Camden National Corp. (CAC)
NASDAQFinancialsBanks - RegionalSnapshot 2026-09-04
$58.17+1.09%
Close 2026-09-04 · 1-day change
NASDAQFinancialsBanks - RegionalSnapshot 2026-09-04
QuarterlyIQ Insights · CAC
What must go right, what could break, what the price assumes, and what evidence comes next.
The current health of the standing investment case.
Recent financial performance is holding in the top half of its industry — the reason to own it looks intact.
One-year growth currently built into the price, compared with our model's estimate.
| Measure | Marker shape | Value |
|---|---|---|
| Growth built into the price | circle | 3.8% |
| Our one-year growth estimate | diamond | -8.5% |
For each item: what to watch, what would become a concern, and what would make it less concerning.
A reporting-risk estimate, not a forecast of the stock-price response.
Historical relationships that met the evidence threshold. They do not prove cause or forecast a move.
Usually moved in the same direction.
Price observations: 365 days
Most sensitive to the broad stock market.
Based on historical daily prices through 2026-09-04.
Past price behavior in dollars on a $10,000 position. This does not measure permanent business risk.
How much price usually moves either way.
A larger daily loss that occurred about once in every 20 trading days.
Use the underlying financial and sector pages to investigate the cause.
Not investment advice. Scores describe historical and current data; they are not forecasts of future returns. Consult a licensed advisor before making investment decisions.
Growth built into the price is above our model estimate.
The price assumes 12.2 percentage points more one-year growth.
The one-year revenue growth assumption on Valuation.
Model as of 2026-09-04 · Compared with 219 industry peers
CAC — dividend update
Dated 2026-06-30
Other Events. Camden National Corporation issued a press release on June 30, 2026, declaring a quarterly dividend of $0.42 per share payable on July 31, 2026 to its shareholders of record on July 15, 2026.
Why it matters: New leaders may enhance client support and drive growth in commercial banking.
Watch forImproved commercial loan growth metrics in the next quarter due to new leadership.
Also watch forNo big change in commercial loan growth shows weak leadership changes.
Why it matters: An increase would show strong financial health and commitment to shareholder returns.
Supportive ifThe board announces a dividend increase above $0.42 per share.
Worry ifThe company maintains the dividend at $0.42 per share with no increase.
Why it matters: News on the buyback program may show confidence in the company's finances.
Supportive ifNews about share buybacks started or completed under the buyback program.
Worry ifNo news or stopping the buyback program may show worries about cash flow.
Why it matters: Revenue growth trends indicate the company's financial health. A drop below median could signal trouble.
Worry ifRevenue growth drops below the median of 15% over the last three years.
Less concerning ifRevenue growth remains above the median.
We watch for confirming and disproving signals on each item. Resolutions are found automatically where possible and checked by hand for unclear cases. Last 90 days shown.
Deepest peak-to-trough drop in the last year.
| Measure | Value | Meaning |
|---|---|---|
| Typical day | ±$74 on $10,000 · ±0.7% | How much price usually moves either way. |
| Bad day | $265 loss on $10,000 · 2.6% | A larger daily loss that occurred about once in every 20 trading days. |
| Largest peak-to-trough drop in the past year | $1,366 loss on $10,000 · 13.7% | Deepest peak-to-trough drop in the last year. |
Past year. 1.00 means similar movement; 1.20 means about 20% more.
Past year. 1.00 means similar movement to the sector. This is secondary context.
Latest 30 trading days, shown as an annual percentage.
Latest 252 trading days, shown as an annual percentage.
20-trading-day average in US dollars.
Trading days used by the source risk snapshot.
Past results, not a forecast. Not investment advice.
Why it matters: The dividend news shows Camden National values its shareholders. It wants to give them value.
Supportive ifThe dividend stays at $0.42 per share. This shows stability in spending.
Worry ifIf the dividend is cut or not kept at $0.42, it may mean problems.
Why it matters: The change may impact Camden's tech projects and how well they operate.
Watch forThey announced a new CTO with a clear plan for tech improvements.
Also watch forDelay in appointing a new CTO or lack of a clear technology strategy.
Why it matters: Higher net interest margins increase profits. They also show good cost management.
Supportive ifNet interest margin exceeds 3.30% in Q3 2026.
Worry ifNet interest margin falls below 3.20% in Q3 2026.
Why it matters: More charge-offs could mean worse credit quality. This may hurt profits.
Worry ifNet charge-offs are over 0.05% of average loans. This shows credit quality problems.
Less concerning ifNet charge-offs remain at or below 0.04%, showing strong asset quality.
Why it matters: A lower efficiency ratio shows better cost control. It also means smoother operations.
Supportive ifQ3 efficiency ratio is below 55%. This shows good cost management.
Worry ifQ3 efficiency ratio is above 56%. This means rising costs or inefficiencies.
Why it matters: Growth in net income shows strong performance. It also shows good strategy execution.
Supportive ifQ3 net income increases more than 5% from $23.0 million in Q2 2026.
Worry ifQ3 net income growth is less than or equal to 5%.
Why it matters: Higher loan growth shows strong demand. It also shows good customer engagement.
Supportive ifLoan growth exceeds 3% from $5.0 billion in Q2 2026.
Worry ifLoan growth is 3% or lower in Q3.
Why it matters: More share repurchases show confidence in the company. They also show a commitment to returning capital.
Supportive ifThe company repurchases more than 50,000 shares in Q3 2026.
Worry ifThe company repurchases fewer than 50,000 shares in Q3.
Why it matters: Keeping the dividend shows strong cash flow. It shows a commitment to shareholders.
Watch forThe company declares a dividend of $0.42 per share for Q3 2026.
Also watch forThe company reduces the dividend payout below $0.42 per share.