Cass Information Systems, Inc. (CASS)
NASDAQIndustrialsSpecialty Business ServicesSnapshot 2026-11-04
$54.31-1.31%
Close 2026-11-05 · 1-day change
NASDAQIndustrialsSpecialty Business ServicesSnapshot 2026-11-04
QuarterlyIQ Insights · CASS
How strong the business is — where it ranks within its sector on capital efficiency and cash generation, and how well management has been executing.
How management runs the business: capital, margins, balance sheet, and how reliably they guide and deliver.
Met or beat guidance 0% of the last 1 guided quarters · -42.4% avg surprise
Priorities management has stated in recent disclosures, with status and evidence drawn from earnings calls, filings, and press releases.
Resch added, “Recent CassPay and Facilities client wins, combined with higher transportation and facility dollar volumes, present us with an enviable outlook for continued growth in assets, net inter…
Stated in 3 of 3 supplied quarters. Management reported: “• Increase in net interest margin to 4.02% compared to 3.87%.” “• Increase in net interest income of $1.9 million, or 8.9%.”
Each factor is a parallel diagnostic with a clear read of what it shows and how names like it have historically fared. Never aggregated into a single score.
Operating income rose in 1 of the last 3 quarter-over-quarter moves. Historically, Industrials names rated neutral grew net income 51% of the time over the next year (vs 61% for the rest of the cohort, n=9285).
Not investment advice. Scores describe historical and current data; they are not forecasts of future returns. Consult a licensed advisor before making investment decisions.
“Resch added, “Recent CassPay and Facilities client wins, combined with higher transportation and facility dollar volumes, present us with an enviable outlook for continued growth in assets, net inter…”
“Resch added, “The current market conditions, including higher freight rates and a sustained higher interest rate environment, present meaningful support to our earnings outlook.”
“Resch added, “Going forward in 2026, we see opportunities to grow net interest income driven by rising funding balances and the deployment of those funds into loans and investment securities, as well…”
Use automation, AI-enabled systems, and Facilities consolidation to contain core expense growth and improve operating efficiency.
The Company’s 2027 and longer-term forecast for loan growth is 6-8%.
Stated in 3 of 3 supplied quarters. Management reported: “The Company’s 2027 and longer-term forecast for loan growth is 6-8%.” “The Company continues to expect loan growth of 6-8% for full year 2026.”
“The Company’s 2027 and longer-term forecast for loan growth is 6-8%.”
“The Company continues to expect loan growth of 6-8% for full year 2026.”
“The Company expects loan growth of 6-8% for full year 2026.”
Repurchase of Common Stock - The Company did not repurchase any of its common stock during the quarter primarily as a result of the increase in average assets of $80.8 million as compared to the seco…
Stated in 3 of 3 supplied quarters. Management reported: “Repurchase of Common Stock - The Company did not repurchase any of its common stock during the quarter primarily as a result of the increase in average assets of $80.8 million as compared to the second quarter of 2026, and the need to support the asset growth with capital generated from earnings.” “Repurchase of Common Stock - The Company repurchased 65,557 shares of common stock during the current quarter.”
“Repurchase of Common Stock - The Company did not repurchase any of its common stock during the quarter primarily as a result of the increase in average assets of $80.8 million as compared to the seco…”
“Repurchase of Common Stock - The Company repurchased 65,557 shares of common stock during the current quarter.”
“Repurchase of Common Stock - The Company repurchased 64,802 shares of common stock during the current quarter.”
Resch added, “Recent CassPay and Facilities client wins, combined with higher transportation and facility dollar volumes, present us with an enviable outlook for continued growth in assets, net inter…
Over the trailing year it converted 1.60x of net income into operating cash flow. Historically, Industrials names rated neutral grew net income 59% of the time over the next year (vs 54% for the rest of the cohort, n=6652).
Most sensitive to the broad stock market.
Not enough signal to read sensitivity to the US dollar, long-term interest rates, real (inflation-adjusted) rates, Fed net liquidity (low R² over the window).
14 material management or governance events in the past 24 months, led by capital-allocation actions. Historically, Industrials names rated neutral grew net income 59% of the time over the next year (vs 56% for the rest of the cohort, n=8936).
Not investment advice. As of 2026-11-04.