FNB Corporation (FNB)
NYSEFinancialsBanks - RegionalSnapshot 2026-09-04
$18.67+1.08%
Close 2026-09-04 · 1-day change
NYSEFinancialsBanks - RegionalSnapshot 2026-09-04
QuarterlyIQ Insights · FNB
Price, fair value, and the multiples that frame it on the same time axis. Scroll over the price chart to zoom.
Daily closes. Earnings/event dots inline.
A consensus fair price across 13 valuation methods, at three horizons. As of 2026-09-04. Estimates are diagnostics, not price targets. Short-horizon estimates are close to coin-flips, so confidence is a method-agreement read, not a prediction.
Today's peer multiple on trailing earnings, with no growth credited. This is the headline read.
Adds projected growth, so it leans optimistic by design. Read it as upside context, not a base case.
We take the 12-month fair value above and grade our own number — how the market prices this name versus what we'd justify, and where the two diverge.
At $19 FNB trades at 1.0× p/b, below its 1.2× p/b peer median. Our $22 fair value sits above the price. It's a high-confidence read. Analysts target $19–$22. Not investment advice.
One valuation read at a 12-month horizon, plus how price compares to peers and the company's own history.
Score 100 = cheapest in the cohort, 0 = richest. Bars are filled left-to-right based on the peer-relative score (or PEG/self-history where shown).
Each method's implied share price per horizon. Provisional rows use a projected (historical-CAGR) growth input rather than analyst or management guidance.
| Method | Horizon | Est. price | Multiple | Per-share input | EPS source | Confidence |
|---|---|---|---|---|---|---|
| analyst target | 12M | $21.00 | — | — | Analyst | high |
| dcf fcfe | 12M | $44.59 | — | — | Hist. CAGR | high |
| dcf fcff | 12M | $38.13 | — | — | Hist. CAGR | high |
| ddm gordon | 12M | $7.34 | — | — | TTM | high |
| graham number | 12M |
A “consensus-then vs. actual-now” overlay is on the way — what our valuation estimate said on a past date versus where the price actually landed.
Not investment advice. Scores describe historical and current data; they are not forecasts of future returns. Consult a licensed advisor before making investment decisions.
A long-thesis check that carries the widest uncertainty of the three horizons.
Around the middle on quality vs scored peers
Direction of the business behind the multiple. Bands are backend reads; trailing-12-month basis.
$19.00 – $22.00 (median $21.00) · 5 analysts · as of 2026-08-10
Only weak execution quality — not the full expensive x weak x turbulent stack. Regime (Mania) does not concentrate fragility.
For similar setups historically (n=20,154): about 33% saw a 20%+ drawdown, and roughly 76% of those did not recover within the year. These are historical base rates for the cohort, not a forecast of this stock.
Roughly priced in line with peers.
Self-history needs ~20 months of data.
Trailing four: 2025-Q2, 2025-Q3, 2026-Q1, 2026-Q2
Direction of the business behind the multiple. Bands are backend reads; trailing-12-month basis.
| $27.13 |
| — |
| — |
| TTM |
| high |
| Peer P/B | 12M | $23.73 | 1.2 | 19.13 | TTM | high |
| Peer P/FCF | 12M | $20.31 | 11.7 | 1.74 | TTM | high |
| Peer P/E | 12M | $19.73 | 10.9 | 1.81 | ntm analyst | high |
| Peer P/S | 12M | $20.61 | 3.2 | 6.52 | TTM | high |
| PEG | 12M | $22.71 | 13.3 | 1.71 | TTM | high |
| residual income | 12M | $18.84 | — | — | TTM | high |
| Own P/E history | 12M | $18.62 | 10.9 | 1.71 | TTM | high |
| triangulated | 12M | $21.07 | 11.9 | 1.76 | Triangulated | high |
| Peer P/B | 3Y | $27.90 | 1.2 | 22.49 | Hist. CAGR(prov.) | medium |
| Peer P/FCF | 3Y | $22.16 | 11.7 | 1.90 | Hist. CAGR(prov.) | medium |
| Peer P/E | 3Y | $16.58 | 10.9 | 1.52 | Analyst | medium |
| Peer P/S | 3Y | $14.49 | 3.2 | 4.58 | Analyst | medium |
| PEG | 3Y | $20.22 | 13.3 | 1.52 | Analyst | medium |
| Own P/E history | 3Y | $16.58 | 10.9 | 1.52 | Analyst | medium |
| Peer P/B | 5Y | $31.07 | 1.2 | 25.05 | Hist. CAGR(prov.) | high |
| Peer P/FCF | 5Y | $23.49 | 11.7 | 2.01 | Hist. CAGR(prov.) | high |
| Peer P/E | 5Y | $13.11 | 10.9 | 1.20 | Analyst | high |
| Peer P/S | 5Y | $11.45 | 3.2 | 3.62 | Analyst | high |
| PEG | 5Y | $15.98 | 13.3 | 1.20 | Analyst | high |
| Own P/E history | 5Y | $13.10 | 10.9 | 1.20 | Analyst | high |