Mastercard (MA)
NYSEFinancialsCredit ServicesSnapshot 2026-07-07
$531.78-0.25%
Close 2026-07-07 · 1-day change
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Track MA free→Daily closes. Earnings/event dots are placed inline.
Industries move in repeating boom-and-bust cycles. This shows where this stock’s industry sits in that cycle, stage by stage (recovery → expansion → supercycle → steady → deceleration → contraction), from its fundamentals (orders, revenue, capital spending), not the stock’s price.
A booming industry is a tailwind for the names in it; a contracting one is a headwind. Companies in the same industry tend to rise and fall together with the cycle, the way a tide lifts and lowers every boat in the harbor at once, so a large part of a stock’s swing can come from where its industry sits rather than from the company itself. It’s context for reading the company’s results, not a buy/sell call. Full explanation →
Financials is in deceleration. Describes the industry's cycle state, not a call on this stock.
The stage band shows the industry’s cycle over the chart’s timeline (each color a stage); a ▼ marks a quarter its growth inflected down — amber is an unconfirmed watch, red is confirmed the next quarter. Use “Overlay cycle on chart” to tint the price chart by stage. The industry’s fundamentals, not a signal on this stock.
Mastercard's expansion of stablecoin solutions has to keep compounding to justify the price. Revenue grew 16% year over year, and the last quarter beat expectations. It trades at 30× P/E versus a 17× peer median, indicating that the price reflects less growth than we forecast. The specific risk is a potential guidance cut, as our model puts the next-quarter miss probability near 14%. Peer multiples imply a price about 13% below where it trades (it looks expensive on this basis); this read is provisional.
Trailing returns as of 2026-07-07. MA is total return (includes dividends); the S&P 500 benchmark is price return (the index excludes dividends).
Based on 40 analysts currently covering MA (as of Jul 2026).
Based on 10 Wall Street analysts offering 12-month price targets for MA in the last 4 months.
A consensus fair price across 12 valuation methods, at three horizons. Current price $531.78. As of 2026-07-08. Estimates are diagnostics, not price targets. Short-horizon estimates are close to coin-flips, so confidence is a method-agreement read, not a prediction.
Today's peer multiple on trailing earnings, with no growth credited. This is the headline read.
Adds projected growth, so it leans optimistic by design. Read it as upside context, not a base case.
A price-focused, side-by-side fair-value read versus Transaction & Payment Processing Services — fair value, gap to price, and forward P/E.
Advances: Expand stablecoin solutions
Launch of open standard stablecoin network aligns with expansion goals.
Not investment advice. Scores describe historical and current data; they are not forecasts of future returns. Consult a licensed advisor before making investment decisions.
End-of-day figures as of 2026-07-07. EPS is implied from price ÷ P/E. Not investment advice.
Current $531.78
The last 12 months of price, then the range of analyst 12-month targets from today’s $531.78.
Analyst ratings and price targets are third-party Wall Street estimates, not QuarterlyIQ’s view. Not investment advice.
A long-thesis check that carries the widest uncertainty of the three horizons.
Bottom 25% on quality vs scored peers
Direction of the business behind the multiple. Bands are backend reads; trailing-12-month basis.
Advances: Increase net revenue
Agent Pay launch supports long-term growth and revenue increase.
Advances: Expand stablecoin solutions
Expands stablecoin solutions through fintech partnership.
Threatens: Expand stablecoin solutions
Increased competition may hinder stablecoin expansion efforts.
Court approval of settlement reduces legal risks and stabilizes operations.
EU pressure on digital euro could hinder stablecoin expansion.
Advances: Expand stablecoin solutions
Advances expansion of stablecoin solutions, aligning with management's objectives.
Advances: Expand stablecoin solutions
AI Agent Payment Network enhances product offerings and innovation.