Prudential Financial (PRU)
NYSEFinancialsInsurance - LifeSnapshot 2026-11-04
$126.63+6.58%
Close 2026-11-04 · 1-day change
NYSEFinancialsInsurance - LifeSnapshot 2026-11-04
Research Workspace
Put PRU beside peers and holdings, graph the same metric, and keep your notes with the evidence.
Daily closes. Earnings/event dots are placed inline.
Industries move in repeating boom-and-bust cycles. This shows where this stock’s industry sits in that cycle, stage by stage (recovery → expansion → supercycle → steady → deceleration → contraction), from its fundamentals (orders, revenue, capital spending), not the stock’s price.
A booming industry is a tailwind for the names in it; a contracting one is a headwind. Companies in the same industry tend to rise and fall together with the cycle, the way a tide lifts and lowers every boat in the harbor at once, so a large part of a stock’s swing can come from where its industry sits rather than from the company itself. It’s context for reading the company’s results, not a buy/sell call. Full explanation →
Financials is in steady. Describes the industry's cycle state, not a call on this stock.
The stage band shows the industry’s cycle over the chart’s timeline (each color a stage); a ▼ marks a quarter its growth inflected down — amber is an unconfirmed watch, red is confirmed the next quarter. Use “Overlay cycle on chart” to tint the price chart by stage. The industry’s fundamentals, not a signal on this stock.
Primary pillar under pressure — Net income recovers above $597M: Net income: $1.39B.
View ThesisRevenue is growing steadily — about 9% over the past year.
View GrowthMiddle-of-the-pack quality for its industry.
View QualityMiddle-of-the-pack management execution.
View ManagementExpectations look reasonable — what the market is pricing in sits in line with or below what analysts forecast.
View ValuationModerate volatility — typically moves about 1% a day.
View RiskPrudential's core US and Japan insurance engine must keep compounding to justify the price. Revenue grew 8% year over year in Q2 2026. The company beat earnings estimates in the third quarter. It trades at 1.4x book value versus a 1.3x peer median. The price reflects less growth than we forecast. Japan's regulator ordered a three-month sales halt. This suspension exposes significant customer and execution risks. Peer multiples imply a price about 8% above where it trades. The thesis is on watch. This read is provisional.
Trailing returns as of 2026-11-04. PRU is total return (includes dividends); the S&P 500 benchmark is price return (the index excludes dividends).
Based on 18 analysts currently covering PRU (as of Nov 2026).
Based on 7 Wall Street analysts offering 12-month price targets for PRU in the last 4 months.
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| Compare | Company | Living FV | P/E | Revenue % | Quality |
|---|---|---|---|---|---|
| PRU Selected company | Graph | Compare | Trend | Review | |
| Peer Add a competitor | Graph | Compare | Trend | Review | |
| Holding Compare a holding | Graph | Compare | Trend | Review |
Selected metric trend
Quarterly · checked companies · value or % of revenue
A consensus fair price across 11 valuation methods, at three horizons. As of 2026-11-04. Estimates are diagnostics, not price targets. Short-horizon estimates are close to coin-flips, so confidence is a method-agreement read, not a prediction.
Today's peer multiple on trailing earnings, with no growth credited. This is the headline read.
Adds projected growth, so it leans optimistic by design. Read it as upside context, not a base case.
A price-focused, side-by-side fair-value read versus Life & Health Insurance — fair value, gap to price, and forward P/E.
Compare the value case
Put PRU next to peers and holdings, compare Living FV and multiples, then graph the driver behind the difference.
Advances: Narrow geographic footprint and divest non-core international businesses
Not investment advice. Scores describe historical and current data; they are not forecasts of future returns. Consult a licensed advisor before making investment decisions.
End-of-day figures as of 2026-11-04. EPS is implied from price ÷ P/E. Not investment advice.
Current $126.63
The last 12 months of price, then the range of analyst 12-month targets from today’s $126.63.
Analyst ratings and price targets are third-party Wall Street estimates, not QuarterlyIQ’s view. Not investment advice.
A long-thesis check that carries the widest uncertainty of the three horizons.
Above average on quality vs scored peers
Direction of the business behind the multiple. Bands are backend reads; trailing-12-month basis.
Confirms divestiture timeline and proceeds for non-core international units.
Advances: Strengthen execution across businesses
EPS beat signals strong execution despite revenue miss.
Threatens: Strengthen execution across businesses
Revenue miss indicates headwinds in core business growth.
Advances: Drive growth in International and Emerging Markets
Q3 beat confirms international growth despite Japan issues.
Threatens: Drive growth in International and Emerging Markets
Japan regulatory issues threaten international growth objective.
Reuters reports a $4 billion divestiture sharpening focus and supporting capital rotation.
Negative outlook revision over Japan headwinds signals meaningful pressure on prospects.
Threatens: Enhance competitive positioning in U.S. Businesses
Japan sales suspension impacts competitive positioning.
