President — Charles B. Carroll: The filing discloses an amendment to an existing employment agreement regarding compensation and change-in-control terms, not an actual departure, appointment, or election of an officer.

Results of Operations The news release of Franklin Financial Services Corporation, dated July 24, 2026 and attached as Exhibit 99.1, announces its earnings for the three and six months ended June 30, 2026 and is incorporated by reference herein.

Other Events On July 16, 2026, the Board of Directors of Franklin Financial Services Corporation declared a $.34 per share regular cash dividend for the third quarter of 2026. This compares to a $.34 per share regular cash dividend for the second quarter of 2026 and $.33 per share regular cash dividend for the third quarter of 2025, which represents an increase of 3.0% over the same quarter in 2025. The regular quarterly cash dividend will be paid August 26, 2026 to shareholders of record at…

President and Chief Operating Officer — Charles B. Carroll, Jr.: Charles B. Carroll, Jr. was promoted to President of the Corporation and President and Chief Operating Officer of the Bank.

Results of Operations The news release of Franklin Financial Services Corporation, dated April 23, 2026 and attached as Exhibit 99.1, announces its earnings for the three months ended March 31, 2026 and is incorporated by reference herein.

Other Events On April 9, 2026, the Board of Directors of Franklin Financial Services Corporation declared a $.34 per share regular cash dividend for the second quarter of 2026. This compares to a $.33 per share regular cash dividend for the first quarter of 2026 and $.33 per share regular cash dividend for the second quarter of 2025, which represents an increase of 3.0% over the same quarter in 2025. The regular quarterly cash dividend will be paid May 27, 2026 to shareholders of record at th…

Results of Operations The news release of Franklin Financial Services Corporation, dated January 27, 2026 and attached as Exhibit 99.1, announces its earnings for the three and twelve months ended December 31, 2025 and is incorporated by reference herein.

Other Events On January 15, 2026, the Board of Directors of Franklin Financial Services Corporation declared a $.33 per share regular cash dividend for the first quarter of 2026. This compares to a $.33 per share regular cash dividend for the fourth quarter of 2025 and $.32 per share regular cash dividend for the first quarter of 2025, which represents an increase of 3.1% over prior year. The regular quarterly cash dividend will be paid February 25, 2026 to shareholders of record at the close…

Other Events On December 11, 2025, the Board of Directors authorized the repurchase of up to 150,000 shares of the Corporation’s $1.00 par value common stock at market prices in open market or privately negotiated transactions beginning January 1, 2026 and continuing through December 31, 2026.

Results of Operations The news release of Franklin Financial Services Corporation, dated October 28, 2025 and attached as Exhibit 99.1, announces its earnings for the three and nine months ended September 30, 2025 and is incorporated by reference herein.

Other Events On October 16, 2025, the Board of Directors of Franklin Financial Services Corporation declared a $.33 per share regular cash dividend for the fourth quarter of 2025. This compares to a $.33 per share regular cash dividend for the third quarter of 2025 and $.32 per share regular cash dividend for the fourth quarter of 2024, which represents an increase of 3.1% over prior year. The regular quarterly cash dividend will be paid November 26, 2025 to shareholders of record at the clos…

Senior Vice President and Chief Wealth Management Officer — Scott D. Ehrig: Scott D. Ehrig announced his retirement effective as of the close of business on October 17, 2025.

Results of Operations The news release of Franklin Financial Services Corporation, dated July 22, 2025 and attached as Exhibit 99.1, announces its earnings for the three and six months ended June 30, 2025 and is incorporated by reference herein.

Other Events On July 17, 2025, the Board of Directors of Franklin Financial Services Corporation declared a $.33 per share regular cash dividend for the third quarter of 2025. This compares to a $.33 per share regular cash dividend for the second quarter of 2025 and represents a 3.1% increase over the third quarter 2024 dividend of $.32 per share. The regular quarterly cash dividend will be paid August 27, 2025 to shareholders of record at the close of business on August 1, 2025.

Results of Operations The news release of Franklin Financial Services Corporation, dated April 29, 2025 and attached as Exhibit 99.1, announces its earnings for the three months ended March 31, 2025 and is incorporated by reference herein.

Other Events On April 10, 2025, the Board of Directors of Franklin Financial Services Corporation declared a $.33 per share regular cash dividend for the second quarter of 2025. This compares to a $.32 per share regular cash dividend for the first quarter of 2025 and the second quarter of 2024 and represents an increase of 3.1% over the comparable quarters. The regular quarterly cash dividend will be paid May 28, 2025 to shareholders of record at the close of business on May 2, 2025.

CEO — Timothy G. Henry: Timothy G. Henry is retiring and his successor, Craig W. Best, has been appointed as the new CEO.

Results of Operations and Financial Condition . The news release of Franklin Financial Services Corporation, dated January 28, 2025 and attached as Exhibit 99.1, announces its earnings for the three and twelve months ended December 31, 2024 and is incorporated by reference herein.

Other Events On January 16, 2025, the Board of Directors of Franklin Financial Services Corporation declared a $.32 per share regular cash dividend for the first quarter of 2025. This compares to a $.32 per share regular cash dividend for the fourth quarter of 2024. The regular quarterly cash dividend will be paid February 26, 2025 to shareholders of record at the close of business on February 7, 2025. On January 16, 2025, the Board of Directors also authorized the repurchase of up to 150,000…

President and Chief Executive Officer — Timothy G. Henry: Timothy G. Henry is retiring and Craig W. Best has been selected as his successor.

Executive Vice President and Chief Risk Officer — Lorie M. Heckman: Lorie M. Heckman was promoted to a higher executive position within the company.

President and Chief Executive Officer — Timothy G. Henry: Timothy G. Henry announced his retirement with a successor search in progress.

Results of Operations and Financial Condition . The news release of Franklin Financial Services Corporation, dated October 22, 2024 and attached as Exhibit 99.1, announces its earnings for the three and nine months ended September 30, 2024 and is incorporated by reference herein.

Other Events Portfolio Restructuring On October 9, 2024, Farmers and Merchants Trust Company of Chambersburg (the “Bank”), a wholly-owned subsidiary of Franklin Financial Services Corporation (NASDAQ: FRAF), completed a repositioning of selected investment securities within its portfolio. The Bank sold approximately $46.7 million in book value of available-for-sale investment securities, consisting of lower yielding U.S. Treasury debt, for an estimated after-tax loss of approximately $3.4 mil…

Results of Operations and Financial Condition . The news release of Franklin Financial Services Corporation, dated July 23, 2024 and attached as Exhibit 99.1, announces its earnings for the three and six months ended June 30, 2024 and is incorporated by reference herein.