Results of Operation and Financial Condition On July 30, 2026, Bogota Financial Corp., the holding company for Bogota Savings Bank, issued a press release reporting its financial results for the three and six months ended June 30, 2026. A copy of the press release announcing the results is included as Exhibit 99.1 to this Current Report on Form 8-K and shall not be deemed “filed” for purposes of Section 18 of the Securities Exchange Act of 1934, nor shall it be deemed incorporated by referenc…

Other Events On June 1, 2026, the Company and GSL Savings Bank issued a joint press release announcing that the Bogota Entities and GSL Savings Bank had entered into the Merger Agreement. The joint press release is attached hereto as Exhibit 99.1 and is incorporated herein by reference. Cautionary Note Regarding Forward-Looking Statements This Current Report on Form 8-K contains certain forward-looking statements about the Bogota Entities and GSL Savings Bank. Forward-looking statements inclu…

Entry into a Material Definitive Agreement On May 31, 2026, Bogota Financial Corp. (the “Company”), the parent company of Bogota Savings Bank (the “Bank”), and Bogota Financial, MHC, the Company’s mutual holding company parent (the “MHC” and, together with the Company and the Bank, the “Bogota Entities”) entered into an Agreement and Plan of Merger (the “Merger Agreement”) with GSL Savings Bank, pursuant to which GSL Savings Bank will merge with and into the Bank, with the Bank as the survivi…

null — Mr. Giancola: An employment agreement for Mr. Giancola has been established contingent on the closing of a Merger, detailing terms including salary and severance.

Results of Operation and Financial Condition On May 6, 2026, Bogota Financial Corp., the holding company for Bogota Savings Bank, issued a press release reporting its financial results for the three months ended March 31, 2026. A copy of the press release announcing the results is included as Exhibit 99.1 to this Current Report on Form 8-K and shall not be deemed “filed” for purposes of Section 18 of the Securities Exchange Act of 1934, nor shall it be deemed incorporated by reference in any…

Executive Vice President and Chief Lending Officer — Robert Walsh: Robert Walsh is retiring from his position with Bogota Savings Bank.

Results of Operation and Financial Condition On February 13, 2026, Bogota Financial Corp., the holding company for Bogota Savings Bank, issued a press release reporting its financial results for the three and twelve months ended December 31, 2025. A copy of the press release announcing the results is included as Exhibit 99.1 to this Current Report on Form 8-K and shall not be deemed “filed” for purposes of Section 18 of the Securities Exchange Act of 1934, nor shall it be deemed incorporated…

Results of Operation and Financial Condition On November 3, 2025, Bogota Financial Corp., the holding company for Bogota Savings Bank, issued a press release reporting its financial results for the three and nine months ended September 30, 2025. A copy of the press release announcing the results is included as Exhibit 99.1 to this Current Report on Form 8-K and shall not be deemed “filed” for purposes of Section 18 of the Securities Exchange Act of 1934, nor shall it be deemed incorporated by…

Other Events On August 12, 2025, Bogota Financial Corp. (the “Company”), the holding company for Bogota Savings Bank, announced that it has received regulatory approval for the repurchase of up to 237,590 shares of its common stock, which is approximately 5% of its outstanding common stock (excluding shares held by Bogota Financial, MHC), as previously approved by the board of directors of the Company. This is the Company’s sixth stock repurchase program. Shares may be repurchased in open mar…

Results of Operation and Financial Condition On July 31, 2025, Bogota Financial Corp., the holding company for Bogota Savings Bank, issued a press release reporting its financial results for the three and six months ended June 30, 2025. A copy of the press release announcing the results is included as Exhibit 99.1 to this Current Report on Form 8-K and shall not be deemed “filed” for purposes of Section 18 of the Securities Exchange Act of 1934, nor shall it be deemed incorporated by referenc…

Results of Operation and Financial Condition On April 30, 2025, Bogota Financial Corp., the holding company for Bogota Savings Bank, issued a press release reporting its financial results for the three months ended March 31, 2025. A copy of the press release announcing the results is included as Exhibit 99.1 to this Current Report on Form 8-K and shall not be deemed “filed” for purposes of Section 18 of the Securities Exchange Act of 1934, nor shall it be deemed incorporated by reference in a…

Results of Operation and Financial Condition On February 14, 2025, Bogota Financial Corp., the holding company for Bogota Savings Bank, issued a press release reporting its financial results for the three and twelve months ended December 31, 2024. A copy of the press release announcing the results is included as Exhibit 99.1 to this Current Report on Form 8-K and shall not be deemed “filed” for purposes of Section 18 of the Securities Exchange Act of 1934, nor shall it be deemed incorporated…

Director — Peter T. Donnelly: Appointment of Peter T. Donnelly to the board of directors and service on Audit Committee and IT Committee.

