Other Events. On July 16, 2026, the Company’s Board of Directors declared a cash dividend of $0.07 for each share of its common stock outstanding. The dividend is payable on August 17, 2026 to shareholders of record on July 27, 2026.

Results of Operations and Financial Condition. On July 21, 2026 , FVCBankcorp, Inc. (the “Company”) issued a press release reporting its financial results for the period ended June 30, 2026. A copy of the press release is being furnished as Exhibit 99.1 to this report and is incorporated by reference into this

Results of Operations and Financial Condition. On April 21, 2026 , FVCBankcorp, Inc. (the “Company”) issued a press release reporting its financial results for the period ended March 31, 2025. A copy of the press release is being furnished as Exhibit 99.1 to this report and is incorporated by reference into this

Results of Operations and Financial Condition. On April 16, 2026, the Company’s Board of Directors declared a cash dividend of $0.07 for each share of its common stock outstanding. The dividend is payable on May 18, 2026 to shareholders of record on April 27, 2026.

Other Events On March 19, 2026, FVCBankcorp, Inc. (the “Company”) issued a press release announcing that its Board of Directors has extended its share repurchase program that was initiated in 2020. Under the repurchase program, the Company may repurchase up to 1,400,000 shares of its common stock, or approximately 8% of its outstanding shares of common stock at December 31, 2025. The repurchase program will expire on March 31, 2027, subject to earlier termination of the program by the Board o…

Entry into a Material Definitive Agreement. On February 11, 2026, FVCBankcorp, Inc. (the “Company”) entered into a Senior Unsecured Note Purchase Agreement (the “Purchase Agreement”) with certain qualified institutional buyers and institutional accredited investors pursuant to which the Company sold and issued an aggregate of $25.0 million in aggregate principal amount of Fixed Rate Senior Unsecured Notes due March 1, 2029 (the “Notes”) in a private placement. The Notes bear interest at a fix…

Creation of a Direct Financial Obligation or an Obligation under an Off-Balance Sheet Arrangement of a Registrant. The information set forth under

Results of Operations and Financial Condition. On January 20, 2026 , FVCBankcorp, Inc. (the “Company”) issued a press release reporting its financial results for the period ended December 31, 2025. A copy of the press release is being furnished as Exhibit 99.1 to this report and is incorporated by reference into this

Results of Operations and Financial Condition. On October 21, 2025 , FVCBankcorp, Inc. (the “Company”) issued a press release reporting its financial results for the period ended September 30, 2025. A copy of the press release is being furnished as Exhibit 99.1 to this report and is incorporated by reference into this

Other Events. On October 16, 2025, the Company’s Board of Directors declared a cash dividend of $0.06 for each share of its common stock outstanding. The dividend is payable on November 17, 2025 to shareholders of record on October 27, 2025. .

Results of Operations and Financial Condition. On July 22, 2025 , FVCBankcorp, Inc. (the “Company”) issued a press release reporting its financial results for the period ended June 30, 2025. A copy of the press release is being furnished as Exhibit 99.1 to this report and is incorporated by reference into this

Other Events. On July 17, 2025, the FVCBankcorp Inc.’s Board of Directors declared a cash dividend of $0.06 for each share of its common stock outstanding. The dividend is payable on August 18, 2025 to shareholders of record on July 28, 2025. Based on the current number of shares outstanding, the aggregate payment will be approximately $1.1 million. A copy of the press release announcing the dividend is attached to this Form 8-K as Exhibit 99.1 and is incorporated herein by reference.

Results of Operations and Financial Condition. On April 22, 2025 , FVCBankcorp, Inc. (the “Company”) issued a press release reporting its financial results for the period ended March 31, 2025. A copy of the press release is being furnished as Exhibit 99.1 to this report and is incorporated by reference into this

Results of Operations and Financial Condition. On January 23, 2025 , FVCBankcorp, Inc. (the “Company”) issued a press release reporting its financial results for the period ended December 31, 2024. A copy of the press release is being furnished as Exhibit 99.1 to this report and is incorporated by reference into this

Results of Operations and Financial Condition. On October 22, 2024, FVCBankcorp, Inc. (the “Company”) issued a press release reporting its financial results for the period ended September 30, 2024. A copy of the press release is being furnished as Exhibit 99.1 to this report and is incorporated by reference into this

COO — B. Todd Dempsey: Mr. Dempsey is retiring from his role as COO.

Results of Operations and Financial Condition. On July 25, 2024, FVCBankcorp, Inc. (the “Company”) issued a press release reporting its financial results for the period ended June 30, 2024. A copy of the press release is being furnished as Exhibit 99.1 to this report and is incorporated by reference into this

Results of Operations and Financial Condition. On April 23, 2024, FVCBankcorp, Inc. (the “Company”) issued a press release reporting its financial results for the period ended March 31, 2024. A copy of the press release is being furnished as Exhibit 99.1 to this report and is incorporated by reference into this

Other Events On March 21, 2024, FVCBankcorp, Inc. (the “Company”) issued a press release announcing that its Board of Directors has extended its share repurchase program that was initiated in 2020. Under the repurchase program, the Company may repurchase up to 1,300,000 shares of its common stock, or approximately 7% of its outstanding shares of common stock at December 31, 2023. The repurchase program will expire on March 31, 2025, subject to earlier termination of the program by the Board o…

Results of Operations and Financial Condition. On January 23, 2024, FVCBankcorp, Inc. (the “Company”) issued a press release reporting its financial results for the period ended December 31, 2023. A copy of the press release is being furnished as Exhibit 99.1 to this report and is incorporated by reference into this

Other Events The Company reviews its balance sheet and interest rate sensitivity on an ongoing basis as part of its asset/liability risk management process. The Company has taken action during the fourth quarter to re-position a portion of its balance sheet going into 2024, with associated improvements to its liquidity, net interest margin, and overall net income. The Company restructured a portion of its investment portfolio by selling $61.4 million of book value available for sale securitie…

Executive Vice President and Chief Lending Officer (CLO) — William G. Byers: William G. Byers intends to retire and Alissa Curry Briggs will succeed him as CLO.

Results of Operations and Financial Condition. On October 24, 2023, FVCBankcorp, Inc. (the “Company”) issued a press release reporting its financial results for the period ended September 30, 2023. A copy of the press release is being furnished as Exhibit 99.1 to this report and is incorporated by reference into this

Results of Operations and Financial Condition. On July 25, 2023, FVCBankcorp, Inc. (the “Company”) issued a press release reporting its financial results for the period ended June 30, 2023. A copy of the press release is being furnished as Exhibit 99.1 to this report and is incorporated by reference into this

Director — Thomas L Patterson: Mr. Patterson resigned from the board of directors effective immediately.