Results of Operations and Financial Condition. On October 28, 2026, Regional Management Corp. (the “ Company ”) issued a press release announcing financial results for the three and nine months ended September 30, 2026. A copy of the press release is attached hereto as Exhibit 99.1 and is incorporated herein by reference. On October 28, 2026, the Company will host a conference call to discuss financial results for the three and nine months ended September 30, 2026. A copy of the presentation…

Chief Credit Risk Officer — Manish Parmar: The Executive Vice President and Chief Credit Risk Officer was terminated without cause, constituting a genuine departure of a senior executive, though a successor was promptly appointed.

Other Events. On October 28, 2026, the Company also announced that its Board of Directors has declared a quarterly cash dividend of $0.30 per share of outstanding common stock, payable on December 16, 2026 to stockholders of record as of the close of business on November 18, 2026.

Results of Operations and Financial Condition. On July 29, 2026, Regional Management Corp. (the “ Company ”) issued a press release announcing financial results for the three and six months ended June 30, 2026. A copy of the press release is attached hereto as Exhibit 99.1 and is incorporated herein by reference. On July 29, 2026, the Company will host a conference call to discuss financial results for the three and six months ended June 30, 2026. A copy of the presentation to be used during…

Other Events. On July 29, 2026, the Company also announced that its Board of Directors has declared a quarterly cash dividend of $0.30 per share of outstanding common stock, payable on September 16, 2026 to stockholders of record as of the close of business on August 19, 2026.

The filing describes the approval of LTIP awards to NEOs and re-approval of the 2024 Long-Term Incentive Plan, which are routine compensation matters.

Entry into a Material Definitive Agreement. First Amendment to Senior Revolving Credit Facility On April 28, 2026, Regional Management Corp. (the “ Company ”) and certain of its subsidiaries entered into the First Amendment to the Loan and Security Agreement (the “ First Amendment ”), by and among the Company and its subsidiaries named as borrowers therein (collectively with the Company, the “ Revolving Borrowers ”), the financial institutions named as lenders therein (the “ Revolving Lenders…

Other Events. On April 29, 2026, the Company also announced that its Board of Directors has declared a quarterly cash dividend of $0.30 per share of outstanding common stock, payable on June 10, 2026 to stockholders of record as of the close of business on May 20, 2026.

Results of Operations and Financial Condition. On April 29, 2026, Regional Management Corp. (the “ Company ”) issued a press release announcing financial results for the three months ended March 31, 2026. A copy of the press release is attached hereto as Exhibit 99.1 and is incorporated herein by reference. On April 29, 2026, the Company will host a conference call to discuss financial results for the three months ended March 31, 2026. A copy of the presentation to be used during the conferen…

Entry into a Material Definitive Agreement. On March 2, 2026, Regional Management Corp. (the “ Company ”) and Column National Association, a national banking association (“ Column ”), entered into a Program Management Agreement (the “ PMA ”) to create a new lending program under which Column will serve as the lender of secured and unsecured installment lending products in select states. Under the PMA and ancillary agreements, the parties have agreed to establish and offer the installment lend…

Other Events. On February 4, 2026, the Company also announced that its Board of Directors has declared a quarterly cash dividend of $0.30 per share of outstanding common stock, payable on March 12, 2026 to stockholders of record as of the close of business on February 19, 2026.

Results of Operations and Financial Condition. On February 4, 2026, Regional Management Corp. (the “ Company ”) issued a press release announcing financial results for the three and twelve months ended December 31, 2025. A copy of the press release is attached hereto as Exhibit 99.1 and is incorporated herein by reference. On February 4, 2026, the Company will host a conference call to discuss financial results for the three and twelve months ended December 31, 2025. A copy of the presentatio…

Results of Operations and Financial Condition. On November 5, 2025, Regional Management Corp. (the “ Company ”) issued a press release announcing financial results for the three and nine months ended September 30, 2025. A copy of the press release is attached hereto as Exhibit 99.1 and is incorporated herein by reference. On November 5, 2025, the Company will host a conference call to discuss financial results for the three and nine months ended September 30, 2025. A copy of the presentation…

Other Events. On November 5, 2025, the Company also announced that the Board has: (i) approved a $30 million increase in the amount authorized under its stock repurchase program announced in December 2024, from $30 million to $60 million, and (ii) declared a quarterly cash dividend of $0.30 per share of outstanding common stock, payable on December 16, 2025 to stockholders of record as of the close of business on November 25, 2025.

