Customers Bancorp, Inc. (CUBI)
NYSEFinancialsBanks - RegionalSnapshot 2026-09-04
$81.07+1.80%
Close 2026-09-04 · 1-day change
NYSEFinancialsBanks - RegionalSnapshot 2026-09-04
QuarterlyIQ Insights · CUBI
Price, fair value, and the multiples that frame it on the same time axis. Scroll over the price chart to zoom.
Daily closes. Earnings/event dots inline.
A consensus fair price across 12 valuation methods, at three horizons. As of 2026-09-04. Estimates are diagnostics, not price targets. Short-horizon estimates are close to coin-flips, so confidence is a method-agreement read, not a prediction.
Today's peer multiple on trailing earnings, with no growth credited. This is the headline read.
Adds projected growth, so it leans optimistic by design. Read it as upside context, not a base case.
We take the 12-month fair value above and grade our own number — how the market prices this name versus what we'd justify, and where the two diverge.
At $81 CUBI trades at 1.3× p/b, in line with its 1.2× p/b peer median — but our blended $117 fair value sits well above the price. We hold it with medium confidence: our number sits above the analyst range. Analysts target $88–$100. Note: our $117 fair value sits above the entire analyst range ($88–$100). Not investment advice.
One valuation read at a 12-month horizon, plus how price compares to peers and the company's own history.
Score 100 = cheapest in the cohort, 0 = richest. Bars are filled left-to-right based on the peer-relative score (or PEG/self-history where shown).
Each method's implied share price per horizon. Provisional rows use a projected (historical-CAGR) growth input rather than analyst or management guidance.
| Method | Horizon | Est. price | Multiple | Per-share input | EPS source | Confidence |
|---|---|---|---|---|---|---|
| analyst target | 12M | $93.00 | — | — | Analyst | high |
| dcf fcfe | 12M | $771.60 | — | — | Analyst | high |
| dcf fcff | 12M | $284.32 | — | — | Analyst | high |
| graham number | 12M | $108.50 | — | — | TTM | high |
| Peer P/B | 12M |
A “consensus-then vs. actual-now” overlay is on the way — what our valuation estimate said on a past date versus where the price actually landed.
Not investment advice. Scores describe historical and current data; they are not forecasts of future returns. Consult a licensed advisor before making investment decisions.
A long-thesis check that carries the widest uncertainty of the three horizons.
Below average on quality vs scored peers
Direction of the business behind the multiple. Bands are backend reads; trailing-12-month basis.
$88.00 – $100.00 (median $93.00) · 4 analysts · as of 2026-07-27
Only weak execution quality — not the full expensive x weak x turbulent stack. Regime (Mania) does not concentrate fragility.
For similar setups historically (n=20,154): about 33% saw a 20%+ drawdown, and roughly 76% of those did not recover within the year. These are historical base rates for the cohort, not a forecast of this stock.
Looks cheaper than most peers in the same business.
Around its own typical valuation.
Trailing four: 2025-Q2, 2025-Q3, 2026-Q1, 2026-Q2
Direction of the business behind the multiple. Bands are backend reads; trailing-12-month basis.
| $78.37 |
| 1.2 |
| 63.19 |
| TTM |
| high |
| Peer P/FCF | 12M | $87.72 | 11.7 | 7.52 | TTM | high |
| Peer P/E | 12M | $101.12 | 10.9 | 9.28 | ntm analyst | high |
| Peer P/S | 12M | $126.54 | 3.2 | 40.04 | TTM | high |
| PEG | 12M | $197.05 | 23.8 | 8.28 | TTM | high |
| residual income | 12M | $71.63 | — | — | TTM | high |
| Own P/E history | 12M | $78.47 | 9.5 | 8.28 | TTM | high |
| triangulated | 12M | $102.20 | 11.9 | 8.55 | Triangulated | high |
| Peer P/B | 3Y | $118.67 | 1.2 | 95.68 | Hist. CAGR(prov.) | medium |
| Peer P/E | 3Y | $41.04 | 10.9 | 3.77 | Analyst | medium |
| Peer P/S | 3Y | $25.09 | 3.2 | 7.94 | guidance | medium |
| PEG | 3Y | $89.66 | 23.8 | 3.77 | Analyst | medium |
| Own P/E history | 3Y | $35.71 | 9.5 | 3.77 | Analyst | medium |
| Peer P/B | 5Y | $156.49 | 1.2 | 126.17 | Hist. CAGR(prov.) | medium |
| Peer P/E | 5Y | $13.96 | 10.9 | 1.28 | Analyst | medium |
| Peer P/S | 5Y | $8.53 | 3.2 | 2.70 | guidance | medium |
| PEG | 5Y | $30.49 | 23.8 | 1.28 | Analyst | medium |
| Own P/E history | 5Y | $12.14 | 9.5 | 1.28 | Analyst | medium |