PNC Financial Services (PNC)
NYSEFinancialsBanks - RegionalSnapshot 2026-11-04
$233.45+1.76%
Close 2026-11-04 · 1-day change
NYSEFinancialsBanks - RegionalSnapshot 2026-11-04
Research Workspace
Put PNC beside peers and holdings, graph the same metric, and keep your notes with the evidence.
Daily closes. Earnings/event dots are placed inline.
Industries move in repeating boom-and-bust cycles. This shows where this stock’s industry sits in that cycle, stage by stage (recovery → expansion → supercycle → steady → deceleration → contraction), from its fundamentals (orders, revenue, capital spending), not the stock’s price.
A booming industry is a tailwind for the names in it; a contracting one is a headwind. Companies in the same industry tend to rise and fall together with the cycle, the way a tide lifts and lowers every boat in the harbor at once, so a large part of a stock’s swing can come from where its industry sits rather than from the company itself. It’s context for reading the company’s results, not a buy/sell call. Full explanation →
Financials is in steady. Describes the industry's cycle state, not a call on this stock.
The stage band shows the industry’s cycle over the chart’s timeline (each color a stage); a ▼ marks a quarter its growth inflected down — amber is an unconfirmed watch, red is confirmed the next quarter. Use “Overlay cycle on chart” to tint the price chart by stage. The industry’s fundamentals, not a signal on this stock.
The reason to own it still holds.
View ThesisRevenue growth is accelerating — up about 14% over the past year.
View GrowthMiddle-of-the-pack quality for its industry.
View QualityManagement screens strong on earnings delivery, market reaction to earnings.
View ManagementExpectations look reasonable — what the market is pricing in sits in line with or below what analysts forecast.
View ValuationRelatively steady — typically moves about 1% a day.
View RiskHealthy across the board
PNC's loan growth engine has to keep compounding to justify the price. Revenue grew 11% year over year in the latest quarter. The company beat its earnings estimate by 2.4%. It trades at 1.5 times book value. The peer median is 1.3 times book value. The price reflects less growth than we forecast. A lending revenue miss threatens the growth objective. Peer multiples imply a price roughly in line with where it trades (about fair). This read is provisional. Our read remains intact.
Trailing returns as of 2026-11-04. PNC is total return (includes dividends); the S&P 500 benchmark is price return (the index excludes dividends).
Based on 23 analysts currently covering PNC (as of Nov 2026).
Based on 15 Wall Street analysts offering 12-month price targets for PNC in the last 4 months.
Continue this research
Compare PNC with peers and holdings, graph the same reported metric, keep your questions beside the evidence, and return when the facts change.
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| Compare | Company | Living FV | P/E | Revenue % | Quality |
|---|---|---|---|---|---|
| PNC Selected company | Graph | Compare | Trend | Review | |
| Peer Add a competitor | Graph | Compare | Trend | Review | |
| Holding Compare a holding | Graph | Compare | Trend | Review |
Selected metric trend
Quarterly · checked companies · value or % of revenue
A consensus fair price across 10 valuation methods, at three horizons. As of 2026-11-04. Estimates are diagnostics, not price targets. Short-horizon estimates are close to coin-flips, so confidence is a method-agreement read, not a prediction.
Today's peer multiple on trailing earnings, with no growth credited. This is the headline read.
Adds projected growth, so it leans optimistic by design. Read it as upside context, not a base case.
A price-focused, side-by-side fair-value read versus Financials (broad) — fair value, gap to price, and forward P/E.
Compare the value case
Put PNC next to peers and holdings, compare Living FV and multiples, then graph the driver behind the difference.
Advances: Drive loan and revenue growth with strong credit quality
Not investment advice. Scores describe historical and current data; they are not forecasts of future returns. Consult a licensed advisor before making investment decisions.
End-of-day figures as of 2026-11-04. EPS is implied from price ÷ P/E. Not investment advice.
Current $233.45
The last 12 months of price, then the range of analyst 12-month targets from today’s $233.45.
Analyst ratings and price targets are third-party Wall Street estimates, not QuarterlyIQ’s view. Not investment advice.
A long-thesis check that carries the widest uncertainty of the three horizons.
Direction of the business behind the multiple. Bands are backend reads; trailing-12-month basis.
Forecast strong loan growth supports the growth objective, though it does not establish credit quality.
Threatens: Drive loan and revenue growth with strong credit quality
Lending revenue miss indicates potential growth challenges.
Advances: Drive loan and revenue growth with strong credit quality
Reaffirmation of outlook supports loan and revenue growth.
Advances: Maintain strong net interest margin
Positive outlook on net interest income supports growth objectives.
Advances: Integration of FirstBank acquisition
Expansion supports growth from FirstBank acquisition integration.
Advances: Maintain strong capital position and return capital to shareholders
Dividend increase supports capital return objectives.
Advances: Maintain strong capital position and return capital to shareholders
Strengthens capital position and supports shareholder returns.
Advances: Integration of FirstBank acquisition
Strong loan growth and net interest income forecast supports growth objectives.