Bank of America (BAC)
NYSEFinancialsBanks - DiversifiedSnapshot 2026-07-07
$59.85-0.08%
Close 2026-07-07 · 1-day change
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Industries move in repeating boom-and-bust cycles. This shows where this stock’s industry sits in that cycle, stage by stage (recovery → expansion → supercycle → steady → deceleration → contraction), from its fundamentals (orders, revenue, capital spending), not the stock’s price.
A booming industry is a tailwind for the names in it; a contracting one is a headwind. Companies in the same industry tend to rise and fall together with the cycle, the way a tide lifts and lowers every boat in the harbor at once, so a large part of a stock’s swing can come from where its industry sits rather than from the company itself. It’s context for reading the company’s results, not a buy/sell call. Full explanation →
Financials is in deceleration. Describes the industry's cycle state, not a call on this stock.
The stage band shows the industry’s cycle over the chart’s timeline (each color a stage); a ▼ marks a quarter its growth inflected down — amber is an unconfirmed watch, red is confirmed the next quarter. Use “Overlay cycle on chart” to tint the price chart by stage. The industry’s fundamentals, not a signal on this stock.
The reason to own it still holds.
View ThesisRevenue is growing steadily — about 6% over the past year.
View GrowthMiddle-of-the-pack management execution.
View ManagementExpectations look reasonable — what the market is pricing in sits in line with or below what analysts forecast.
View ValuationModerate volatility — typically moves about 1% a day.
View RiskMostly healthy — no soft spokes
Bank of America (BAC) aims to increase net income and earnings per share (EPS). The company recently reported a strong Q1, with revenue growing 7% year over year. It trades at 1.5 times price-to-book value, below the peer median of 2.1 times. This suggests the price reflects less growth than expected. A specific risk is the 11% chance of missing earnings in the next quarter. Peer multiples imply a price about 6% above where it trades. This read is provisional.
Trailing returns as of 2026-07-07. BAC is total return (includes dividends); the S&P 500 benchmark is price return (the index excludes dividends).
Based on 24 analysts currently covering BAC (as of Jul 2026).
Based on 7 Wall Street analysts offering 12-month price targets for BAC in the last 4 months.
A consensus fair price across 13 valuation methods, at three horizons. Current price $59.85. As of 2026-07-08. Estimates are diagnostics, not price targets. Short-horizon estimates are close to coin-flips, so confidence is a method-agreement read, not a prediction.
Today's peer multiple on trailing earnings, with no growth credited. This is the headline read.
Adds projected growth, so it leans optimistic by design. Read it as upside context, not a base case.
A price-focused, side-by-side fair-value read versus Financials (broad) — fair value, gap to price, and forward P/E.
Advances: Enhance digital banking capabilities
Enhances digital banking capabilities through strategic partnership.
Not investment advice. Scores describe historical and current data; they are not forecasts of future returns. Consult a licensed advisor before making investment decisions.
End-of-day figures as of 2026-07-07. EPS is implied from price ÷ P/E. Not investment advice.
Current $59.85
The last 12 months of price, then the range of analyst 12-month targets from today’s $59.85.
Analyst ratings and price targets are third-party Wall Street estimates, not QuarterlyIQ’s view. Not investment advice.
A long-thesis check that carries the widest uncertainty of the three horizons.
Below average on quality vs scored peers
Direction of the business behind the multiple. Bands are backend reads; trailing-12-month basis.
Economic warning could impact net income and EPS.
AI integration supports digital banking enhancement objective.
Upgrade on Shopify supports BAC's digital banking capabilities.
Reinstating Figma aligns with enhancing digital capabilities.
Acquisition could enhance digital banking capabilities.
Potential partnership enhances digital banking capabilities.
Positive analyst sentiment may boost investor confidence.