Bank of America (BAC)
NYSEFinancialsBanks - DiversifiedSnapshot 2026-11-04
$51.63+3.97%
Close 2026-11-04 · 1-day change
NYSEFinancialsBanks - DiversifiedSnapshot 2026-11-04
Research Workspace
Put BAC beside peers and holdings, graph the same metric, and keep your notes with the evidence.
Daily closes. Earnings/event dots are placed inline.
Industries move in repeating boom-and-bust cycles. This shows where this stock’s industry sits in that cycle, stage by stage (recovery → expansion → supercycle → steady → deceleration → contraction), from its fundamentals (orders, revenue, capital spending), not the stock’s price.
A booming industry is a tailwind for the names in it; a contracting one is a headwind. Companies in the same industry tend to rise and fall together with the cycle, the way a tide lifts and lowers every boat in the harbor at once, so a large part of a stock’s swing can come from where its industry sits rather than from the company itself. It’s context for reading the company’s results, not a buy/sell call. Full explanation →
Financials is in steady. Describes the industry's cycle state, not a call on this stock.
The stage band shows the industry’s cycle over the chart’s timeline (each color a stage); a ▼ marks a quarter its growth inflected down — amber is an unconfirmed watch, red is confirmed the next quarter. Use “Overlay cycle on chart” to tint the price chart by stage. The industry’s fundamentals, not a signal on this stock.
Primary pillar under pressure — Achieve revenue near $30.3 billion in 2026: Revenue: $29.96B.
View ThesisRevenue is growing steadily — about 8% over the past year.
View GrowthRanks among the strongest in its industry on quality — around the top 11%.
View QualityManagement screens strong on capital allocation, earnings delivery.
View ManagementExpectations look reasonable — what the market is pricing in sits in line with or below what analysts forecast.
View ValuationModerate volatility — typically moves about 1% a day.
View RiskBank of America's revenue growth is slowing, with Q3 up 3% year over year. The company missed its Q3 earnings estimate by 2.7%. Revenue of $29.96 billion fell short of the $30.3 billion target. This shortfall puts the primary growth pillar under pressure. The stock trades at 1.3 times book value. That is in line with the 1.3 times peer median. The price reflects less growth than our forecast. Our model puts the next-quarter miss probability near 21%. Peer multiples imply a price about 12% above where it trades. The thesis is on watch. This read is provisional.
Trailing returns as of 2026-11-04. BAC is total return (includes dividends); the S&P 500 benchmark is price return (the index excludes dividends).
Based on 25 analysts currently covering BAC (as of Nov 2026).
Based on 11 Wall Street analysts offering 12-month price targets for BAC in the last 4 months.
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| Compare | Company | Living FV | P/E | Revenue % | Quality |
|---|---|---|---|---|---|
| BAC Selected company | Graph | Compare | Trend | Review | |
| Peer Add a competitor | Graph | Compare | Trend | Review | |
| Holding Compare a holding | Graph | Compare | Trend | Review |
Selected metric trend
Quarterly · checked companies · value or % of revenue
A consensus fair price across 12 valuation methods, at three horizons. As of 2026-11-04. Estimates are diagnostics, not price targets. Short-horizon estimates are close to coin-flips, so confidence is a method-agreement read, not a prediction.
Today's peer multiple on trailing earnings, with no growth credited. This is the headline read.
Adds projected growth, so it leans optimistic by design. Read it as upside context, not a base case.
A price-focused, side-by-side fair-value read versus Financials (broad) — fair value, gap to price, and forward P/E.
Compare the value case
Put BAC next to peers and holdings, compare Living FV and multiples, then graph the driver behind the difference.
Advances: Drive organic growth and deepen client relationships
Major deal financing confirms deep client relationship growth.
Not investment advice. Scores describe historical and current data; they are not forecasts of future returns. Consult a licensed advisor before making investment decisions.
End-of-day figures as of 2026-11-04. EPS is implied from price ÷ P/E. Not investment advice.
Current $51.63
The last 12 months of price, then the range of analyst 12-month targets from today’s $51.63.
Analyst ratings and price targets are third-party Wall Street estimates, not QuarterlyIQ’s view. Not investment advice.
A long-thesis check that carries the widest uncertainty of the three horizons.
Below average on quality vs scored peers
Direction of the business behind the multiple. Bands are backend reads; trailing-12-month basis.
AML settlement poses legal and reputational risk to thesis.
Official warning on AI bubble risks macro stability.
Advances: Expand digital banking and AI-enabled service
Strategic entry into tokenization supports digital growth.
Employee arbitration lawsuit creates limited legal and reputational risk, without clear impact on core objectives.
A DOJ investigation request raises potential regulatory and reputational risk, but no finding or enforcement action is stated.
Senator seeks DOJ criminal probe over alleged AML violations, creating significant regulatory and reputational risk.
Advances: Enhance digital banking capabilities
Planned branch expansion modestly extends BAC’s physical banking presence.
