ITAU UNIBANCO HOLDING SA (ITUB)
NYSEFinancialsBanksSnapshot 2026-09-04
$8.15-0.85%
Close 2026-09-04 · 1-day change
NYSEFinancialsBanksSnapshot 2026-09-04
QuarterlyIQ Insights · ITUB
What must go right, what could break, what the price assumes, and what evidence comes next.
The current health of the standing investment case.
No current thesis-health read is available for this company.
One-year growth currently built into the price, compared with our model's estimate.
| Measure | Marker shape | Value |
|---|---|---|
| Growth built into the price | circle | -19.3% |
| Our one-year growth estimate | diamond | Not available |
Growth built into the price is above our model estimate.
For each item: what to watch, what would become a concern, and what would make it less concerning.
A reporting-risk estimate, not a forecast of the stock-price response.
Historical relationships that met the evidence threshold. They do not prove cause or forecast a move.
Usually moved in the opposite direction.
Price observations: 365 days
Usually moved in the same direction.
Price observations: 365 days
Most sensitive to the US dollar and the broad stock market.
Based on historical daily prices through 2026-09-04.
Past price behavior in dollars on a $10,000 position. This does not measure permanent business risk.
How much price usually moves either way.
Use the underlying financial and sector pages to investigate the cause.
Not investment advice. Scores describe historical and current data; they are not forecasts of future returns. Consult a licensed advisor before making investment decisions.
A comparable growth gap is not available.
The one-year revenue growth assumption on Valuation.
Model as of 2026-09-04 · Compared with 0 industry peers · Company calendar date is not available
Why it matters: Lower GDP growth may mean a weaker economy. This can hurt bank performance.
Worry ifGDP growth reported below 2% in the second estimate on August 26, 2026.
Less concerning ifGDP growth remains at or above 2% in the second estimate.
Why it matters: Changes in GDP growth can impact banking sector performance and ITAU's outlook.
Watch forGDP growth estimate revised up above 2.5%.
Also watch forGDP growth estimate revised down below 1.5%.
Why it matters: Revenue growth has been strong, but a drop below 15% may signal a slowdown. This could affect investor confidence.
Worry ifRevenue growth falls below 15% year over year.
Less concerning ifRevenue growth remains at or above 15% year over year.
Why it matters: A drop in revenue growth could signal a slowdown in the financial sector. This may affect investor confidence in ITAU Unibanco.
Worry ifRevenue growth falls below 10% year over year.
Less concerning ifRevenue growth stays above 10% year over year.
We watch for confirming and disproving signals on each item. Resolutions are found automatically where possible and checked by hand for unclear cases. Last 90 days shown.
A larger daily loss that occurred about once in every 20 trading days.
Deepest peak-to-trough drop in the last year.
| Measure | Value | Meaning |
|---|---|---|
| Typical day | ±$121 on $10,000 · ±1.2% | How much price usually moves either way. |
| Bad day | $337 loss on $10,000 · 3.4% | A larger daily loss that occurred about once in every 20 trading days. |
| Largest peak-to-trough drop in the past year | $2,431 loss on $10,000 · 24.3% | Deepest peak-to-trough drop in the last year. |
Past year. 1.00 means similar movement; 1.20 means about 20% more.
Past year. 1.00 means similar movement to the sector. This is secondary context.
Latest 30 trading days, shown as an annual percentage.
Latest 252 trading days, shown as an annual percentage.
20-trading-day average in US dollars.
Trading days used by the source risk snapshot.
Past results, not a forecast. Not investment advice.
Why it matters: The sector is in a growth phase. A drop in revenue growth could signal a slowdown.
Worry ifItaú Unibanco's revenue growth is less than 10% compared to last year.
Less concerning ifRevenue growth stays above 10% year-over-year.
Why it matters: This index affects inflation. It can change interest rates. It matters for banks like Itaú Unibanco.
Watch forPPI shows a month-over-month increase above 0.3%.
Also watch forPPI shows a month-over-month decrease below -0.1%.
Why it matters: CPI is a key measure of inflation. It influences consumer spending and interest rates, impacting banks.
Watch forCPI increases month-over-month by more than 0.4%.
Also watch forCPI decreases month-over-month by more than -0.2%.
Why it matters: The FOMC's choice on interest rates can change lending rates. This affects bank profits.
Watch forFOMC raises rates by 25 basis points.
Also watch forFOMC keeps rates unchanged or lowers them.