Regulation FD Disclosure. The Board of Directors of Ohio Valley Banc Corp. (“OVBC”) has extended the expiration date of its existing share repurchase program to August 31, 2027. The repurchase program was originally approved by the Board in 2021 and was set to expire on August 31, 2026. The share repurchase program authorizes the repurchase of up to $5,000,000 in shares of the Company’s outstanding common stock. As of August 18, 2026, the Company had repurchased approximately $2,967,000 in co…

Results of Operations and Financial Condition GALLIPOLIS, Ohio - Ohio Valley Banc Corp. [Nasdaq: OVBC] (the “Company”) reported consolidated net income for the quarter ended June 30, 2026, of $2,927,000, a decrease of $1,283,000, or 30.5%, from the same period the prior year. Earnings per share for the second quarter of 2026 were $.62 compared to $.89 for the prior year second quarter. For the six months ended June 30, 2026, net income totaled $7,224,000, a decrease of $1,392,000, or 16.2%, f…

Other Events On July 14, 2026, the Board of Directors of Ohio Valley Banc Corp. declared a quarterly cash dividend of $0.25 per share on its common shares, payable on August 10, 2026 to shareholders of record on July 24, 2026. 2 SIGNATURES Pursuant to the requirements of the Securities Exchange Act of 1934, the Registrant has duly caused this report to be signed on its behalf by the undersigned thereunto duly authorized. OHIO VALLEY BANC CORP. Date: July 14, 2026 By: /s/Larry E. Miller, II La…

President and Director — Ryan J. Jones: Ryan J. Jones was promoted to President and appointed as a director, reflecting internal succession planning.

Results of Operations and Financial Condition GALLIPOLIS, Ohio - Ohio Valley Banc Corp. [Nasdaq: OVBC] (the “Company”) reported consolidated net income for the quarter ended March 31, 2026, of $4,297,000, a decrease of $109,000, or 2.5%, from the same period during the prior year. Earnings per share for the first quarter of 2026 were $.91, compared to $.94 for the first quarter of 2025. Return on average assets and return on average equity were 1.08% and 10.17%, respectively, for the first qu…

Other Events On April 14, 2026, the Board of Directors of Ohio Valley Banc Corp. declared a quarterly cash dividend of $0.25 per share on its common shares, payable on May 10, 2026 to shareholders of record on April 24, 2026. SIGNATURES Pursuant to the requirements of the Securities Exchange Act of 1934, the Registrant has duly caused this report to be signed on its behalf by the undersigned thereunto duly authorized. OHIO VALLEY BANC CORP. Date: April 14, 2026 By: /s/Larry E. Miller, II Larr…

Director — David W. Thomas: David W. Thomas is retiring from the Board of Directors due to reaching the age of 70, as per the Company’s mandatory retirement policy.

Results of Operations and Financial Condition GALLIPOLIS, Ohio - Ohio Valley Banc Corp. [Nasdaq: OVBC] (the “Company”) reported consolidated net income for the quarter ended December 31, 2025, of $3,955,000, an increase of $1,440,000, or 57.3%, from the same period the prior year. Earnings per share for the fourth quarter of 2025 were $.84 compared to $.53 for the prior year fourth quarter. For the year ended December 31, 2025, net income totaled $15,601,000, an increase of $4,602,000, or 41.…

Other Events On January 13, 2026, the Board of Directors of Ohio Valley Banc Corp. declared a quarterly cash dividend of $0.23 per share on its common shares, payable on February 10, 2026 to shareholders of record on January 23, 2026. SIGNATURES Pursuant to the requirements of the Securities Exchange Act of 1934, the Registrant has duly caused this report to be signed on its behalf by the undersigned thereunto duly authorized. OHIO VALLEY BANC CORP. Date: January 13, 2026 By: /s/Larry E. Mill…

Results of Operations and Financial Condition GALLIPOLIS, Ohio - Ohio Valley Banc Corp. [Nasdaq: OVBC] (the “Company”) reported consolidated net income for the quarter ended September 30, 2025, of $3,030,000, an increase of $311,000, or 11.4%, from the same period the prior year. Earnings per share for the third quarter of 2025 were $.64 compared to $.58 for the prior year third quarter. For the nine months ended September 30, 2025, net income totaled $11,646,000, an increase of $3,162,000, o…

Other Events On October 21, 2025, the Board of Directors of Ohio Valley Banc Corp. declared a quarterly cash dividend of $0.23 per share on its common shares, payable on November 10, 2025 to shareholders of record on October 31, 2025. SIGNATURES Pursuant to the requirements of the Securities Exchange Act of 1934, the Registrant has duly caused this report to be signed on its behalf by the undersigned thereunto duly authorized. OHIO VALLEY BANC CORP. Date: October 21, 2025 By: /s/Larry E. Mill…

Regulation FD Disclosure. The Board of Directors of Ohio Valley Banc Corp. (“OVBC”) has extended the expiration date of its existing share repurchase program to August 31, 2026. The repurchase program was originally approved by the Board in 2021 and was set to expire on August 31, 2025. The share repurchase program authorizes the repurchase of up to $5,000,000 in shares of the Company’s outstanding common stock. As of August 20, 2025, the Company had repurchased approximately $2,967,000 in co…

Results of Operations and Financial Condition GALLIPOLIS, Ohio - Ohio Valley Banc Corp. [Nasdaq: OVBC] (the “Company”) reported consolidated net income for the quarter ended June 30, 2025, of $4,210,000, an increase of $1,238,000, or 41.7%, from the same period the prior year. Earnings per share for the second quarter of 2025 were $.89 compared to $.63 for the prior year second quarter. For the six months ended June 30, 2025, net income totaled $8,616,000, an increase of $2,851,000, or 49.5%,…