Director — Peter T. Donnelly: Appointment of a new director to the board and committees.

Results of Operation and Financial Condition On January 6, 2025, the Company issued a press release announcing the Bank’s sale-leaseback transaction and a recent balance sheet repositioning related to its investment securities portfolio. A copy of the press release is furnished as Exhibit 99.1 to this Current Report on Form 8-K and is incorporated into this

by reference. Forward-Looking Statements This Current Report on Form 8-K contains certain forward-looking statements about the Company and the Bank. Forward-looking statements include statements regarding anticipated future events and can be identified by the fact that they do not relate strictly to historical or current facts. They often include words such as “believe,” “expect,” “anticipate,” “estimate,” and “intend” or future or conditional verbs such as “will,” “would,” “should,” “could,”…

Results of Operation and Financial Condition Before market open on November 1, 2024, Bogota Financial Corp. (the “Company”), the holding company for Bogota Savings Bank, issued a press release reporting its financial results for the three and nine months ended September 30, 2024 (the “Original Earnings Release”). Prior to the Original Earnings Release being furnished to the Securities and Exchange Commission in a Current Report on Form 8-K, the Company determined that its interest expense on…

Results of Operation and Financial Condition On July 31, 2024, Bogota Financial Corp., the holding company for Bogota Savings Bank, issued a press release reporting its financial results for the three and six months ended June 30, 2024. A copy of the press release announcing the results is included as Exhibit 99.1 to this Current Report on Form 8-K and shall not be deemed “filed” for purposes of Section 18 of the Securities Exchange Act of 1934, nor shall it be deemed incorporated by referenc…

Results of Operation and Financial Condition On April 30, 2024, Bogota Financial Corp., the holding company for Bogota Savings Bank, issued a press release reporting its financial results for the three months ended March 31, 2024. A copy of the press release announcing the results is included as Exhibit 99.1 to this Current Report on Form 8-K and shall not be deemed “filed” for purposes of Section 18 of the Securities Exchange Act of 1934, nor shall it be deemed incorporated by reference in a…

Other Events On April 24, 2024, Bogota Financial Corp. (the “Company”), the holding company for Bogota Savings Bank, announced that it has received regulatory approval for the repurchase of up to 237,090 shares of its common stock, which is approximately 5% of its outstanding common stock (excluding shares held by Bogota Financial, MHC), as previously approved by the board of directors of the Company. This is the Company’s fifth stock repurchase program. Shares may be repurchased in open mark…

Other Events On February 29, 2024, Bogota Financial Corp. (the “Company”) completed its previously announced stock repurchase program. Under this repurchase program, the Company was authorized to repurchase up to 249,920 shares, or approximately 5% of its outstanding common stock (excluding shares held by Bogota Financial, MHC). The Company repurchased its common stock under the program at an average price of $7.63 per share. This was the Company’s fourth stock repurchase program. SIGNATURES…

Results of Operation and Financial Condition On February 6, 2024, Bogota Financial Corp., the holding company for Bogota Savings Bank, issued a press release reporting its financial results for the three and twelve months ended December 31, 2023. A copy of the press release announcing the results is included as Exhibit 99.1 to this Current Report on Form 8-K and shall not be deemed “filed” for purposes of Section 18 of the Securities Exchange Act of 1934, nor shall it be deemed incorporated b…

President and Chief Executive Officer — Joseph Coccaro: Joseph Coccaro retired as President and CEO with Kevin Pace appointed to succeed him.

Results of Operation and Financial Condition On November 1, 2023, Bogota Financial Corp., the holding company for Bogota Savings Bank, issued a press release reporting its financial results for the three and nine months ended September 30, 2023. A copy of the press release announcing the results is included as Exhibit 99.1 to this Current Report on Form 8-K and shall not be deemed “filed” for purposes of Section 18 of the Securities Exchange Act of 1934, nor shall it be deemed incorporated by…

Director — Kevin Pace: Kevin Pace was appointed to the board of directors while continuing his role as Executive Vice President and Chief Risk Officer.