CB
Chubb LimitedNYSEFinancialsInsurance - Property & CasualtySnapshot 2026-05-08
As of May 8, 2026, CB has a composite score of 18.6, categorized as "mild favorable." This score is influenced by a medium confidence level of 77.2 and reflects a moderate risk label. Key drivers include macroeconomic factors such as rates, growth, labor, and inflation, with a macro score of -7.7 and a sector score of 14.6. The analysis is provisional.
Price
Daily closes from AlphaVantage. Earnings/event dots are placed inline.
Factor signals
Read top-to-bottom: thesis (is this a strong company over a 1–3 year hold), watch flags (has something changed worth re-reading), and position context (how violent might the path be). Each pill is a parallel diagnostic — never aggregated into a single score.
Thesis
— is this a strong company over a 1–3 year hold?Why this rank
- Direction share1.00
- Slope (norm)-0.14
- Bonus0.00
Why this rank
Trailing four: 2024-Q3, 2025-Q1, 2025-Q2, 2025-Q3
Why this rank
Watch
— has something changed worth re-reading?Why this setup
EPS estimate $6.69 → $6.69 (-0.0% / 30d). 11 raised, 8 cut, 22 covering analysts.
0 upgrades, 0 downgrades / 30d, 8 maintained. 40% of analysts rate Buy.
1 PT revisions / 30d. Avg target 2.3% above current price.
0 positive, 0 negative / 30d.
F4 · Management deep-dive — recent events, stated priorities, guidance track record
Recent 8-K events
No recent events recorded.
Stated priorities
2 priorityies extracted from earnings transcripts (as of 2026-05-08).
- 1.Achieve strong growth in operating earningsgrowthmixed63% progressprovisional
2/3: “We anticipate an excellent '26 with strong growth in operating earnings.”
Why this status
Newly stated in 2026-Q1. Operating income was $1,209M in 2025-Q4, down from $3,716M in 2025-Q2. The trajectory shows limited progress towards the stated goal of strong growth in operating earnings.
- 2.Double-digit EPS and tangible book value growthgrowthbehind0% progressprovisional
2/3: “We anticipate double-digit growth in EPS and tangible book value.”
Why this status
Newly stated in 2026-Q1. EPS was 6.99 in 2025-Q3, but no further EPS data is available for 2025-Q4. The trajectory is unclear, indicating limited progress towards the double-digit growth target.
Guidance track record
Insufficient guidance history for this ticker.
Position context
— how violent might the path be while I hold it?Why this risk level
Recent vol — 30d annualized 16%; 252d 18%.
Drawdown — Max 1y −11%. Bad day move −2%.
Beta to sector ETF (XLF) — 0.35 over 1y.
Liquidity — score 100/100.
Sub-scores — vol 71/100, drawdown 78/100, beta 35/100, earnings vol —.
via XLF
Tailwind = sector leading the S&P 500; headwind = trailing. Both can be constructive — historically, headwind regimes have averaged stronger forward returns than tailwind.
Context label only — describes the market state (e.g. real bear vs narrative panic, healthy uptrend vs late-stage froth). It is not a per-ticker buy/sell signal and does not predict factor performance.
Not investment advice. As of 2026-05-08.
What changed
The most important moves since the prior daily snapshot.
- No material changes since the prior snapshot.
No material changes since the prior snapshot.
as of 2026-05-08
Management scorecard
How management runs the business — capital, margins, balance sheet, and how reliably they guide and deliver.
What management is focused on
Priorities management has stated in recent disclosures, with status and evidence drawn from earnings calls, filings, and press releases.
- #1
Achieve strong growth in operating earnings
GrowthNew since 2026-05-04Focus on increasing operating earnings significantly in the upcoming fiscal periods.
Behind →MixedNewly stated in 2026-Q1. Operating income was $1,209M in 2025-Q4, down from $3,716M in 2025-Q2. The trajectory shows limited progress towards the stated goal of strong growth in operating earnings.
63%CEO/CFO:“We anticipate an excellent '26 with strong growth in operating earnings.”Multiple sourcesSource dated 2026-02-03Stated 1 of last 8 quartersFirst seen 2026-05-04provisionalShow history (1)
- 2026-Q1Multiple sources
“We anticipate an excellent '26 with strong growth in operating earnings.”
- #2
Double-digit EPS and tangible book value growth
GrowthNew since 2026-05-04Aim for double-digit growth in EPS and tangible book value despite macro conditions.
BehindNewly stated in 2026-Q1. EPS was 6.99 in 2025-Q3, but no further EPS data is available for 2025-Q4. The trajectory is unclear, indicating limited progress towards the double-digit growth target.
0%CEO/CFO:“We anticipate double-digit growth in EPS and tangible book value.”Multiple sourcesSource dated 2026-02-03Stated 1 of last 8 quartersFirst seen 2026-05-04provisionalShow history (1)
- 2026-Q1Multiple sources
“We anticipate double-digit growth in EPS and tangible book value.”
How this stock is priced
Two ways to read price: against peers in the same business, and against the company's own history.
Looks cheaper than most peers in the same business.
Cheaper than its own typical valuation.
P/E over the last 5 years
71 monthly pointsHow this compares
A side-by-side read on composite, valuation, and risk versus peers.
| Stock | Composite | Valuation | Risk |
|---|---|---|---|
CB Chubb Limited | +19 | inexpensive | moderate |
BRK-B Berkshire Hathaway | +6.0 | — | moderate |
JPM JPMorgan Chase | -0.9 | full | low |
V Visa Inc. | +20 | — | low |
MA Mastercard | +15 | full | low |
Risk — how this stock moves
What a normal day looks like, what a bad day looks like, and the worst the last year has thrown at it.
What could change this view
Conditional scenarios — if X happens, the score would shift by about Y points. These are not predictions.
- If rates state reverses from -0.37 (negative) to +0.37 (positive)+6.6 pts
- If financials sector trend rises from +0.07 into 'improving' (>= +0.20)+5.0 pts
- If next-quarter guidance is raised (currently NEW as of 2026-02-03)+4.0 pts
- If next-quarter guidance is cut (currently NEW as of 2026-02-03)-8.0 pts
- If financials sector trend falls from +0.07 into 'weakening' (<= -0.20)-5.0 pts
Material updates
Recent SEC 8-K filings ranked by likely impact, confidence, and recency.
- 2026-04-2118d agoItem 2.02
Results of Operations and Financial Condition On April 21, 2026, Chubb Limited issued a Press Release reporting its first quarter 2026 results and the availability of its first quarter 2026 Financial Supplement. The Press Release and the Financial Supplement are attached hereto as Exhibit 99.1 and Exhibit 99.2, respectively, and are incorporated herein by reference. The information furnished pursuant to this Item 2.02, including Exhibit 99.1 and Exhibit 99.2, shall not be deemed “filed” for p…
earnings preannouncementneutralscore 44
Score history
The composite score, snapshot by snapshot. The dotted line at zero separates leaning-positive from leaning-negative.
Not investment advice. Scores describe historical and current data; they are not forecasts of future returns. Consult a licensed advisor before making investment decisions.