President and Chief Executive Officer — Robert W. Beck: Robert W. Beck resigned as President and CEO, succeeded by Lakhbir S. Lamba.

Entry into a Material Definitive Agreement. 2025-2 Securitization On October 23, 2025 (the “ Closing Date ”), Regional Management Corp. (the “ Company ”) completed a private offering and sale of $252.8 million principal amount of asset-backed notes (the “ 2025-2 Securitization ”). The 2025-2 Securitization consisted of the issuance of four classes of fixed rate asset-backed notes, the Class A 4.59% asset-backed notes (the “ Class A Notes ”), the Class B 5.00% asset-backed notes (the “ Class B…

Creation of a Direct Financial Obligation or an Obligation under an Off-Balance Sheet Arrangement of a Registrant. The information set forth under

Other Events. On October 23, 2025, Regional Management Issuance Trust 2021-1 (“ RMIT 2021-1 ”), as issuer, exercised its option to redeem in full the notes issued under the Company’s private offering and sale of $248.7 million principal amount of asset-backed notes (the “ 2021-1 Securitization ”) pursuant to the Indenture, dated February 18, 2021, by and among RMIT 2021-1, as issuer, the Company, as servicer, and Wells Fargo Bank, N.A., as indenture trustee and as account bank, and in connect…

Creation of a Direct Financial Obligation or an Obligation under an Off-Balance Sheet Arrangement of a Registrant. The disclosure set forth above under the subheading Senior Revolving Credit Facility under

below) to 6.0x; (iii) interest rate spread under the Loan Agreement decreased from 310 basis points in the Prior Loan Agreement to 275 basis points; (iv) the eligibility and pledge of receivables originated by a bank partner upon the satisfaction of certain conditions; and (v) maturity in August 2028. The Loan Agreement replaces the Company’s Prior Loan Agreement. The Loan Agreement provides for a senior revolving credit facility of up to $355.0 million, with a borrowing base of up to 83% of…

Entry into a Material Definitive Agreement. Senior Revolving Credit Facility On August 19, 2025, Regional Management Corp. (the “ Company ”) and certain of its subsidiaries entered into a Loan and Security Agreement (the “ Loan Agreement ”) with a syndicate of banks comprised of BMO Harris Financing, Inc., Banc of California, Texas Capital Bank, EverBank, N.A., and First Horizon Bank, with Bank of Montreal (“ BMO ”), as agent. The key aspects of the Loan Agreement are as follows: (i) a senior…

Other Events. On July 30, 2025, the Company also announced that its Board of Directors has declared a quarterly cash dividend of $0.30 per share of outstanding common stock, payable on September 10, 2025 to stockholders of record as of the close of business on August 20, 2025.

Results of Operations and Financial Condition. On July 30, 2025, Regional Management Corp. (the “ Company ”) issued a press release announcing financial results for the three and six months ended June 30, 2025. A copy of the press release is attached hereto as Exhibit 99.1 and is incorporated herein by reference. On July 30, 2025, the Company will host a conference call to discuss financial results for the three and six months ended June 30, 2025. A copy of the presentation to be used during…

Entry into a Material Definitive Agreement. On May 19, 2025, Regional Management Corp. (the “ Company ”) and its wholly-owned subsidiary, Regional Management Receivables IV, LLC (“ RMR IV ”), entered into Amendment No. 6 to the Credit Agreement, dated as of May 19, 2025 (the “ RMR IV Amendment ”), by and among the Company, as servicer, RMR IV, as borrower, the lenders parties thereto, and Wells Fargo Bank, National Association, as administrative agent (the “ Administrative Agent ”). The RMR I…

Results of Operations and Financial Condition. On April 30, 2025, Regional Management Corp. (the “ Company ”) issued a press release announcing financial results for the three months ended March 31, 2025. A copy of the press release is attached hereto as Exhibit 99.1 and is incorporated herein by reference. On April 30, 2025, the Company will host a conference call to discuss financial results for the three months ended March 31, 2025. A copy of the presentation to be used during the conferen…