Entry into a Material Definitive Agreement. On August 16, 2026, Blue Ridge Bankshares, Inc., a Virginia corporation (“Blue Ridge”), HomeTrust Bancshares, Inc., a Maryland corporation (“HomeTrust”) and Kinloch Merger Sub, Inc., a Virginia corporation and wholly owned subsidiary of HomeTrust (“Merger Sub”), entered into an Agreement and Plan of Merger (the “Merger Agreement”). Pursuant to the terms and conditions set forth in the Merger Agreement, Merger Sub will merge with and into Blue Ridge…

Results of Operations and Financial Condition. On July 28, 2026, Blue Ridge Bankshares, Inc. issued a press release announcing its financial results for the second quarter ended June 30, 2026. Subsequent to that release, in light of the developments described above, the Company revised its estimate of expected credit losses as of June 30, 2026, resulting in an increase in the specific reserve to $2.9 million on the $11.4 million of loans with the aforementioned borrower. As a result, certain…

above. Exhibit No. Description 99.1 Press release dated July 28, 2026 . 104 Cover Page Interactive Data File (embedded within the Inline XBRL document) SIGNATURES Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized. BLUE RIDGE BANKSHARES, INC. Date: July 28, 2026 By: /s/ Judy C. Gavant Judy C. Gavant Executive Vice President and Chief Financial Officer

Chief Operations and Technology Officer — M. Dean Brown: Position eliminated as part of cost reduction efforts.

Chief Operations and Technology Officer — M. Dean Brown: Mr. M. Dean Brown is retiring from his role as Chief Operations and Technology Officer.

above. Exhibit No. Description 99.1 Press release dated April 23, 2026 . 104 Cover Page Interactive Data File (embedded within the Inline XBRL document) SIGNATURES Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized. BLUE RIDGE BANKSHARES, INC. Date: April 23, 2026 By: /s/ Judy C. Gavant Judy C. Gavant Executive Vice President and Chief Financial Officer

Interim Chief Executive Officer and Interim President — Harry Golliday: Mr. Golliday was appointed as Interim Chief Executive Officer and Interim President with increased compensation.

Other Events. Amendment to Warrants Effective March 28, 2026, the Board of Directors of Blue Ridge Bankshares, Inc. (the “Company”) and the holders of warrants to purchase shares of the Company’s common stock (the “Warrants”) representing a majority of shares of common stock underlying such Warrants outstanding approved an amendment and restatement of the Warrants. The amendment provides that, in connection with certain cash distributions to holders of the Company’s common stock, the per shar…

Interim Chief Executive Officer and Interim President of the Company and Interim Chief Executive Officer of the Bank, Director — Harry Golliday: Mr. Golliday was appointed as a director and interim CEO of the company.

CEO — G. William ('Billy') Beale: Mr. Beale is retiring as CEO with a named successor.

above. Exhibit No. Description 99.1 Press release dated January 29, 2026 . 104 Cover Page Interactive Data File (embedded within the Inline XBRL document) SIGNATURES Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized. BLUE RIDGE BANKSHARES, INC. Date: January 29, 2026 By: /s/ Judy C. Gavant Judy C. Gavant Executive Vice President and Chief Financial Officer

Termination of a Material Definitive Agreement The information included in

above. Exhibit No. Description 99.1 Press release dated October 22, 2025 . 104 Cover Page Interactive Data File (embedded within the Inline XBRL document) SIGNATURES Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized. BLUE RIDGE BANKSHARES, INC. Date: October 22, 2025 By: /s/ Judy C. Gavant Judy C. Gavant Executive Vice President and Chief Financial Officer

Other Events. On August 25, 2025, Blue Ridge Bankshares, Inc. (the “Company”) announced that its Board of Directors has adopted a share repurchase program (the “Repurchase Program”) pursuant to which the Company may purchase up to $15 million of the Company’s issued and outstanding shares of common stock (“Common Stock”). Repurchases may be made in open market purchases, block trades, or privately negotiated transactions, including upon the exercise of outstanding warrants to purchase Common…

above. Exhibit No. Description 99.1 Press release dated July 23, 2025. 104 Cover Page Interactive Data File (embedded within the Inline XBRL document) SIGNATURES Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized. BLUE RIDGE BANKSHARES, INC. Date: July 23, 2025 By: /s/ Judy C. Gavant Judy C. Gavant Executive Vice President and Chief Financial Officer

above. Exhibit No. Description 99.1 Press release dated April 24, 2025. 104 Cover Page Interactive Data File (embedded within the Inline XBRL document) SIGNATURES Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized. BLUE RIDGE BANKSHARES, INC. Date: April 24, 2025 By: /s/ Judy C. Gavant Judy C. Gavant Executive Vice President and Chief Financial Officer

above. Exhibit No. Description 99.1 Press release dated January 30, 2025. 104 Cover Page Interactive Data File (embedded within the Inline XBRL document) SIGNATURES Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized. BLUE RIDGE BANKSHARES, INC. Date: January 30, 2025 By: /s/ Judy C. Gavant Judy C. Gavant Executive Vice President and Chief Financial Officer

Amended and restated employment agreements were entered into with the President and CEO, as well as the Executive Vice President and CFO.

Unregistered Sales of Equity Securities. As previously disclosed by Blue Ridge Bankshares, Inc. (the “Company”) in a Current Report on Form 8-K filed with the Securities and Exchange Commission on April 5, 2024, on April 3, 2024, the Company entered into an Exchange Agreement (the “Exchange Agreement”) with Castle Creek Capital Partners VIII, LP, a Delaware limited partnership (“Castle Creek”), relating to the exchange of (a) shares of the Company’s Mandatorily Convertible Cumulative Perpetua…

above. Exhibit No. Description 99.1 Press release dated October 29, 2024. 104 Cover Page Interactive Data File (embedded within the Inline XBRL document) SIGNATURES Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized. BLUE RIDGE BANKSHARES, INC. Date: October 29, 2024 By: /s/ Judy C. Gavant Judy C. Gavant Executive Vice President and Chief Financial Officer

Executive Vice President and Commercial Banking Executive — C. Douglass Riddle: Mr. Riddle separated from employment with the Bank.

above. Exhibit No. Description 99.1 Press release dated July 25, 2024. 104 Cover Page Interactive Data File (embedded within the Inline XBRL document) SIGNATURES Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned thereunto duly authorized. BLUE RIDGE BANKSHARES, INC. Date: July 25, 2024 By: /s/ Judy C. Gavant Judy C. Gavant Executive Vice President and Chief Financial Officer

Director on the Compensation Committee — Tony Scavuzzo: Tony Scavuzzo has been appointed to the Compensation Committee of the Board.

Other Events. As previously disclosed by Blue Ridge Bankshares, Inc. (the “Company”) in Current Reports on Form 8-K filed with the Securities and Exchange Commission (the “SEC”) on April 5, 2024 and June 14, 2024, the Company issued and sold shares of its Mandatorily Convertible Cumulative Perpetual Preferred Stock, Series B, par value $50.00 per share (the “Series B Preferred Stock”), and Mandatorily Convertible Cumulative Perpetual Preferred Stock, Series C, par value $50.00 per share (the…

Director: Appointments to the Board Committees are routine administrative changes.