SB Financial Group, Inc. (SBFG)
NASDAQFinancialsBanks - RegionalSnapshot 2026-09-04
$29.99+2.64%
Close 2026-09-04 · 1-day change
NASDAQFinancialsBanks - RegionalSnapshot 2026-09-04
QuarterlyIQ Insights · SBFG
Price, fair value, and the multiples that frame it on the same time axis. Scroll over the price chart to zoom.
Daily closes. Earnings/event dots inline.
A consensus fair price across 11 valuation methods, at three horizons. As of 2026-09-04. Estimates are diagnostics, not price targets. Short-horizon estimates are close to coin-flips, so confidence is a method-agreement read, not a prediction.
Today's peer multiple on trailing earnings, with no growth credited. This is the headline read.
Adds projected growth, so it leans optimistic by design. Read it as upside context, not a base case.
We take the 12-month fair value above and grade our own number — how the market prices this name versus what we'd justify, and where the two diverge.
At $30 SBFG trades at 1.3× p/b, in line with its 1.2× p/b peer median, and our $28 fair value agrees. It's a high-confidence read. Not investment advice.
One valuation read at a 12-month horizon, plus how price compares to peers and the company's own history.
Score 100 = cheapest in the cohort, 0 = richest. Bars are filled left-to-right based on the peer-relative score (or PEG/self-history where shown).
Each method's implied share price per horizon. Provisional rows use a projected (historical-CAGR) growth input rather than analyst or management guidance.
| Method | Horizon | Est. price | Multiple | Per-share input | EPS source | Confidence |
|---|---|---|---|---|---|---|
| dcf fcfe | 12M | $5.11 | — | — | Hist. CAGR | high |
| dcf fcff | 12M | $102.51 | — | — | Hist. CAGR | high |
| ddm gordon | 12M | $7.00 | — | — | TTM | high |
| graham number | 12M | $37.79 | — | — | TTM | high |
| Peer P/B | 12M |
A “consensus-then vs. actual-now” overlay is on the way — what our valuation estimate said on a past date versus where the price actually landed.
Not investment advice. Scores describe historical and current data; they are not forecasts of future returns. Consult a licensed advisor before making investment decisions.
A long-thesis check that carries the widest uncertainty of the three horizons.
Above average on quality vs scored peers
Direction of the business behind the multiple. Bands are backend reads; trailing-12-month basis.
Only weak execution quality — not the full expensive x weak x turbulent stack. Regime (Mania) does not concentrate fragility.
For similar setups historically (n=20,154): about 33% saw a 20%+ drawdown, and roughly 76% of those did not recover within the year. These are historical base rates for the cohort, not a forecast of this stock.
Roughly priced in line with peers.
Richer than its own typical valuation.
Trailing four: 2025-Q2, 2025-Q3, 2026-Q1, 2026-Q2
Direction of the business behind the multiple. Bands are backend reads; trailing-12-month basis.
| $29.26 |
| 1.2 |
| 23.59 |
| TTM |
| high |
| Peer P/FCF | 12M | $43.25 | 11.7 | 3.71 | TTM | high |
| Peer P/E | 12M | $32.13 | 11.9 | 2.69 | TTM | high |
| Peer P/S | 12M | $39.23 | 3.2 | 12.41 | TTM | high |
| residual income | 12M | $26.03 | — | — | TTM | high |
| Own P/E history | 12M | $26.21 | 9.7 | 2.69 | TTM | high |
| triangulated | 12M | $33.19 | 11.9 | 2.78 | Triangulated | high |
| Peer P/B | 3Y | $36.49 | 1.2 | 29.42 | Hist. CAGR(prov.) | medium |
| Peer P/FCF | 3Y | $50.87 | 11.7 | 4.36 | Hist. CAGR(prov.) | medium |
| Peer P/E | 3Y | $42.34 | 11.9 | 3.54 | Hist. CAGR(prov.) | medium |
| Peer P/S | 3Y | $57.22 | 3.2 | 18.11 | Hist. CAGR(prov.) | medium |
| Own P/E history | 3Y | $34.54 | 9.7 | 3.54 | Hist. CAGR(prov.) | medium |
| Peer P/B | 5Y | $42.28 | 1.2 | 34.09 | Hist. CAGR(prov.) | high |
| Peer P/FCF | 5Y | $56.68 | 11.7 | 4.86 | Hist. CAGR(prov.) | high |
| Peer P/E | 5Y | $54.46 | 11.9 | 4.56 | Hist. CAGR(prov.) | high |
| Peer P/S | 5Y | $73.60 | 3.2 | 23.29 | Hist. CAGR(prov.) | high |
| Own P/E history | 5Y | $44.42 | 9.7 | 4.56 | Hist. CAGR(prov.) | high |