Colony Bankcorp, Inc. (CBAN)
NYSEFinancialsBanks - RegionalSnapshot 2026-11-05
$19.95-3.11%
Close 2026-11-05 · 1-day change
NYSEFinancialsBanks - RegionalSnapshot 2026-11-05
QuarterlyIQ Insights · CBAN
How strong the business is — where it ranks within its sector on capital efficiency and cash generation, and how well management has been executing.
How management runs the business: capital, margins, balance sheet, and how reliably they guide and deliver.
A guidance track record builds as the company issues and delivers on guidance.
Priorities management has stated in recent disclosures, with status and evidence drawn from earnings calls, filings, and press releases.
With the partnership complete, integration efforts will continue as the bank prepares for a planned systems conversion in mid-2027.
Stated in 2 of 3 supplied quarters. Management reported: “With the partnership complete, integration efforts will continue as the bank prepares for a planned systems conversion in mid-2027.” “Our teams are making progress on merger related milestones, and we remain on track for a legal close in the fourth quarter of this year.””
Each factor is a parallel diagnostic with a clear read of what it shows and how names like it have historically fared. Never aggregated into a single score.
Operating income rose in 1 of the last 3 quarter-over-quarter moves. Historically, Financials names rated weak grew net income 57% of the time over the next year (vs 59% for the rest of the cohort, n=7714).
Not investment advice. Scores describe historical and current data; they are not forecasts of future returns. Consult a licensed advisor before making investment decisions.
“With the partnership complete, integration efforts will continue as the bank prepares for a planned systems conversion in mid-2027.”
“Our teams are making progress on merger related milestones, and we remain on track for a legal close in the fourth quarter of this year.””
1 “Loan growth accelerated during the quarter, landing within the lower end of our annualized 8% to 12% target range.
Stated in 2 of 3 supplied quarters. Management reported: “ 1 “Loan growth accelerated during the quarter, landing within the lower end of our annualized 8% to 12% target range.” “ “We are also encouraged by the continued expansion of our net interest margin, marking another consecutive quarter of improvement.”
“ 1 “Loan growth accelerated during the quarter, landing within the lower end of our annualized 8% to 12% target range.”
“ “We are also encouraged by the continued expansion of our net interest margin, marking another consecutive quarter of improvement.”
On an operating basis, we successfully achieved our target return on average assets of 1.20%, and we are confident in our ability to maintain this level of performance moving forward.”
Stated in 2 of 3 supplied quarters. Management reported: “On an operating basis, we successfully achieved our target return on average assets of 1.20%, and we are confident in our ability to maintain this level of performance moving forward.”” “In addition to our solid financial performance during the quarter, our team successfully completed the TC Federal customer integration and core systems conversion which represents a significant operational achievement that allows us to fully realize the efficiencies of our combined organization and provides a scalable platform for future growth,” said Heath Fountain, Chief Executive Officer.”
“On an operating basis, we successfully achieved our target return on average assets of 1.20%, and we are confident in our ability to maintain this level of performance moving forward.””
“In addition to our solid financial performance during the quarter, our team successfully completed the TC Federal customer integration and core systems conversion which represents a significant opera…”
While total deposits experienced a slight decline - consistent with our historical seasonal patterns for this time of year - our team remains focused on expanding primary deposit relationships in wha…
Stated in 1 of 3 supplied quarters. Management reported: “While total deposits experienced a slight decline - consistent with our historical seasonal patterns for this time of year - our team remains focused on expanding primary deposit relationships in what remains a highly competitive funding environment.”
“While total deposits experienced a slight decline - consistent with our historical seasonal patterns for this time of year - our team remains focused on expanding primary deposit relationships in wha…”
Continue the regular quarterly cash dividend to shareholders.
Over the trailing year it converted 3.22x of net income into operating cash flow. Historically, Financials names rated robust grew net income 62% of the time over the next year (vs 56% for the rest of the cohort, n=6873).
Most sensitive to the broad stock market.
Not enough signal to read sensitivity to the US dollar, long-term interest rates, real (inflation-adjusted) rates, Fed net liquidity (low R² over the window).
19 material management or governance events in the past 24 months, led by M&A activity. Historically, Financials names rated volatile grew net income 58% of the time over the next year (vs 59% for the rest of the cohort, n=7346).
Not investment advice. As of 2026-11-05.