RJF
Raymond James FinancialNYSEFinancialsAsset ManagementSnapshot 2026-05-08
As of May 8, 2026, RJF has a composite score of 8.0 and a signal label of "mixed." This score is influenced by a medium confidence level of 73.2 and reflects various factors, including a macro score of -7.7 and a sector score of 14.6. The analysis is provisional, indicating that the data may be subject to change.
Price
Daily closes from AlphaVantage. Earnings/event dots are placed inline.
Factor signals
Read top-to-bottom: thesis (is this a strong company over a 1–3 year hold), watch flags (has something changed worth re-reading), and position context (how violent might the path be). Each pill is a parallel diagnostic — never aggregated into a single score.
Thesis
— is this a strong company over a 1–3 year hold?Why this rank
- Direction share1.00
- Slope (norm)-0.06
- Bonus0.00
Why this rank
Trailing four: 2025-Q1, 2025-Q2, 2025-Q3, 2026-Q1
Why this rank
Watch
— has something changed worth re-reading?Why this setup
EPS estimate $3.01 → $2.92 (-3.0% / 30d). 1 raised, 7 cut, 10 covering analysts.
0 upgrades, 0 downgrades / 30d, 6 maintained. 43% of analysts rate Buy.
4 PT revisions / 30d. Avg target 9.9% above current price.
0 positive, 0 negative / 30d.
F4 · Management deep-dive — recent events, stated priorities, guidance track record
Recent 8-K events
No recent events recorded.
Stated priorities
3 priorityies extracted from earnings transcripts (as of 2026-05-08).
- 1.Increase Private Client Group assetsgrowthon track100% progress
4/22: “CEO: 'Record PCG fee-based assets and annualized net new asset growth of 7% for the first half of the fiscal year.'”
Why this status
Stated in 3 of last 3 quarters. Private Client Group assets in fee-based accounts grew 20% over March 2025, reaching $1.04 trillion. The trajectory is delivering on management's growth focus.
- 2.Enhance technology solutionsproductwatchprovisional
4/22: “CEO: 'We continue to develop industry-leading technology solutions, including increasing AI integration.'”
Why this status
Stated in 2 of last 2 quarters. While management emphasizes technology enhancements, the financials do not provide specific metrics on technology-driven efficiency gains. Persistent statement, limited substantive delivery this quarter.
- 3.Expand investment banking revenuesgrowthon track100% progress
4/22: “CEO: 'Investment banking revenues of $272 million, up 31% over the prior year.'”
Why this status
Stated in 2 of last 2 quarters. Investment banking revenues increased 31% over the prior year, reaching $272 million. The trajectory aligns with management's focus on expanding this segment.
Guidance track record
Insufficient guidance history for this ticker.
Position context
— how violent might the path be while I hold it?Why this risk level
Recent vol — 30d annualized 25%; 252d 25%.
Drawdown — Max 1y −20%. Bad day move −3%.
Beta to sector ETF (XLF) — 1.12 over 1y.
Liquidity — score 100/100.
Sub-scores — vol 59/100, drawdown 61/100, beta 88/100, earnings vol —.
via XLF
Tailwind = sector leading the S&P 500; headwind = trailing. Both can be constructive — historically, headwind regimes have averaged stronger forward returns than tailwind.
Context label only — describes the market state (e.g. real bear vs narrative panic, healthy uptrend vs late-stage froth). It is not a per-ticker buy/sell signal and does not predict factor performance.
Not investment advice. As of 2026-05-08.
What changed
The most important moves since the prior daily snapshot.
- No material changes since the prior snapshot.
No material changes since the prior snapshot.
as of 2026-05-08
Management scorecard
How management runs the business — capital, margins, balance sheet, and how reliably they guide and deliver.
What management is focused on
Priorities management has stated in recent disclosures, with status and evidence drawn from earnings calls, filings, and press releases.
- #1
Increase Private Client Group assets
GrowthFocus on growing Private Client Group assets, particularly in fee-based accounts.
On trackStated in 3 of last 3 quarters. Private Client Group assets in fee-based accounts grew 20% over March 2025, reaching $1.04 trillion. The trajectory is delivering on management's growth focus.
