Fiserv (FISV)
NASDAQFinancialsInformation Technology ServicesSnapshot 2026-11-04
NASDAQFinancialsInformation Technology ServicesSnapshot 2026-11-04
Research Workspace
Put FISV beside peers and holdings, graph the same metric, and keep your notes with the evidence.
Daily closes. Earnings/event dots are placed inline.
Industries move in repeating boom-and-bust cycles. This shows where this stock’s industry sits in that cycle, stage by stage (recovery → expansion → supercycle → steady → deceleration → contraction), from its fundamentals (orders, revenue, capital spending), not the stock’s price.
A booming industry is a tailwind for the names in it; a contracting one is a headwind. Companies in the same industry tend to rise and fall together with the cycle, the way a tide lifts and lowers every boat in the harbor at once, so a large part of a stock’s swing can come from where its industry sits rather than from the company itself. It’s context for reading the company’s results, not a buy/sell call. Full explanation →
Financials is in steady. Describes the industry's cycle state, not a call on this stock.
The stage band shows the industry’s cycle over the chart’s timeline (each color a stage); a ▼ marks a quarter its growth inflected down — amber is an unconfirmed watch, red is confirmed the next quarter. Use “Overlay cycle on chart” to tint the price chart by stage. The industry’s fundamentals, not a signal on this stock.
Primary pillar under pressure — EPS of $8.15 for FY26: Comparison needs review.
View ThesisRevenue is contracting — down about 2% over the past year.
View GrowthMiddle-of-the-pack quality for its industry.
View QualityManagement screens weak on capital allocation, margins, market reaction to earnings.
View ManagementExpectations look reasonable — what the market is pricing in sits in line with or below what analysts forecast.
View ValuationModerate volatility — typically moves about 1% a day.
View RiskFISV's cost-cutting drive has to keep compounding to justify the price. Revenue fell 1% last quarter, though earnings beat estimates. The stock trades at 8x earnings versus a 12x peer median. This discount suggests the market expects less growth than we see. The thesis comparison is not yet verified. Our model puts the next-quarter miss probability near 15%. Peer multiples imply a price about 3% above where it trades. The thesis is on watch, and this read is provisional.
Trailing returns as of 2026-11-04. FISV is total return (includes dividends); the S&P 500 benchmark is price return (the index excludes dividends).
Based on 37 analysts currently covering FISV (as of Nov 2026).
Based on 9 Wall Street analysts offering 12-month price targets for FISV in the last 4 months.
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Compare FISV with peers and holdings, graph the same reported metric, keep your questions beside the evidence, and return when the facts change.
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| Compare | Company | Living FV | P/E | Revenue % | Quality |
|---|---|---|---|---|---|
| FISV Selected company | Graph | Compare | Trend | Review | |
| Peer Add a competitor | Graph | Compare | Trend | Review | |
| Holding Compare a holding | Graph | Compare | Trend | Review |
Selected metric trend
Quarterly · checked companies · value or % of revenue
A consensus fair price across 12 valuation methods, at three horizons. As of 2026-11-04. Estimates are diagnostics, not price targets. Short-horizon estimates are close to coin-flips, so confidence is a method-agreement read, not a prediction.
Today's peer multiple on trailing earnings, with no growth credited. This is the headline read.
Adds projected growth, so it leans optimistic by design. Read it as upside context, not a base case.
A price-focused, side-by-side fair-value read versus Transaction & Payment Processing Services — fair value, gap to price, and forward P/E.
Compare the value case
Put FISV next to peers and holdings, compare Living FV and multiples, then graph the driver behind the difference.
Not investment advice. Scores describe historical and current data; they are not forecasts of future returns. Consult a licensed advisor before making investment decisions.
End-of-day figures as of 2026-11-04. EPS is implied from price ÷ P/E. Not investment advice.
Current $62.05
The last 12 months of price, then the range of analyst 12-month targets from today’s $62.05.
Analyst ratings and price targets are third-party Wall Street estimates, not QuarterlyIQ’s view. Not investment advice.
A long-thesis check that carries the widest uncertainty of the three horizons.
Below average on quality vs scored peers
Direction of the business behind the multiple. Bands are backend reads; trailing-12-month basis.
Advances: Project Elevate cost savings
Doubling cost target to $1B strongly reinforces Project Elevate.
Advances: Disciplined capital allocation and efficiency
Doubled savings target and buyback confirm disciplined capital allocation.

Advances: Disciplined capital allocation and efficiency
Buyback and higher savings target confirm capital allocation efficiency.

Advances: Disciplined capital allocation and efficiency
Major cost cuts support efficiency and margin targets.

Advances: Adjusted EPS of $8.00 to $8.30 for 2026
EPS beat supports 2026 adjusted EPS objective.

Advances: One Fiserv transformation program
Expanded merchant cybersecurity partnership modestly supports Fiserv’s transformation and merchant-services offering.

Advances: One Fiserv transformation program
Strategic partnership expands merchant cyber offerings, a modest growth opportunity.

Advances: Disciplined capital allocation and efficiency
Activist pressure accelerates cost cuts, aiding efficiency goals.
