Camden National Corp. (CAC)
NASDAQFinancialsBanks - RegionalSnapshot 2026-11-05
$57.92-2.75%
Close 2026-11-05 · 1-day change
NASDAQFinancialsBanks - RegionalSnapshot 2026-11-05
QuarterlyIQ Insights · CAC
What must go right, what could break, what the price assumes, and what evidence comes next.
The current health of the standing investment case.
Recent financial performance is holding in the top half of its industry — the reason to own it looks intact.
One-year growth currently built into the price, compared with our model's estimate.
| Measure | Marker shape | Value |
|---|---|---|
| Growth built into the price | circle | 3.0% |
| Our one-year growth estimate | diamond | -10.2% |
For each item: what to watch, what would become a concern, and what would make it less concerning.
A reporting-risk estimate, not a forecast of the stock-price response.
Historical relationships that met the evidence threshold. They do not prove cause or forecast a move.
Usually moved in the same direction.
Price observations: 365 days
Most sensitive to the broad stock market.
Based on historical daily prices through 2026-11-05.
Past price behavior in dollars on a $10,000 position. This does not measure permanent business risk.
How much price usually moves either way.
A larger daily loss that occurred about once in every 20 trading days.
Use the underlying financial and sector pages to investigate the cause.
Not investment advice. Scores describe historical and current data; they are not forecasts of future returns. Consult a licensed advisor before making investment decisions.
Growth built into the price is above our model estimate.
The price assumes 13.2 percentage points more one-year growth.
The one-year revenue growth assumption on Valuation.
Model as of 2026-11-05 · Compared with 230 industry peers · Company calendar date is not available
CAC — dividend update
Dated 2026-09-29
Other Events. Camden National Corporation issued a press release on September 29, 2026, declaring a quarterly dividend of $0.42 per share payable on October 30, 2026 to its shareholders of record on October 15, 2026.
Why it matters: Home lending grew, but commercial real estate and commercial loans fell. New growth would show broader loan demand.
Watch forTotal loans rise from $5.0 billion in Q3, with commercial real estate or commercial loans growing.
Also watch forTotal loans fall from $5.0 billion, or both commercial loan groups decline again.
Why it matters: Q3 charge-offs were low, but higher reserves lifted the provision. More losses could point to weaker loan quality.
Worry ifQ4 annualized net charge-offs top 0.07% of average loans. Or non-performing loans top 0.16% of total loans.
Less concerning ifQ4 net charge-offs stay at or below 0.07%, and non-performing loans stay at or below 0.16%.
Why it matters: Q3 margin rose as deposit growth cut borrowing costs. A margin above 3.41% would show that gain continued.
Supportive ifQ4 net interest margin is above 3.41%, with average borrowings lower than in Q3.
Worry ifQ4 net interest margin falls below 3.41%, or average borrowings rise from Q3.
Why it matters: Core deposits rose 7% in Q3 and made up 88% of deposits. More growth can support lower borrowing costs.
Supportive ifQ4 core deposits exceed $5.2 billion and borrowings stay below the Q3 level of $374.4 million.
Worry ifQ4 core deposits fall below $5.2 billion, or borrowings rise above $374.4 million.
We watch for confirming and disproving signals on each item. Resolutions are found automatically where possible and checked by hand for unclear cases. Last 90 days shown.
Deepest peak-to-trough drop in the last year.
| Measure | Value | Meaning |
|---|---|---|
| Typical day | ±$82 on $10,000 · ±0.8% | How much price usually moves either way. |
| Bad day | $250 loss on $10,000 · 2.5% | A larger daily loss that occurred about once in every 20 trading days. |
| Largest peak-to-trough drop in the past year | $1,131 loss on $10,000 · 11.3% | Deepest peak-to-trough drop in the last year. |
Past year. 1.00 means similar movement; 1.20 means about 20% more.
Past year. 1.00 means similar movement to the sector. This is secondary context.
Latest 30 trading days, shown as an annual percentage.
Latest 252 trading days, shown as an annual percentage.
20-trading-day average in US dollars.
Trading days used by the source risk snapshot.
Past results, not a forecast. Not investment advice.