Changes in Registrant’s Certifying Accountant. (a) Dismissal of Independent Registered Public Accounting Firm On September 2, 2026, BCB Bancorp, Inc. (the “Company”) communicated to Wolf & Company, P.C. (“Wolf & Co”) that it has been dismissed as the Company’s independent registered public accounting firm. The dismissal was approved by the Audit Committee of the Company. During the Company’s two most recent fiscal years ended December 31, 2025 and December 31, 2024 and during the subsequent i…

Results of Operations and Financial Condition. On August 3, 2026, BCB Bancorp, Inc. (the “Company”), the holding company for BCB Community Bank, hosted an earnings conference call and webcast to discuss the results of the second quarter ended June 30, 2026. A copy of the transcript of the earnings conference call is attached hereto as Exhibit 99.1 and is incorporated herein by reference into this

Results of Operations and Financial Condition. On August 3, 2026, BCB Bancorp, Inc. (the “Company”), the holding company for BCB Community Bank, issued a press release (the “Press Release”) reporting the Company’s financial results at and for the second quarter ended June 30, 2026. A copy of the Press Release and the accompanying financial statements are attached hereto as Exhibit 99.1 and are incorporated herein by reference into this

Other Events On July 7, 2026, BCB Bancorp, Inc. (the “Company”) distributed a notice to the participants in its 2026 Amended and Restated Dividend Reinvestment and Stock Purchase Plan (the “Plan”), announcing that the Plan has been suspended in accordance with its terms, effective August 6, 2026. The Company will file a Post-Effective Amendment to its registration statement on Form S-3D for the Plan in connection with the Plan’s suspension. The Post-Effective Amendment will be publicly availa…

Other Events On June 18, 2026, BCB Bancorp, Inc. (the “Company”) announced that the Company’s Board of Directors has voted to suspend payment of the Company’s quarterly cash dividends on its common and preferred stock. In connection with the suspension of its cash dividends, the Company also announced that the Company’s Board of Directors voted to suspend its 2026 Amended and Restated Dividend Reinvestment and Stock Purchase Plan. A copy of the Company’s press release is attached hereto as Ex…

and shall not be deemed to be “filed” for the purpose of Section 18 of the Securities Exchange Act of 1934, as amended, or otherwise subject to the liabilities of that section. The filing of this Report on Form 8-K will not be deemed an admission as to the materiality of any information in this Report. Certain statements contained in this Report on Form 8-K (including Exhibit 99.1) may be deemed to be forward-looking statements under federal securities laws, and we intend that such forward-lo…

President and Chief Executive Officer — Mr. O'Brien: The company hired a new CEO and President.

President and Chief Executive Officer — Michael A. Shriner: Michael A. Shriner separated from his positions as President and CEO with an interim successor appointed.

Other Events. The Press Release also announced that the Company’s board of directors declared an $0.08 per share regular quarterly cash dividend. The dividend is payable on May 20, 2026 to common shareholders of record at the close of business on May 6, 2026.

Results of Operations and Financial Condition. On April 21, 2026, BCB Bancorp, Inc. (the “Company”), the holding company for BCB Community Bank, issued a press release (the “Press Release”) reporting the Company’s financial results at and for the quarter ended March 31, 2026. A copy of the Press Release and the accompanying financial statements are attached hereto as Exhibit 99.1 and are incorporated by reference into this

Director — Gerald Werdann: Mr. Werdann was elected to fill a vacancy on the Board of Directors.

Results of Operations and Financial Condition. On January 30, 2026, BCB Bancorp, Inc. (the “Company”), the holding company for BCB Community Bank, issued a press release (the “Press Release”) reporting the Company’s financial results at and for the quarter and year ended December 31, 2025. A copy of the Press Release and the accompanying financial statements are attached hereto as Exhibit 99.1 and are incorporated by reference into this

Other Events. The Press Release also announced that the Company’s board of directors declared an $0.08 per share cash dividend. The dividend is payable on February 26, 2026 to common shareholders of record at the close of business on February 11, 2026.

