Results of Operations and Financial Condition. On July 24, 2026, BV Financial, Inc. (the “Company”), the holding company for BayVanguard Bank, issued a press release announcing its financial results for the quarter ended June 30, 2026. A copy of the Company's press release is attached as Exhibit 99.1 and is furnished herewith.

Other Events. On May 5, 2026, BV Financial, Inc. (the “Company”) received the non-objection of the Federal Reserve Bank of Richmond to initiate, a stock repurchase program for up to 10% of the Company’s outstanding shares of common stock (approximately 861,000 shares). Repurchases are expected to commence after the Company completes its current repurchase program, which has approximately 45,000 shares remaining. Shares of the Company’s common stock may be repurchased pursuant to the program i…

Results of Operations and Financial Condition. On April 24, 2026, BV Financial, Inc. (the “Company”), the holding company for BayVanguard Bank, issued a press release announcing its financial results for the quarter ended March 31, 2026. A copy of the Company's press release is attached as Exhibit 99.1 and is furnished herewith.

Changes in Registrant’s Certifying Accountant. On February 20, 2026, the Audit Committee of the Board of Directors (the “Audit Committee”) of BV Financial, Inc. (the “Company”) approved the dismissal of Forvis Mazars, LLP (“Forvis Mazars”) as the Company's independent registered public accounting firm effective upon completion by Forvis Mazars of its audit of the Company's consolidated financial statements for the fiscal year ended December 31, 2025 and the filing of the Company's 2025 Annual…

Co-President and Co-Chief Executive Officer — David M. Flair: Mr. Flair resigned from his roles as Co-President and Co-Chief Executive Officer with a severance package.

Results of Operations and Financial Condition. On January 23, 2026, BV Financial, Inc. (the “Company”), the holding company for BayVanguard Bank, issued a press release announcing its financial results for the quarter ended December 31, 2025. A copy of the Company's press release is attached as Exhibit 99.1 and is furnished herewith.

Results of Operations and Financial Condition. On October 17, 2025, BV Financial, Inc. (the “Company”), the holding company for BayVanguard Bank, issued a press release announcing its financial results for the quarter ended September 30, 2025. A copy of the Company's press release is attached as Exhibit 99.1 and is furnished herewith.

Results of Operations and Financial Condition. On July 17, 2025, BV Financial, Inc. (the “Company”), the holding company for BayVanguard Bank, issued a press release announcing its financial results for the quarter ended June 30, 2025. A copy of the Company's press release is attached as Exhibit 99.1 and is furnished herewith.

Results of Operations and Financial Condition. On April 18, 2025, BV Financial, Inc. (the “Company”), the holding company for BayVanguard Bank, issued a press release announcing its financial results for the quarter ended March 31, 2025. A copy of the Company's press release is attached as Exhibit 99.1 and is furnished herewith.

Other Events. On April 4, 2025, BV Financial, Inc. (the “Company”) announced that it had adopted, and received the non-objection of the Federal Reserve Bank of Richmond to initiate, a stock repurchase program for up to 10% of the Company’s outstanding shares of common stock (approximately 1,059,404 shares). A copy of the press release announcing the stock repurchase program is included as exhibit 99.1 to this Current Report on Form 8-K and is incorporated herein by reference.

Results of Operations and Financial Condition. On January 27, 2025, BV Financial, Inc. (the “Company”), the holding company for BayVanguard Bank, issued a press release announcing its financial results for the year ended December 31, 2024. A copy of the Company's press release is attached as Exhibit 99.1 and is furnished herewith.

Results of Operations and Financial Condition. On October 21, 2024, BV Financial, Inc. (the “Company”), the holding company for BayVanguard Bank, issued a press release announcing its financial results for the three and nine months ended September 30, 2024. A copy of the Company's press release is attached as Exhibit 99.1 and is furnished herewith.

Other Events On July 30, 2024, BV Financial, Inc. (the “Company”) announced that it had adopted, and received the non-objection of the Federal Reserve Bank of Richmond to initiate, a stock repurchase program for up to 10% of the Company’s outstanding shares of common stock (approximately 1,138,772 shares). A copy of the press release announcing the stock repurchase program is included as exhibit 99.1 to this Current Report on Form 8-K and is incorporated herein by reference.

Results of Operations and Financial Condition. On July 18, 2024, BV Financial, Inc. (the “Company”), the holding company for BayVanguard Bank, issued a press release announcing its financial results for the three and six months ended June 30, 2024. A copy of the Company's press release is attached as Exhibit 99.1 and is furnished herewith.

Results of Operations and Financial Condition. On April 22, 2024, BV Financial, Inc. (the “Company”), the holding company for BayVanguard Bank, issued a press release announcing its financial results for the three months ended March 31, 2024. A copy of the Company's press release is attached as Exhibit 99.1 and is furnished herewith.

Results of Operation and Financial Condition On July 26, 2023, the Company, the holding company for BayVanguard Bank, issued a press release reporting its financial results for the three and six months ended June 30, 2023. A copy of the press release announcing the results is included as Exhibit 99.1 to this Current Report on Form 8-K and shall not be deemed “filed” for purposes of Section 18 of the Securities Exchange Act of 1934, nor shall it be deemed incorporated by reference in any filin…

Entry Into a Material Definitive Agreement On May 15, 2023, BV Financial, Inc., a Maryland corporation (“BV Financial”), Bay-Vanguard, M.H.C., Inc. (the “MHC”), and BayVanguard Bank entered into an Agency Agreement with Performance Trust Capital Partners, LLC (“Performance Trust”). Performance trust will assist in the marketing of BV Financial’s common stock during BV Financial’s stock offering in connection with the MHC’s pending conversion from a mutual holding company to a stock holding co…

OTHER EVENTS. ------------ On August 20, 2009, BV Financial, Inc. (the "Company") announced that the Board of Directors declared a cash dividend on the Company's outstanding shares of common stock. The dividend of $0.05 per share will be paid on or about September 24, 2009 to stockholders of record as of the close of business on September 4, 2009. The press release announcing the cash dividend is included as Exhibit 99.1 and is incorporated herein by reference.