer multiple on trailing earnings, with no growth credited. This is the headline read.
Adds projected growth, so it leans optimistic by design. Read it as upside context, not a base case.
A long-thesis check that carries the widest uncertainty of the three horizons.
Below average on quality vs scored peers
Direction of the business behind the multiple. Bands are backend reads; trailing-12-month basis.
A price-focused, side-by-side fair-value read versus Consumer Finance — fair value, gap to price, and forward P/E.
Compare the value case
Put AXP next to peers and holdings, compare Living FV and multiples, then graph the driver behind the difference.
Advances: Invest in premium products and refresh card offerings
New card offers support premium product strategy.
Advances: Invest in premium products and refresh card offerings
Enhances card utility, supporting premium product refresh.
Advances: Expand merchant acceptance and strategic partnerships
Expands merchant acceptance and strategic partnerships.
Threatens: Manage expenses while funding growth investments
Workforce cuts signal restructuring and may reduce costs, but could constrain growth investments.
Advances: Manage expenses while funding growth investments
Higher profit guidance alongside layoffs supports expense management, though the headline gives no forecast details.
EPS guidance of $17.30 to $17.90 for 2026
Workforce cuts alongside a higher 2026 profit outlook support earnings, but do not establish EPS guidance.
Advances: EPS guidance of $17.30 to $17.90 for 2026
A raised 2026 EPS outlook directly strengthens confidence in the earnings objective.
Advances: Achieve 9-10% revenue growth in 2026
Reaffirmed 10% revenue growth and higher EPS outlook exceed tracked 2026 EPS guidance.
Not investment advice. Scores describe historical and current data; they are not forecasts of future returns. Consult a licensed advisor before making investment decisions.