Bank of the James Financial Group Inc (BOTJ)
NASDAQFinancialsBanks - RegionalSnapshot 2026-09-04
$27.60+0.40%
Close 2026-09-04 · 1-day change
NASDAQFinancialsBanks - RegionalSnapshot 2026-09-04
QuarterlyIQ Insights · BOTJ
Income statement, balance sheet, and cash flow — annual and quarterly history, as reported.
Figures in millions of None, except per-share and ratios.
| TTM | Dec 2025 | Dec 2024 | Dec 2023 | Dec 2022 | Dec 2021 | Dec 2020 | Dec 2019 | Dec 2018 | Dec 2017 | Dec 2016 | Dec 2015 | Dec 2014 | Dec 2013 | Dec 2012 | Dec 2011 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenues | ||||||||||||||||
| Revenues | 4.5 | 4.3 | 4.0 | 3.9 | 3.6 | 2.5 | 2.0 | 1.8 | 1.9 | 23.7 | 21.6 | 20.3 | 18.7 | 18.4 | 18.8 | 19.5 |
| Total Revenues | 47.9 | 46.7 | 44.6 | 39.4 | 31.9 | 29.2 | 29.7 | 29.8 | 27.0 | 23.7 | 21.6 | 20.3 | 18.7 | 18.4 | 18.8 | 19.5 |
| Operating Expenses & Income | ||||||||||||||||
| Operating Income | — | — | — | 10.3 | 11.1 | 9.5 | 6.2 | 6.9 | 6.6 | 5.4 | 4.8 | 5.3 | 4.7 | 4.1 | 2.7 | 0.5 |
| Earnings from Continuing Operations | ||||||||||||||||
| Interest Expense | — | — | — | 9.6 | 2.2 | 2.1 | 4.5 | 5.3 | 3.8 | 3.0 | 2.3 | 2.7 | 2.3 | 2.4 | 3.0 | 4.2 |
| EBT, Incl. Unusual Items | 14.3 | 11.1 | 9.9 | 10.3 | 11.1 | 9.5 | 6.2 | 6.9 | 6.6 | 5.4 | 4.8 | 5.3 | 4.7 | 4.1 | 2.7 | 0.5 |
| Income Tax Expense | 2.8 | 2.1 | 2.0 | 1.6 | 2.2 | 1.9 | 1.2 | 1.3 | 1.3 | 2.4 | 1.5 | 1.7 | 1.3 | 1.0 | 0.5 | (0.1) |
| Net Income | ||||||||||||||||
| Net Income | 11.5 | 9.0 | 7.9 | 8.7 | 9.0 | 7.6 | 5.0 | 5.6 | 5.3 | 2.9 | 3.3 | 3.7 | 3.4 | 3.1 | 2.1 | 0.6 |
| Per Share | ||||||||||||||||
| Basic EPS | 2.53 | 1.99 | 1.75 | 1.91 | 1.91 | 1.60 | 1.04 | 1.28 | 1.21 | 0.67 | 0.75 | 1.07 | 1.01 | 0.91 | 0.64 | — |
| Diluted EPS | 2.53 | 1.99 | 1.75 | 1.91 | 1.91 | 1.60 | 1.04 | 1.28 | 1.21 | 0.67 | 0.75 | 1.07 | 1.01 | 0.91 | 0.64 | — |
| Revenue per Share | 10.55 | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — |
| Dividend per Share | — | 0.40 | 0.40 | 0.32 | 0.29 | 0.28 | 0.28 | 0.28 | 0.24 | 0.24 | 0.24 | — | — | — | — | — |
| Basic Weighted Avg Shares | 4.5 | 4.5 | 4.5 | 4.6 | 4.7 | 4.7 | 4.8 | 4.4 | 4.4 | 4.4 | 4.4 | 3.5 | 3.4 | 3.4 | 3.3 | — |
| Diluted Weighted Avg Shares | 4.5 | 4.5 | 4.5 | 4.6 | 4.7 | 4.7 | 4.8 | 4.4 | 4.4 | 4.4 | 4.4 | 3.5 | 3.4 | 3.4 | 3.3 | — |
| Supplemental | ||||||||||||||||
| EBITDA | — | — | — | 11.7 | 13.2 | 11.5 | 8.2 | 8.6 | 7.6 | 6.2 | 5.6 | 6.1 | 5.5 | — | — | — |
| EBIT | — | — | — | 10.3 | 11.1 | 9.5 | 6.2 | 6.9 | 6.6 | 5.4 | 4.8 | 5.3 | 4.7 | 4.1 | 2.7 | 0.5 |
| Effective Tax Rate | 19.4% | — | — | 15.3% | 19.4% | 19.7% | 19.4% | 19.2% | 20.0% | 45.5% | 31.7% | 30.9% | 27.4% | 25.4% | 20.3% | -18.3% |
Not investment advice. Scores describe historical and current data; they are not forecasts of future returns. Consult a licensed advisor before making investment decisions.