Other Events On July 15, 2025, the Board of Directors of Ohio Valley Banc Corp. declared a quarterly cash dividend of $0.23 per share on its common shares, payable on August 10, 2025 to shareholders of record on July 25, 2025. SIGNATURES Pursuant to the requirements of the Securities Exchange Act of 1934, the Registrant has duly caused this report to be signed on its behalf by the undersigned thereunto duly authorized. OHIO VALLEY BANC CORP. Date: July 15, 2025 By: /s/Larry E. Miller,II Larry…

Results of Operations and Financial Condition GALLIPOLIS, Ohio - Ohio Valley Banc Corp. [Nasdaq: OVBC] (the “Company”) reported consolidated net income for the quarter ended March 31, 2025, of $4,406,000, an increase of $1,613,000, or 57.8%, from the same period the prior year. Earnings per share for the first quarter of 2025 were $.94, compared to $.58 for the first quarter of 2024. Return on average assets and return on average equity were 1.20% and 11.82%, respectively, for the first quart…

Other Events On April 15, 2025, the Board of Directors of Ohio Valley Banc Corp. declared a quarterly cash dividend of $0.23 per share on its common shares, payable on May 10, 2025 to shareholders of record on April 25, 2025. The $0.23 per share dividend represents an increase of one cent, or 4.55% from the $0.22 per share dividend paid the previous quarter. SIGNATURES Pursuant to the requirements of the Securities Exchange Act of 1934, the Registrant has duly caused this report to be signed…

Results of Operations and Financial Condition GALLIPOLIS, Ohio - Ohio Valley Banc Corp. [Nasdaq: OVBC] (the “Company”) reported consolidated net income for the quarter ended December 31, 2024, of $2,515,000, a decrease of $708,000 from the same period the prior year. Earnings per share for the fourth quarter of 2024 were $.53 compared to $.68 for the prior year fourth quarter. For the year ended December 31, 2024, net income totaled $10,999,000, a decrease of $1,632,000, or 12.9%, from the sa…

Other Events On January 14, 2025, the Board of Directors of Ohio Valley Banc Corp. declared a quarterly cash dividend of $0.22 per share on its common shares, payable on February 10, 2025 to shareholders of record on January 24, 2025. SIGNATURES Pursuant to the requirements of the Securities Exchange Act of 1934, the Registrant has duly caused this report to be signed on its behalf by the undersigned thereunto duly authorized. OHIO VALLEY BANC CORP. Date: January 14, 2025 By: /s/Larry E. Mill…

non-executive Chairman of the Board Directors — Thomas E. Wiseman: Mr. Wiseman is retiring from his executive position but will remain as a non-executive Chairman.

Results of Operations and Financial Condition GALLIPOLIS, Ohio - Ohio Valley Banc Corp. [Nasdaq: OVBC] (the “Company”) reported consolidated net income for the quarter ended September 30, 2024, of $2,719,000, an increase of $468,000, or 20.8%, from the same period the prior year. Earnings per share for the third quarter of 2024 were $.58 compared to $.47 for the prior year third quarter. For the nine months ended September 30, 2024, net income totaled $8,484,000, a decrease of $924,000 from t…

Other Events On October 15, 2024, the Board of Directors of Ohio Valley Banc Corp. declared a quarterly cash dividend of $0.22 per share on its common shares, payable on November 10, 2024, to shareholders of record on October 25, 2024. SIGNATURES Pursuant to the requirements of the Securities Exchange Act of 1934, the Registrant has duly caused this report to be signed on its behalf by the undersigned thereunto duly authorized. OHIO VALLEY BANC CORP. Date: October 15, 2024 By: /s/Larry E. Mil…

Regulation FD Disclosure . The Board of Directors of Ohio Valley Banc Corp. (“OVBC”) has extended the expiration date of its existing share repurchase program to August 31, 2025. The repurchase program was originally approved by the Board in 2021 and was set to expire on August 31, 2024. The share repurchase program authorizes the repurchase of up to $5,000,000 in shares of the Company’s outstanding common stock. As of August 21, 2024, the Company had repurchased approximately $2,967,000 in c…

Results of Operations and Financial Condition GALLIPOLIS, Ohio - Ohio Valley Banc Corp. [Nasdaq: OVBC] (the “Company”) reported consolidated net income for the quarter ended June 30, 2024, of $2,972,000, a decrease of $277,000 from the same period the prior year. Earnings per share for the second quarter of 2024 were $.63 compared to $.68 for the prior year second quarter. For the six months ended June 30, 2024, net income totaled $5,765,000, a decrease of $1,392,000, or 19.4%, from the same…

Other Events On July 16, 2024, the Board of Directors of Ohio Valley Banc Corp. declared a quarterly cash dividend of $0.22 per share on its common shares, payable on August 10, 2024 to shareholders of record on July 26, 2024. SIGNATURES Pursuant to the requirements of the Securities Exchange Act of 1934, the Registrant has duly caused this report to be signed on its behalf by the undersigned thereunto duly authorized. OHIO VALLEY BANC CORP. Date: July 16, 2024 By: /s/Larry E. Miller Larry E.…

Results of Operations and Financial Condition GALLIPOLIS, Ohio - Ohio Valley Banc Corp. [Nasdaq: OVBC] (the “Company”) reported consolidated net income for the quarter ended March 31, 2024, of $2,793,000, a decrease of $1,115,000, or 28.5%, from the same period the prior year. Earnings per share for the first quarter of 2024 were $.58, compared to $.82 for the first quarter of 2023. Return on average assets and return on average equity were .83% and 7.77%, respectively, for the first quarter…