Pinnacle Financial Partners (PNFP)
NYSEFinancialsBanks - RegionalSnapshot 2026-09-04
$101.01-0.36%
Close 2026-09-04 · 1-day change
NYSEFinancialsBanks - RegionalSnapshot 2026-09-04
QuarterlyIQ Insights · PNFP
Price, fair value, and the multiples that frame it on the same time axis. Scroll over the price chart to zoom.
Daily closes. Earnings/event dots inline.
A consensus fair price across 11 valuation methods, at three horizons. As of 2026-09-04. Estimates are diagnostics, not price targets. Short-horizon estimates are close to coin-flips, so confidence is a method-agreement read, not a prediction.
Today's peer multiple on trailing earnings, with no growth credited. This is the headline read.
Adds projected growth, so it leans optimistic by design. Read it as upside context, not a base case.
We take the 12-month fair value above and grade our own number — how the market prices this name versus what we'd justify, and where the two diverge.
At $101 PNFP trades at 1.0× p/b, below its 1.2× p/b peer median. Our $121 fair value sits above the price. It's a high-confidence read. Analysts target $112–$123. Not investment advice.
One valuation read at a 12-month horizon, plus how price compares to peers and the company's own history.
Score 100 = cheapest in the cohort, 0 = richest. Bars are filled left-to-right based on the peer-relative score (or PEG/self-history where shown).
Each method's implied share price per horizon. Provisional rows use a projected (historical-CAGR) growth input rather than analyst or management guidance.
| Method | Horizon | Est. price | Multiple | Per-share input | EPS source | Confidence |
|---|---|---|---|---|---|---|
| analyst target | 12M | $118.00 | — | — | Analyst | high |
| dcf fcff | 12M | $658.40 | — | — | Hist. CAGR | high |
| graham number | 12M | $143.89 | — | — | TTM | high |
| Peer P/B | 12M | $121.42 | 1.2 | 97.90 | TTM | high |
| Peer P/FCF | 12M |
A “consensus-then vs. actual-now” overlay is on the way — what our valuation estimate said on a past date versus where the price actually landed.
Not investment advice. Scores describe historical and current data; they are not forecasts of future returns. Consult a licensed advisor before making investment decisions.
A long-thesis check that carries the widest uncertainty of the three horizons.
Below average on quality vs scored peers
Direction of the business behind the multiple. Bands are backend reads; trailing-12-month basis.
$112.00 – $123.00 (median $118.00) · 5 analysts · as of 2026-08-10
No fragility gates fired. Regime (Mania) does not concentrate fragility.
For similar setups historically (n=20,154): about 33% saw a 20%+ drawdown, and roughly 76% of those did not recover within the year. These are historical base rates for the cohort, not a forecast of this stock.
Looks cheaper than most peers in the same business.
Around its own typical valuation.
Trailing four: 2025-Q2, 2025-Q3, 2026-Q1, 2026-Q2
Direction of the business behind the multiple. Bands are backend reads; trailing-12-month basis.
| $110.24 |
| 11.7 |
| 9.45 |
| TTM |
| high |
| Peer P/E | 12M | $120.15 | 10.9 | 11.03 | ntm analyst | high |
| Peer P/S | 12M | $93.85 | 3.2 | 29.70 | TTM | high |
| PEG | 12M | $267.42 | 28.4 | 9.40 | TTM | high |
| residual income | 12M | $99.12 | — | — | TTM | high |
| Own P/E history | 12M | $103.36 | 11.0 | 9.40 | TTM | high |
| triangulated | 12M | $114.63 | 11.9 | 9.60 | Triangulated | high |
| Peer P/B | 3Y | $184.66 | 1.2 | 148.89 | Hist. CAGR(prov.) | medium |
| Peer P/FCF | 3Y | $167.66 | 11.7 | 14.37 | Hist. CAGR(prov.) | medium |
| Peer P/E | 3Y | $159.06 | 10.9 | 14.60 | Analyst | medium |
| Peer P/S | 3Y | $145.29 | 3.2 | 45.97 | Analyst | medium |
| PEG | 3Y | $415.40 | 28.4 | 14.60 | Analyst | medium |
| Own P/E history | 3Y | $160.55 | 11.0 | 14.60 | Analyst | medium |
| Peer P/B | 5Y | $244.21 | 1.2 | 196.90 | Hist. CAGR(prov.) | high |
| Peer P/FCF | 5Y | $221.74 | 11.7 | 19.00 | Hist. CAGR(prov.) | high |
| Peer P/E | 5Y | $210.36 | 10.9 | 19.31 | Analyst | high |
| Peer P/S | 5Y | $192.14 | 3.2 | 60.80 | Analyst | high |
| PEG | 5Y | $549.36 | 28.4 | 19.31 | Analyst | high |
| Own P/E history | 5Y | $212.33 | 11.0 | 19.31 | Analyst | high |