Navan, Inc. (NAVN)
NASDAQInformation TechnologySoftware - ApplicationSnapshot 2026-09-04
$27.78+0.25%
Close 2026-09-04 · 1-day change
NASDAQInformation TechnologySoftware - ApplicationSnapshot 2026-09-04
QuarterlyIQ Insights · NAVN
What must go right, what could break, what the price assumes, and what evidence comes next.
The current health of the standing investment case.
Recent financial performance sits well below its industry cohort — worth keeping an eye on, though it has not freshly broken.
One-year growth currently built into the price, compared with our model's estimate.
| Measure | Marker shape | Value |
|---|---|---|
| Growth built into the price | circle | 16.2% |
| Our one-year growth estimate | diamond | 27.7% |
For each item: what to watch, what would become a concern, and what would make it less concerning.
A reporting-risk estimate, not a forecast of the stock-price response.
Historical relationships that met the evidence threshold. They do not prove cause or forecast a move.
No outside relationship met the current evidence threshold.
Based on historical daily prices through 2026-09-04.
Past price behavior in dollars on a $10,000 position. This does not measure permanent business risk.
How much price usually moves either way.
Use the underlying financial and sector pages to investigate the cause.
Not investment advice. Scores describe historical and current data; they are not forecasts of future returns. Consult a licensed advisor before making investment decisions.
Growth built into the price is above our model estimate.
The price assumes 11.5 percentage points less one-year growth.
The one-year revenue growth assumption on Valuation.
Model as of 2026-09-04 · Compared with 120 industry peers
NAVN — President transition
Dated 2026-04-17
Senior Vice President, Strategic Finance and Chief Accounting Officer — Anne Giviskos: Ms. Giviskos will depart from her role as Senior Vice President, Strategic Finance and Chief Accounting Officer.
Why it matters: Expanding Navan Anywhere could improve customer experience. It may lead to more bookings.
Supportive ifNavan Anywhere will roll out on more corporate platforms.
Worry ifThere are no new updates about Navan Anywhere by year-end.
Why it matters: The earnings report will provide insights into the company's financial health and growth.
Watch forAnnouncement of the next earnings report date with positive guidance.
Also watch forDelay or lack of announcement regarding the next earnings report.
Why it matters: The guidance of 30% YoY growth shows strong business momentum. It also boosts investor confidence.
Supportive ifFiscal year 2027 revenue reported in the range of $907 - $913 million, confirming 30% YoY growth.
Worry ifGuidance is now below 30% YoY growth. This suggests possible issues in the business.
Why it matters: Strong GBV growth shows high demand for Navan's services. It means successful customer acquisition.
Supportive ifGBV reported at or above $3.1 billion for Q2, showing continued growth.
Worry ifGBV is below $3.1 billion. This suggests a slowdown in customer activity.
We watch for confirming and disproving signals on each item. Resolutions are found automatically where possible and checked by hand for unclear cases. Last 90 days shown.
A larger daily loss that occurred about once in every 20 trading days.
Deepest peak-to-trough drop in the last year.
| Measure | Value | Meaning |
|---|---|---|
| Typical day | ±$208 on $10,000 · ±2.1% | How much price usually moves either way. |
| Bad day | $755 loss on $10,000 · 7.5% | A larger daily loss that occurred about once in every 20 trading days. |
| Largest peak-to-trough drop in the past year | $5,803 loss on $10,000 · 58.0% | Deepest peak-to-trough drop in the last year. |
Past year. 1.00 means similar movement; 1.20 means about 20% more.
Past year. 1.00 means similar movement to the sector. This is secondary context.
Latest 30 trading days, shown as an annual percentage.
Latest 252 trading days, shown as an annual percentage.
20-trading-day average in US dollars.
Trading days used by the source risk snapshot.
Past results, not a forecast. Not investment advice.
Why it matters: Meeting this growth target shows Navan is on track with its revenue goals. It confirms strong demand for its services.
Supportive ifQ2 revenue reported in the range of $219 - $221 million, showing 28% YoY growth at the midpoint.
Worry ifQ2 revenue is below $219 million. This shows weaker growth than expected.
Why it matters: This income level shows how well Navan controls costs while growing revenue. It shows efficiency.
Supportive ifNon-GAAP income from operations is between $13.5 and $14.5 million.
Worry ifNon-GAAP income from operations is below $13.5 million. This shows cost management issues.