Private Client Group assets in fee-based accounts grew 20% over March 2025100%CEO/CFO:“CEO: 'Record PCG fee-based assets and annualized net new asset growth of 7% for the first half of the fiscal year.'”Press releaseSource dated 2026-04-22Stated 3 of last 8 quartersFirst seen 2026-04-22Show history (3)
- 2026-Q1Press release
“CEO: 'Record PCG fee-based assets and annualized net new asset growth of 7%.'”
- 2025-Q4Press release
“CEO: 'Continued growth in PCG assets, driven by market appreciation and net inflows.'”
- 2025-Q3Press release
“CEO: 'Strong growth in PCG fee-based accounts.'”
- #2
Enhance technology solutions
ProductDevelop industry-leading technology solutions, including AI integration, to improve efficiency.
WatchStated in 2 of last 2 quarters. While management emphasizes technology enhancements, the financials do not provide specific metrics on technology-driven efficiency gains. Persistent statement, limited substantive delivery this quarter.
No scoreCEO/CFO:“CEO: 'We continue to develop industry-leading technology solutions, including increasing AI integration.'”Press releaseSource dated 2026-04-22Stated 2 of last 8 quartersFirst seen 2026-04-22provisionalShow history (2)
- 2026-Q1Press release
“CEO: 'Develop industry-leading technology solutions, including AI integration.'”
- 2025-Q4Press release
“CEO: 'Investing in technology to enhance client service and efficiency.'”
- #3
Expand investment banking revenues
GrowthFocus on growing investment banking revenues through higher debt and equity underwriting.
On trackStated in 2 of last 2 quarters. Investment banking revenues increased 31% over the prior year, reaching $272 million. The trajectory aligns with management's focus on expanding this segment.
Investment banking revenues increased 31% over the prior year100%CEO/CFO:“CEO: 'Investment banking revenues of $272 million, up 31% over the prior year.'”Press releaseSource dated 2026-04-22Stated 2 of last 8 quartersFirst seen 2026-04-22Show history (2)
- 2026-Q1Press release
“CEO: 'Investment banking revenues of $272 million, up 31%.'”
- 2025-Q4Press release
“CEO: 'Strong growth in investment banking revenues.'”
How this stock is priced
Two ways to read price: against peers in the same business, and against the company's own history.
Roughly priced in line with peers.
Cheaper than its own typical valuation.
P/E over the last 5 years
71 monthly pointsHow this compares
A side-by-side read on composite, valuation, and risk versus peers.
| Stock | Composite | Valuation | Risk |
|---|---|---|---|
RJF Raymond James Financial | +8.0 | fair | moderate |
BRK-B Berkshire Hathaway | +6.0 | — | moderate |
JPM JPMorgan Chase | -0.9 | full | low |
V Visa Inc. | +20 | — | low |
MA Mastercard | +15 | full | low |
Risk — how this stock moves
What a normal day looks like, what a bad day looks like, and the worst the last year has thrown at it.
What could change this view
Conditional scenarios — if X happens, the score would shift by about Y points. These are not predictions.
- If rates state reverses from -0.37 (negative) to +0.37 (positive)+6.6 pts
- If financials sector trend rises from +0.07 into 'improving' (>= +0.20)+5.0 pts
- If next-quarter guidance is raised (currently NEW as of 2026-02-23)+4.0 pts
- If next-quarter guidance is cut (currently NEW as of 2026-02-23)-8.0 pts
- If financials sector trend falls from +0.07 into 'weakening' (<= -0.20)-5.0 pts
Material updates
Recent SEC 8-K filings ranked by likely impact, confidence, and recency.
- 2026-04-2217d agoItem 2.02
Results of Operations and Financial Condition On April 22, 2026, Raymond James Financial, Inc. (the “Company”) issued a press release disclosing its results for the fiscal second quarter ended March 31, 2026. A copy of this press release is attached to this Current Report as Exhibit 99.1 and incorporated by reference herein. In addition, a copy of the Company’s Financial Supplement and Earnings Presentation for the fiscal second quarter ended March 31, 2026 are attached as Exhibits 99.2 and 9…
earnings preannouncementneutralscore 45
Score history
The composite score, snapshot by snapshot. The dotted line at zero separates leaning-positive from leaning-negative.
Not investment advice. Scores describe historical and current data; they are not forecasts of future returns. Consult a licensed advisor before making investment decisions.