Humana (HUM)
NYSEHealth CareMedical - Healthcare PlansSnapshot 2026-11-04
$417.42-0.11%
Close 2026-11-04 · 1-day change
NYSEHealth CareMedical - Healthcare PlansSnapshot 2026-11-04
Research Workspace
Put HUM beside peers and holdings, graph the same metric, and keep your notes with the evidence.
Daily closes. Earnings/event dots are placed inline.
Industries move in repeating boom-and-bust cycles. This shows where this stock’s industry sits in that cycle, stage by stage (recovery → expansion → supercycle → steady → deceleration → contraction), from its fundamentals (orders, revenue, capital spending), not the stock’s price.
A booming industry is a tailwind for the names in it; a contracting one is a headwind. Companies in the same industry tend to rise and fall together with the cycle, the way a tide lifts and lowers every boat in the harbor at once, so a large part of a stock’s swing can come from where its industry sits rather than from the company itself. It’s context for reading the company’s results, not a buy/sell call. Full explanation →
Health Care is in steady. Describes the industry's cycle state, not a call on this stock.
The stage band shows the industry’s cycle over the chart’s timeline (each color a stage); a ▼ marks a quarter its growth inflected down — amber is an unconfirmed watch, red is confirmed the next quarter. Use “Overlay cycle on chart” to tint the price chart by stage. The industry’s fundamentals, not a signal on this stock.
Primary pillar under pressure — Maintain EPS guidance of at least $9.00 for FY 2026: Diluted EPS: $5.73 per share.
View ThesisRevenue growth is accelerating — up about 18% over the past year.
View GrowthMiddle-of-the-pack quality for its industry.
View QualityManagement screens strong on capital allocation, earnings delivery, margins, the balance sheet.
View ManagementExpectations look reasonable — what the market is pricing in sits in line with or below what analysts forecast.
View ValuationThis stock is volatile — it swings about 1% on a typical day and fell roughly 42% in its worst 12-month stretch.
View RiskHumana's Medicare Advantage star ratings have to keep compounding to justify the price. Revenue grew 26% year over year in the latest quarter. The company beat its earnings estimate by 22.3%. It trades at 24 times earnings, matching the peer median. The price reflects less growth than our forecast. Diluted EPS of $5.73 sits below the $9.00 guidance floor. This specific gap is the primary risk to the thesis. Peer multiples imply a price about 6% above where it trades. The thesis is on watch. This read is provisional.
Trailing returns as of 2026-11-04. HUM is total return (includes dividends); the S&P 500 benchmark is price return (the index excludes dividends).
Based on 26 analysts currently covering HUM (as of Nov 2026).
Based on 17 Wall Street analysts offering 12-month price targets for HUM in the last 4 months.
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| Compare | Company | Living FV | P/E | Revenue % | Quality |
|---|---|---|---|---|---|
| HUM Selected company | Graph | Compare | Trend | Review | |
| Peer Add a competitor | Graph | Compare | Trend | Review | |
| Holding Compare a holding | Graph | Compare | Trend | Review |
Selected metric trend
Quarterly · checked companies · value or % of revenue
A consensus fair price across 7 valuation methods, at three horizons. As of 2026-11-04. Estimates are diagnostics, not price targets. Short-horizon estimates are close to coin-flips, so confidence is a method-agreement read, not a prediction.
Today's peer multiple on trailing earnings, with no growth credited. This is the headline read.
Adds projected growth, so it leans optimistic by design. Read it as upside context, not a base case.
A price-focused, side-by-side fair-value read versus Managed Health Care — fair value, gap to price, and forward P/E.
Compare the value case
Put HUM next to peers and holdings, compare Living FV and multiples, then graph the driver behind the difference.
Threatens: Manage impact of Star Ratings on Medicare Advantage business
Not investment advice. Scores describe historical and current data; they are not forecasts of future returns. Consult a licensed advisor before making investment decisions.
End-of-day figures as of 2026-11-04. EPS is implied from price ÷ P/E. Not investment advice.
Current $417.42
The last 12 months of price, then the range of analyst 12-month targets from today’s $417.42.
Analyst ratings and price targets are third-party Wall Street estimates, not QuarterlyIQ’s view. Not investment advice.
A long-thesis check that carries the widest uncertainty of the three horizons.
Around the middle on quality vs scored peers
Direction of the business behind the multiple. Bands are backend reads; trailing-12-month basis.
Large-scale plan exits threaten MA membership growth and reflect pressure managing the Star Ratings environment.
Advances: Expand CenterWell and Medicaid platforms
Partnership enhances CenterWell expansion efforts.
Threatens: Manage impact of Star Ratings on Medicare Advantage business
Star Ratings impact on Medicare Advantage business is concerning.
Advances: Manage impact of Star Ratings on Medicare Advantage business
Improved Star Ratings positively impact Medicare Advantage business.
Advances: Manage impact of Star Ratings on Medicare Advantage business
Upgrade reflects confidence in Star Ratings and business outlook.
Advances: Manage impact of Star Ratings on Medicare Advantage business
Positive movement in stock linked to improved Star Ratings.
Advances: Manage impact of Star Ratings on Medicare Advantage business
Star ratings upgrade positively impacts Medicare Advantage business.
Threatens: Manage impact of Star Ratings on Medicare Advantage business
Cuts to Part B Giveback may impact Medicare Advantage membership.