Material Impairments. On January 13, 2026, the Board of Directors and management of BCB Bancorp, Inc. (the “Company”) determined that a write down of $15.1 million (pre-tax) was required with respect to an isolated cannabis-related real estate owned (REO) property. As previously disclosed in the first quarter of 2025, BCB Community Bank (the “Bank”), the Company’s wholly owned subsidiary, established a specific reserve for this relationship. During the third quarter of 2025, this loan was tra…

Director — Raymond J. Vanaria: Raymond J. Vanaria retired from the Board of Directors.

Other Events. The Press Release also announced that the Company’s board of directors declared a $0.16 per share regular quarterly cash dividend. The dividend is payable on November 24, 2025 to common shareholders of record at the close of business on November 10, 2025.

Results of Operations and Financial Condition. On October 27, 2025, BCB Bancorp, Inc. (the “Company”), the holding company for BCB Community Bank, issued a press release (the “Press Release”) reporting the Company’s financial results at and for the quarter and nine-months ended September 30, 2025. A copy of the Press Release and the accompanying financial statements are attached hereto as Exhibit 99.1 and are incorporated by reference into this

Other Events. The Press Release also announced that the Company’s board of directors declared a $0.16 per share regular quarterly cash dividend. The dividend is payable on August 25, 2025 to common shareholders of record at the close of business on August 11, 2025.

Results of Operations and Financial Condition. On July 28, 2025, BCB Bancorp, Inc. (the “Company”), the holding company for BCB Community Bank, issued a press release (the “Press Release”) reporting the Company’s financial results at and for the quarter and six-months ended June 30, 2025. A copy of the Press Release and the accompanying financial statements are attached hereto as Exhibit 99.1 and are incorporated by reference into this

Other Events. The Press Release also announced that the Company’s board of directors declared a $0.16 per share regular quarterly cash dividend. The dividend is payable on May 21, 2025 to common shareholders of record at the close of business on May 7, 2025.

Results of Operations and Financial Condition. On April 22, 2025, BCB Bancorp, Inc. (the “Company”), the holding company for BCB Community Bank, issued a press release (the “Press Release”) reporting the Company’s financial results at and for the quarter ended March 31, 2025. A copy of the Press Release and the accompanying financial statements are attached hereto as Exhibit 99.1 and are incorporated by reference into this

Unregistered Sales of Equity Securities On March 15, 2025, BCB Bancorp, Inc. (the “Company”) issued 52 shares of its Series K Noncumulative Perpetual Preferred Stock, par value $0.01 per share (the “Series K Preferred Stock”), in a private placement, resulting in gross proceeds to the Company of $520,000. The sale represents 2.0% of the gross proceeds of the Company’s total issued and outstanding Noncumulative Perpetual Preferred Stock. The purchase price was $10,000.00 per share. This is the…

Other Events. The Press Release also announced that the Company’s board of directors declared a $0.16 per share regular quarterly cash dividend. The dividend is payable on February 24, 2025 to common shareholders of record on February 7, 2025.

Results of Operations and Financial Condition. On January 28, 2025, BCB Bancorp, Inc. (the “Company”), the holding company for BCB Community Bank, issued a press release (the “Press Release”) reporting the Company’s financial results at and for the quarter and year ended December 31, 2024. A copy of the Press Release and the accompanying financial statements are attached hereto as Exhibit 99.1 and are incorporated by reference into this

Unregistered Sales of Equity Securities On December 31, 2024, BCB Bancorp, Inc. (the “Company”) issued 497 shares of its Series K Noncumulative Perpetual Preferred Stock, par value $0.01 per share (the “Series K Preferred Stock”), in a private placement, resulting in gross proceeds to the Company of $4,970,000. The sale represents 20.1% of the gross proceeds of the Company’s total issued and outstanding Noncumulative Perpetual Preferred Stock. The purchase price was $10,000.00 per share. This…