Citizens Financial Group (CFG)
NYSEFinancialsBanks - RegionalSnapshot 2026-09-04
$70.78-0.07%
Close 2026-09-04 · 1-day change
NYSEFinancialsBanks - RegionalSnapshot 2026-09-04
Research Workspace
Put CFG beside peers and holdings, graph the same metric, and keep your notes with the evidence.
Daily closes. Earnings/event dots are placed inline.
Industries move in repeating boom-and-bust cycles. This shows where this stock’s industry sits in that cycle, stage by stage (recovery → expansion → supercycle → steady → deceleration → contraction), from its fundamentals (orders, revenue, capital spending), not the stock’s price.
A booming industry is a tailwind for the names in it; a contracting one is a headwind. Companies in the same industry tend to rise and fall together with the cycle, the way a tide lifts and lowers every boat in the harbor at once, so a large part of a stock’s swing can come from where its industry sits rather than from the company itself. It’s context for reading the company’s results, not a buy/sell call. Full explanation →
Regional Banks is in steady. Describes the industry's cycle state, not a call on this stock.
The stage band shows the industry’s cycle over the chart’s timeline (each color a stage); a ▼ marks a quarter its growth inflected down — amber is an unconfirmed watch, red is confirmed the next quarter. Use “Overlay cycle on chart” to tint the price chart by stage. The industry’s fundamentals, not a signal on this stock.
The reason to own it still holds.
View ThesisRevenue growth is accelerating — up about 11% over the past year.
View GrowthMiddle-of-the-pack quality for its industry.
View QualityMiddle-of-the-pack management execution.
View ManagementExpectations look reasonable — what the market is pricing in sits in line with or below what analysts forecast.
View ValuationModerate volatility — typically moves about 1% a day.
View RiskMostly healthy — no soft spokes
CFG's growth trajectory relies on maintaining strong financial performance and managing expenses effectively. Revenue grew 12% year over year, and the latest quarter beat expectations. CFG trades at 1.2× price-to-book, which is in line with its peer median. This suggests that the price reflects less growth than forecasted. If CFG cuts guidance on the next call, it could negatively impact the stock. Peer multiples imply a price roughly in line with where it trades (about fair); this read is provisional.
Trailing returns as of 2026-09-04. CFG is total return (includes dividends); the S&P 500 benchmark is price return (the index excludes dividends).
Based on 18 analysts currently covering CFG (as of Sep 2026).
Based on 8 Wall Street analysts offering 12-month price targets for CFG in the last 4 months.
Continue this research
Compare CFG with peers and holdings, graph the same reported metric, keep your questions beside the evidence, and return when the facts change.
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| Compare | Company | Living FV | P/E | Revenue % | Quality |
|---|---|---|---|---|---|
| CFG Selected company | Graph | Compare | Trend | Review | |
| Peer Add a competitor | Graph | Compare | Trend | Review | |
| Holding Compare a holding | Graph | Compare | Trend | Review |
Selected metric trend
Quarterly · checked companies · value or % of revenue
A consensus fair price across 11 valuation methods, at three horizons. As of 2026-09-04. Estimates are diagnostics, not price targets. Short-horizon estimates are close to coin-flips, so confidence is a method-agreement read, not a prediction.
Today's peer multiple on trailing earnings, with no growth credited. This is the headline read.
Adds projected growth, so it leans optimistic by design. Read it as upside context, not a base case.
A price-focused, side-by-side fair-value read versus Regional Banks — fair value, gap to price, and forward P/E.
Compare the value case
Put CFG next to peers and holdings, compare Living FV and multiples, then graph the driver behind the difference.
Threatens: Improve efficiency ratio and manage noninterest expense
Branch closures may increase noninterest expenses and affect efficiency.
Not investment advice. Scores describe historical and current data; they are not forecasts of future returns. Consult a licensed advisor before making investment decisions.
End-of-day figures as of 2026-09-04. EPS is implied from price ÷ P/E. Not investment advice.
Current $70.78
The last 12 months of price, then the range of analyst 12-month targets from today’s $70.78.
Analyst ratings and price targets are third-party Wall Street estimates, not QuarterlyIQ’s view. Not investment advice.
A long-thesis check that carries the widest uncertainty of the three horizons.
Above average on quality vs scored peers
Direction of the business behind the multiple. Bands are backend reads; trailing-12-month basis.
Advances: Expand Private Bank and Private Wealth businesses
Expansion of leadership role supports growth in Private Bank.
Advances: Grow net interest income and maintain strong net interest margin
Q2 earnings beat supports net interest income growth.
Advances: Maintain strong net interest margin
Strong EPS and revenue support net interest margin growth.
Advances: Enhance noninterest income
Q2 sales exceeding estimates enhances noninterest income growth.
Advances: Enhance noninterest income
Partnership enhances noninterest income through modernization.
Protests may affect customer perception and operations.
Advances: Maintain strong net interest margin
Loan growth and rates support net interest margin.