Regions Financial Corporation (RF)
NYSEFinancialsBanks - RegionalSnapshot 2026-09-04
$30.42-0.07%
Close 2026-09-04 · 1-day change
NYSEFinancialsBanks - RegionalSnapshot 2026-09-04
Research Workspace
Put RF beside peers and holdings, graph the same metric, and keep your notes with the evidence.
Daily closes. Earnings/event dots are placed inline.
Industries move in repeating boom-and-bust cycles. This shows where this stock’s industry sits in that cycle, stage by stage (recovery → expansion → supercycle → steady → deceleration → contraction), from its fundamentals (orders, revenue, capital spending), not the stock’s price.
A booming industry is a tailwind for the names in it; a contracting one is a headwind. Companies in the same industry tend to rise and fall together with the cycle, the way a tide lifts and lowers every boat in the harbor at once, so a large part of a stock’s swing can come from where its industry sits rather than from the company itself. It’s context for reading the company’s results, not a buy/sell call. Full explanation →
Regional Banks is in steady. Describes the industry's cycle state, not a call on this stock.
The stage band shows the industry’s cycle over the chart’s timeline (each color a stage); a ▼ marks a quarter its growth inflected down — amber is an unconfirmed watch, red is confirmed the next quarter. Use “Overlay cycle on chart” to tint the price chart by stage. The industry’s fundamentals, not a signal on this stock.
Primary pillar broken — total revenue growth: FY26 revenue growth guided to 1.5-3.5% vs 10% target.
View ThesisRevenue is contracting — down about 2% over the past year.
View GrowthMiddle-of-the-pack quality for its industry.
View QualityManagement screens strong on capital allocation, earnings delivery, the balance sheet, market reaction to earnings.
View ManagementExpectations look reasonable — what the market is pricing in sits in line with or below what analysts forecast.
View ValuationModerate volatility — typically moves about 1% a day.
View RiskRegions Financial's growth in loans and deposits must continue to justify its price. Revenue growth is guided to 4.5-5.0%, below the 10% target. The last quarter saw revenue grow 2% year over year, with a recent earnings beat. RF trades at 1.4× price-to-book, in line with the 1.2× peer median. Expectations reflect modest growth compared to our view. The primary risk is the potential acquisition by Wells Fargo, which could disrupt management's growth objectives. Peer multiples imply a price roughly in line with where it trades (about fair); this read is provisional.
Trailing returns as of 2026-09-04. RF is total return (includes dividends); the S&P 500 benchmark is price return (the index excludes dividends).
Based on 22 analysts currently covering RF (as of Sep 2026).
Based on 9 Wall Street analysts offering 12-month price targets for RF in the last 4 months.
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Compare RF with peers and holdings, graph the same reported metric, keep your questions beside the evidence, and return when the facts change.
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| Compare | Company | Living FV | P/E | Revenue % | Quality |
|---|---|---|---|---|---|
| RF Selected company | Graph | Compare | Trend | Review | |
| Peer Add a competitor | Graph | Compare | Trend | Review | |
| Holding Compare a holding | Graph | Compare | Trend | Review |
Selected metric trend
Quarterly · checked companies · value or % of revenue
A consensus fair price across 13 valuation methods, at three horizons. As of 2026-09-04. Estimates are diagnostics, not price targets. Short-horizon estimates are close to coin-flips, so confidence is a method-agreement read, not a prediction.
Today's peer multiple on trailing earnings, with no growth credited. This is the headline read.
Adds projected growth, so it leans optimistic by design. Read it as upside context, not a base case.
A price-focused, side-by-side fair-value read versus Regional Banks — fair value, gap to price, and forward P/E.
Compare the value case
Put RF next to peers and holdings, compare Living FV and multiples, then graph the driver behind the difference.
Acquisition could disrupt management's growth objectives.
Not investment advice. Scores describe historical and current data; they are not forecasts of future returns. Consult a licensed advisor before making investment decisions.
End-of-day figures as of 2026-09-04. EPS is implied from price ÷ P/E. Not investment advice.
Current $30.42
The last 12 months of price, then the range of analyst 12-month targets from today’s $30.42.
Analyst ratings and price targets are third-party Wall Street estimates, not QuarterlyIQ’s view. Not investment advice.
A long-thesis check that carries the widest uncertainty of the three horizons.
Below average on quality vs scored peers
Direction of the business behind the multiple. Bands are backend reads; trailing-12-month basis.
Advances: Grow loans and deposits with focus on high-quality business lending
Promotion supports growth in loans and deposits strategy.
Advances: Maintain strong capital position and dividend growth
Dividend increase supports capital position and growth objectives.
Advances: Grow loans and deposits with focus on high-quality business lending
Profit and lending improvements align with growth objectives.
Advances: Increase net interest margin
Earnings beat indicates improved net interest margin performance.
Threatens: Grow non-interest income
Missed revenue estimates may hinder non-interest income growth.
Advances: Grow non-interest income
Dividend hike supports non-interest income growth objective.
Acquisition enhances non-interest income growth potential.