Director — Hugh Frater: The filing discloses a conditional notice of resignation by a director contingent on a former CEO assuming an executive role, rather than an immediate departure.

Other Events. On August 20, 2026, the Company announced the declaration of the dividend of Rights and issued a press release relating to such event, a copy of which is attached to this Current Report on Form 8-K as Exhibit 99.1 and is incorporated herein by reference.

Entry into a Material Definitive Agreement. The information contained in

Material Modification to Rights of Security Holders. Effective August 20, 2026, the Special Committee (the “Special Committee”) of the Board of Directors (the “Board”) of Better Home & Finance Holding Company (the “Company”) adopted a rights plan and declared a dividend of (a) one Class A Right per share of Class A Common Stock, (b) one Class B Right per share of Class B Common Stock, and (c) one Class C Right per share of Class C Common Stock (the Class A Rights, Class B Rights and Class C R…

and Exhibit 99.1 attached hereto is being furnished and shall not be deemed “filed” for purposes of Section 18 of the Securities Exchange Act of the 1934, as amended (the “Exchange Act”), or otherwise subject to the liabilities of that section, nor shall it be deemed incorporated by reference in any filing under the Securities Act of 1933, as amended, or the Exchange Act, except as shall be expressly set forth by specific reference in such filing.

Results of Operations and Financial Condition. On August 3, 2026, Better Home & Finance Holding Company (the “Company”) issued a press release (the “Press Release”) announcing, among other things, certain preliminary financial results for the three months ended June 30, 2026. A copy of the Press Release is attached hereto as Exhibit 99.1 to this Current Report on Form 8-K. The preliminary financial results for the three months ended June 30, 2026 included in the Press Release are being provid…

Chief Executive Officer — Vishal Garg: Vishal Garg stepped down as the Company’s Chief Executive Officer, and Daniel Lewis was appointed as Interim Chief Executive Officer.

Other Events. On July 28, 2026, Better Home & Finance Holding Company (the “Company” or “Better”) executed an amendment to its broker agreement with Intuit Credit Karma pursuant to which Better will partner with Intuit Credit Karma to provide Intuit Credit Karma’s consumer base, which includes 140 million consumers in the United States, Home Equity Line of Credit (“HELOC”) products under the “Credit Karma Home Loans powered by Better” brand. Once launched, the Company expects that the offerin…

Director — David Barse: David Barse resigned from the board of directors and Daniel Lewis was elected as a new director.

and Exhibit 99.1 attached hereto is being furnished and shall not be deemed “filed” for purposes of Section 18 of the Securities Exchange Act of the 1934, as amended (the “Exchange Act”), or otherwise subject to the liabilities of that section, nor shall it be deemed incorporated by reference in any filing under the Securities Act of 1933, as amended, or the Exchange Act, except as shall be expressly set forth by specific reference in such filing.

Results of Operations and Financial Condition. On April 8, 2026, Better Home & Finance Holding Company (the “Company”) filed a preliminary prospectus supplement (the “Preliminary Prospectus Supplement”) to the Company’s shelf registration statement on Form S-3 (No. 333-287335) initially filed on May 16, 2026, as amended and declared effective by the Securities and Exchange Commission (the “Commission”) on June 6, 2025 (the “Shelf Registration Statement”), in connection with the Offering (as d…

Other Events. On April 9, 2026, the Company consummated an underwritten public offering (the “Offering”) of 2,156,250 shares (the “Shares”) of the Company’s Class A common stock, par value $0.0001 per share (“Class A Common Stock”). The Shares were sold at a public offering price per share of $32.00 pursuant to the Underwriting Agreement, dated April 8, 2026 (the “Underwriting Agreement”), by and among the Company and BTIG, LLC and Cantor Fitzgerald & Co., as representatives of the underwrite…

Director — Hugh R. Frater: Election of Hugh R. Frater as a director and member of the audit committee.

Changes in Registrant’s Certifying Accountant Dismissal of Former Independent Registered Public Accounting Firm The Audit Committee (the “Audit Committee”) of the Board of Directors of Better Home & Finance Holding Company (the “Company”) conducted a comprehensive process to determine the Company’s independent registered public accounting firm for the fiscal year ending December 31, 2026. As a result of this process, following the review and evaluation of the proposals from participating firm…

and Exhibit 99.1 attached hereto is being furnished and shall not be deemed “filed” for purposes of Section 18 of the Securities Exchange Act of the 1934, as amended (the “Exchange Act”), or otherwise subject to the liabilities of that section, nor shall it be deemed incorporated by reference in any filing under the Securities Act of 1933, as amended, or the Exchange Act, except as shall be expressly set forth by specific reference in such filing.

Entry into a Material Definitive Agreement. On February 17, 2026, Better Home & Finance Holding Company (the “Company”) entered into a Securities Purchase Agreement (the “SPA”) with Framework Ventures IV L.P. (“Purchaser”). Pursuant to the SPA, the Company issued and sold a warrant (the “Warrant”) to purchase up to an aggregate of 211,312 shares (the “Warrant Shares”) of the Company’s Class A common stock, par value $0.0001 per share (the “Common Stock”), upon the terms and subject to the lim…

Regulation FD Disclosure. On January 27, 2026, Better Home & Finance Holding Company (the “Company”) issued a press release announcing the successful amendment and renewal of a $175 million warehouse credit facility with a leading global banking institution and re-affirming previously provided finance guidance. A copy of the press release is attached hereto as Exhibit 99.1 and is incorporated herein by reference. The information in this Item 7.01, including Exhibit 99.1, shall not be deemed t…

Regulation FD Disclosure. On January 27, 2026, Better Home & Finance Holding Company (the “Company”) issued a press release announcing the successful amendment and renewal of a $175 million warehouse credit facility with a leading global banking institution and re-affirming previously provided finance guidance. A copy of the press release is attached hereto as Exhibit 99.1 and is incorporated herein by reference. The information in this Item 7.01, including Exhibit 99.1, shall not be deemed t…

Other Events. At-The-Market Offering Program and Capital Strategy Update As previously disclosed, on September 26, 2025, the Company implemented an at-the-market equity offering program (the “ATM Program”) pursuant to sales agreements with Cantor Fitzgerald & Co. and BTIG, LLC, under which the Company may offer and sell shares of its Class A common stock having an aggregate offering price of up to $75.0 million. As of November 13, 2025, the Company had disclosed the sale of approximately $17.…

Chief Financial Officer — Loveen Advani: The company appointed a new Chief Financial Officer from an external candidate.

Chief Operating Officer — Barry Feierstein: The Company appointed Barry Feierstein as Chief Operating Officer, bringing significant experience in finance and operations.

and Exhibit 99.1 attached hereto is being furnished and shall not be deemed “filed” for purposes of Section 18 of the Securities Exchange Act of the 1934, as amended (the “Exchange Act”), or otherwise subject to the liabilities of that section, nor shall it be deemed incorporated by reference in any filing under the Securities Act of 1933, as amended, or the Exchange Act, except as shall be expressly set forth by specific reference in such filing.

Approval of Restricted Stock Unit Awards to certain named executive officers.

Chief Financial Officer — Kevin Ryan: Kevin Ryan, the Chief Financial Officer of Better Home & Finance Holding Company, is retiring to pursue other opportunities.

Other Events. Recent Developments In September 2025, Better Home & Finance Holding Company (“Better” or the “Company”) executed two agreements that the Company expects will materially increase its monthly loan volume. The first agreement is a partnership with one of the top five U.S. personal financial services platforms, which serves over 50 million customers. Under this arrangement, the partner will offer mortgage financing products to its customer base through Better’s Tinman® AI platform.…