Mastercard (MA)
NYSEFinancialsFinancial - Credit ServicesSnapshot 2026-11-04
$672.68+3.94%
Close 2026-11-04 · 1-day change
NYSEFinancialsFinancial - Credit ServicesSnapshot 2026-11-04
Research Workspace
Put MA beside peers and holdings, graph the same metric, and keep your notes with the evidence.
Daily closes. Earnings/event dots are placed inline.
Industries move in repeating boom-and-bust cycles. This shows where this stock’s industry sits in that cycle, stage by stage (recovery → expansion → supercycle → steady → deceleration → contraction), from its fundamentals (orders, revenue, capital spending), not the stock’s price.
A booming industry is a tailwind for the names in it; a contracting one is a headwind. Companies in the same industry tend to rise and fall together with the cycle, the way a tide lifts and lowers every boat in the harbor at once, so a large part of a stock’s swing can come from where its industry sits rather than from the company itself. It’s context for reading the company’s results, not a buy/sell call. Full explanation →
Financials is in steady. Describes the industry's cycle state, not a call on this stock.
The stage band shows the industry’s cycle over the chart’s timeline (each color a stage); a ▼ marks a quarter its growth inflected down — amber is an unconfirmed watch, red is confirmed the next quarter. Use “Overlay cycle on chart” to tint the price chart by stage. The industry’s fundamentals, not a signal on this stock.
Primary pillar under pressure — Net revenue grows at least 16% YoY: Direct metric needs a verified mapping.
View ThesisRevenue is growing steadily — about 15% over the past year.
View GrowthMiddle-of-the-pack quality for its industry.
View QualityManagement screens strong on capital allocation, earnings delivery, margins.
View ManagementExpectations look high — the market is pricing in about 24% growth a year, above the roughly 14% analysts expect, leaving little room for error.
View ValuationRelatively steady — typically moves about 1% a day.
View RiskMastercard's stablecoin expansion has to keep compounding to justify the price. Revenue grew 14% year over year in the latest quarter. The company beat its earnings estimate by 3.3%. It trades at 34x earnings versus a 12x peer median. The market is pricing in more growth than we forecast. The primary pillar for net revenue growth is under pressure. The thesis comparison is not yet verified. Peer multiples imply a price about 24% below where it trades. The thesis is on watch. This read is provisional.
Trailing returns as of 2026-11-04. MA is total return (includes dividends); the S&P 500 benchmark is price return (the index excludes dividends).
Based on 40 analysts currently covering MA (as of Nov 2026).
Based on 14 Wall Street analysts offering 12-month price targets for MA in the last 4 months.
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Compare MA with peers and holdings, graph the same reported metric, keep your questions beside the evidence, and return when the facts change.
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| Compare | Company | Living FV | P/E | Revenue % | Quality |
|---|---|---|---|---|---|
| MA Selected company | Graph | Compare | Trend | Review | |
| Peer Add a competitor | Graph | Compare | Trend | Review | |
| Holding Compare a holding | Graph | Compare | Trend | Review |
Selected metric trend
Quarterly · checked companies · value or % of revenue
A consensus fair price across 10 valuation methods, at three horizons. As of 2026-11-04. Estimates are diagnostics, not price targets. Short-horizon estimates are close to coin-flips, so confidence is a method-agreement read, not a prediction.
Today's peer multiple on trailing earnings, with no growth credited. This is the headline read.
Adds projected growth, so it leans optimistic by design. Read it as upside context, not a base case.
A price-focused, side-by-side fair-value read versus Transaction & Payment Processing Services — fair value, gap to price, and forward P/E.
Compare the value case
Put MA next to peers and holdings, compare Living FV and multiples, then graph the driver behind the difference.
Advances: Grow net revenue through the payment network
Record price confirms strong market confidence in growth.
Not investment advice. Scores describe historical and current data; they are not forecasts of future returns. Consult a licensed advisor before making investment decisions.
End-of-day figures as of 2026-11-04. EPS is implied from price ÷ P/E. Not investment advice.
Current $672.68
The last 12 months of price, then the range of analyst 12-month targets from today’s $672.68.
Analyst ratings and price targets are third-party Wall Street estimates, not QuarterlyIQ’s view. Not investment advice.
A long-thesis check that carries the widest uncertainty of the three horizons.
Direction of the business behind the multiple. Bands are backend reads; trailing-12-month basis.
Advances: Increase net revenue
Reuters reports a strong quarter supported by resilient consumer spending, confirming revenue growth momentum.
Advances: Increase net revenue
Strong quarterly performance and resilient spending support Mastercard's revenue growth objective.
Advances: Increase net revenue
Network and services growth supports revenue objective and confirms ongoing business momentum.
Advances: Maintain EPS growth
Earnings beating estimates on spending supports EPS growth, though the catalyst is incremental.
Potential large UK interchange-fee lawsuit risks costs and limits on pricing.
Advances: Expand stablecoin solutions
Stablecoin security tool advances Mastercard's stablecoin solutions with trust controls.
Advances: Expand stablecoin solutions
Global money platform expands Mastercard's crypto-payment and stablecoin-related capabilities.
