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JPM

JPMorgan Chase

NYSEFinancialsBanks - DiversifiedSnapshot 2026-05-08

$302.10-1.36%
Close 2026-05-08 · 1-day change
The bottom line

As of May 8, 2026, JPM's analyst scoring is labeled as "mixed" with a composite score of -0.9 and a medium confidence level of 75.4. The score is influenced by various factors, including a macroeconomic outlook with a negative score of -7.7, while management quality is rated at 59.7. The analysis is provisional, reflecting uncertainties in the current assessment.

Composite -0.9as of 2026-05-08

Price

Daily closes from AlphaVantage. Earnings/event dots are placed inline.

Close 2026-05-08
Daily closes. Scroll over the chart to zoom; click a range to reset.
EarningsMaterial event

Factor signals

Read top-to-bottom: thesis (is this a strong company over a 1–3 year hold), watch flags (has something changed worth re-reading), and position context (how violent might the path be). Each pill is a parallel diagnostic — never aggregated into a single score.

L1

Thesis

is this a strong company over a 1–3 year hold?
F1 · Recent financial performance
strong
Top 20% of financials cohort
Why this rank
  • Direction share
    1.00
  • Slope (norm)
    0.06
  • Bonus
    0.00
Operating income, last 4 quarters ($M)
17293182841874320761
F2 · Value
neutral
Mid-cohort by earnings yield
Why this rank
Price
$302.10
TTM EPS
$19.12
Earnings yield
6.3%
P/E (TTM)
15.8

Trailing four: 2024-Q3, 2025-Q1, 2025-Q2, 2025-Q3

F3 · Earnings quality
fragile
Bottom 10% cash conversion in financials cohort
Why this rank
TTM NI ($M)
58,471
TTM CFO ($M)
-42,012
CFO/NI
-0.72
L2

Watch

has something changed worth re-reading?
F4 · Management stability
stable
Top 10% activity in financials cohort· see deep-dive ↓
neutral
Earnings setup · pre-print positioning
forward-looking
neutral16 analysts, 52% Buyfor period ending 2026-06-30
Why this setup
Consensus revisions

EPS estimate $5.34 → $5.40 (+1.0% / 30d). 4 raised, 3 cut, 16 covering analysts.

Rating actions

0 upgrades, 0 downgrades / 30d, 4 maintained. 52% of analysts rate Buy.

Price target activity

4 PT revisions / 30d. Avg target 6.6% above current price.

Material events

0 positive, 0 negative / 30d.

F4 · Management deep-dive — recent events, stated priorities, guidance track record
1

Recent 8-K events

1 material event in the last 24 months — top 1 listed below.

2

Stated priorities

Insufficient transcript history for this ticker.

3

Guidance track record

Insufficient guidance history for this ticker.

L3

Position context

how violent might the path be while I hold it?
Risk profile · realized
backward-looking
lowworst 12m loss −15%, typical day ±0.9%
Why this risk level

Recent vol — 30d annualized 23%; 252d 21%.

Drawdown — Max 1y −15%. Bad day move −2%.

Beta to sector ETF (XLF) 1.14 over 1y.

Liquidity — score 100/100.

Sub-scores — vol 65/100, drawdown 69/100, beta 86/100, earnings vol .

Sector regime
headwind-9.7%sector vs S&P 500, 60d

via XLF

Tailwind = sector leading the S&P 500; headwind = trailing. Both can be constructive — historically, headwind regimes have averaged stronger forward returns than tailwind.

AI cycle regime · market-wide
2-axis classifier
HeatingManiaSquallCrisisEarnings →Mood ↑
HeatingE +0.13 · M +0.71
Single-axisCHASEz +2.97+1.285d

Context label only — describes the market state (e.g. real bear vs narrative panic, healthy uptrend vs late-stage froth). It is not a per-ticker buy/sell signal and does not predict factor performance.

Not investment advice. As of 2026-05-08.

3

What changed

The most important moves since the prior daily snapshot.

  1. No material changes since the prior snapshot.

No material changes since the prior snapshot.

as of 2026-05-08

4

Management scorecard

How management runs the business — capital, margins, balance sheet, and how reliably they guide and deliver.

Composite59.7 / 100
Capital allocation65
Earnings discipline71
Margin discipline57
Balance sheet39
Guidance credibility
Post-call reaction45
as of 2026-05-08
4

What management is focused on

Priorities management has stated in recent disclosures, with status and evidence drawn from earnings calls, filings, and press releases.

No qualifying priorities for this snapshot. Check back after the next refresh.

5

How this stock is priced

Two ways to read price: against peers in the same business, and against the company's own history.

Compared to peers
44higher = cheaper

Roughly priced in line with peers.

Compared to its own history
14higher = cheaper

Richer than its own typical valuation.

P/E
14.9x
EV/EBITDA
20.0x
FCF yield
16.6%

P/E over the last 5 years

71 monthly points
fullas of 2026-05-08
7

How this compares

A side-by-side read on composite, valuation, and risk versus peers.

StockCompositeValuationRisk
JPM
JPMorgan Chase
-0.9fulllow
BRK-B
Berkshire Hathaway
+6.0moderate
V
Visa Inc.
+20low
MA
Mastercard
+15fulllow
BAC
Bank of America
+18inexpensivemoderate
8

Risk — how this stock moves

What a normal day looks like, what a bad day looks like, and the worst the last year has thrown at it.

A typical day
How much price usually moves either way.
0.9%
A bad day (95th %ile)
A rough but not unusual down day.
-2.3%
Worst 12-month loss
Deepest peak-to-trough drop in the last year.
-15.5%
Earnings-day move
How much price usually moves on earnings day.
lowas of 2026-05-08
9

What could change this view

Conditional scenarios — if X happens, the score would shift by about Y points. These are not predictions.

Upside triggers
  • If rates state reverses from -0.37 (negative) to +0.37 (positive)+6.6 pts
  • If financials sector trend rises from +0.07 into 'improving' (>= +0.20)+5.0 pts
  • If next-quarter EPS surprise repeats current direction (latest surprise +7.8% on 2026-03-31)+2.4 pts
Downside triggers
  • If financials sector trend falls from +0.07 into 'weakening' (<= -0.20)-5.0 pts
  • If growth state reverses from +0.25 (positive) to -0.25 (negative)-3.0 pts
10

Material updates

Recent SEC 8-K filings ranked by likely impact, confidence, and recency.

  1. 2026-05-071d agoItem 3.03

    Material Modification to Rights of Security Holders. On May 7, 2026, JPMorgan Chase & Co. (the “Company”) issued 300,000 shares (the “Shares”) of the Company’s 6.100% Fixed-Rate Reset Non-Cumulative Preferred Stock, Series PP, par value of $1.00 per share and with a liquidation preference of $10,000 per share (the “Series PP Preferred Stock”), which Shares were deposited against delivery of depositary receipts (the “Depositary Receipts”) evidencing 3,000,000 depositary shares (the “Depositary…

    capital allocationneutralscore 46
11

Score history

The composite score, snapshot by snapshot. The dotted line at zero separates leaning-positive from leaning-negative.

60 snapshots
Data freshness · As of 2026-05-08 · Macro 2026-05-08 · Sector 2026-05-07 · Fundamentals 2026-02-13 · Price 2026-05-07 · Generated 2026-05-08 · Spec 2.3

Not investment advice. Scores describe historical and current data; they are not forecasts of future returns. Consult a licensed advisor before making investment decisions.