Result of Operation and Financial Condition On July 23, 2026, Shore Bancshares, Inc. (the “Company”) issued a press release announcing its results of operations and financial condition for the three and six months ended June 30, 2026. A copy of the Company’s press release is attached hereto as Exhibit 99.1 and hereby incorporated by reference. The information furnished under

Notice of Delisting or Failure to Satisfy a Continued Listing Rule or Standard; Transfer of Listing On July 17, 2026, Shore Bancshares, Inc. (the “Company”) provided initial notice to The Nasdaq Stock Market, Inc. (“Nasdaq”) that Shore United Bank, N.A., which is the Company’s wholly owned subsidiary bank (the “Bank”), had made payments to a law firm of which Mr. Louis P. Jenkins, Jr., a director and former member of the Audit Committee, is a partner. The payments made to the law firm were fo…

President — B. Scot Ebron: B. Scot Ebron was internally promoted to President of the Bank.

Result of Operation and Financial Condition On April 23, 2026, Shore Bancshares, Inc. (the “Company”) issued a press release announcing its results of operations and financial condition for the three months ended March 31, 2026. A copy of the Company’s press release is attached hereto as Exhibit 99.1 and hereby incorporated by reference. The information furnished under

Result of Operation and Financial Condition On January 28, 2026, Shore Bancshares, Inc. (the “Company”) issued a press release announcing its results of operations and financial condition for the year ended ended December 31, 2025. A copy of the Company’s press release is attached hereto as Exhibit 99.1 and hereby incorporated by reference. The information furnished under

The filing describes the participation of certain officers in a change in control severance plan.

Creation of a Direct Financial Obligation or an Obligation under an Off-Balance Sheet Arrangement of a Registrant. The information set forth under

Regulation FD Disclosure. On November 13, 2025, the Company issued a press release announcing the completion of the Private Placement, a copy of which is furnished herewith as Exhibit 99.1. The information furnished in Item 7.01, including Exhibit 99.1, of this Current Report on Form 8-K shall not be deemed “filed” for purposes of Section 18 of the Securities Exchange Act of 1934, as amended (the “Exchange Act”), or otherwise subject to the liabilities of that section, and such information sh…

Entry into a Material Definitive Agreement. On November 13, 2025, Shore Bancshares, Inc. (the “Company”) entered into Subordinated Note Purchase Agreements (collectively, the “Purchase Agreements”) with certain qualified institutional buyers and accredited investors (collectively, the “Purchasers”) pursuant to which the Company issued and sold $60.0 million in aggregate principal amount of its 6.25% Fixed to Floating Rate Subordinated Notes due 2035 (the “Notes”). The Notes were issued by the…

Result of Operation and Financial Condition On October 23, 2025, Shore Bancshares, Inc. (the “Company”) issued a press release announcing its results of operations and financial condition for the three and nine months ended September 30, 2025. A copy of the Company’s press release is attached hereto as Exhibit 99.1 and hereby incorporated by reference. The information furnished under

Other Events On August 1, 2025, Shore Bancshares, Inc. (the “Company”) announced that its Board of Directors declared a cash dividend of $0.12 per share, payable on August 25, 2025, to holders of record of shares of common stock as of August 11, 2025. A copy of the press release is attached as Exhibit 99.1 hereto and incorporated herein by reference. The information furnished under

Result of Operation and Financial Condition On July 24, 2025, Shore Bancshares, Inc. (the “Company”) issued a press release announcing its results of operations and financial condition for the three and six months ended June 30, 2025. A copy of the Company’s press release is attached hereto as Exhibit 99.1 and hereby incorporated by reference. The information furnished under

Other Events. On May 1, 2025, Shore Bancshares, Inc. (the “Company”) announced that its Board of Directors declared a cash dividend of $0.12 per share, payable on May 23, 2025, to holders of record of shares of common stock as of May 12, 2025. A copy of the press release is attached as Exhibit 99.1 hereto and incorporated herein by reference. The information furnished under

Result of Operation and Financial Condition. On April 29, 2025, Shore Bancshares, Inc. (the “Company”) issued a press release announcing its results of operations and financial condition for the three months ended March 31, 2025. A copy of the Company’s press release is attached hereto as Exhibit 99.1 and hereby incorporated by reference. The information furnished under

Chief Financial Officer — Charles S. Cullum: The company hired a new Chief Financial Officer from an external source.

Other Events. Mid-Maryland Title, Inc. (“Mid-Maryland”), a wholly owned subsidiary of Shore Bancshares, Inc. (NASDAQ - SHBI), is in the process of winding down its business and will cease conducting real estate closings effective March 31, 2025. Operations will continue for as long as necessary to ensure that work in progress is adequately addressed. Upon successful completion of outstanding matters, Mid-Maryland will complete any regulatory filings necessary to discontinue the business and d…

Other Events. On February 4, 2025, Shore Bancshares, Inc. (the “Company”) announced that its Board of Directors declared a cash dividend of $0.12 per share, payable on February 27, 2025, to holders of record of shares of common stock as of February 13, 2025. A copy of the press release is attached as Exhibit 99.1 hereto and incorporated herein by reference. The information furnished under

Result of Operation and Financial Condition. On January 30, 2025, Shore Bancshares, Inc. (the “Company”) issued a press release announcing its results of operations and financial condition for the year ended December 31, 2024. A copy of the Company’s press release is attached hereto as Exhibit 99.1 and hereby incorporated by reference. The information furnished under

Executive Vice President and Chief Financial Officer — Todd Capitani: Mr. Capitani intends to retire for personal reasons, with the company planning a transition and succession process.

Other Events. On October 30, 2024, Shore Bancshares, Inc. (the “Company”) announced that its Board of Directors declared a cash dividend of $0.12 per share, payable on November 29, 2024, to holders of record of shares of common stock as of November 12, 2024. A copy of the press release is attached as Exhibit 99.1 hereto and incorporated herein by reference. The information furnished under

Result of Operation and Financial Condition. On October 24, 2024, Shore Bancshares, Inc. (the “Company”) issued a press release announcing its results of operations and financial condition for the three and nine months ended September 30, 2024. A copy of the Company’s press release is attached hereto as Exhibit 99.1 and hereby incorporated by reference. The information furnished under

Other Events. On August 1, 2024, Shore Bancshares, Inc. (the “Company”) announced that its Board of Directors declared a cash dividend of $0.12 per share, payable on August 30, 2024, to holders of record of shares of common stock as of August 12, 2024. A copy of the press release is attached as Exhibit 99.1 hereto and incorporated herein by reference. The information furnished under

Result of Operation and Financial Condition. On July 25, 2024, Shore Bancshares, Inc. (the “Company”) issued a press release announcing its results of operations and financial condition for the three and six months ended June 30, 2024. A copy of the Company’s press release is attached hereto as Exhibit 99.1 and hereby incorporated by reference. The information furnished under

Other Events. On May 22, 2024, the Audit Committee of the Board of Directors (the “Audit Committee”) of Shore Bancshares, Inc. (the “Company”) approved the appointment of Crowe LLP (“Crowe”) as the Company’s independent registered public accounting firm for the fiscal year ending December 31, 2024, subject to completion of Crowe’s standard client acceptance procedures and execution of an engagement letter, and dismissed Yount, Hyde & Barbour, P.C. (“YHB”), as the Company’s independent registe…

Result of Operation and Financial Condition. On May 2, 2024, Shore Bancshares, Inc. (the “Company”) issued a press release announcing its results of operations and financial condition for the three months ended March 31, 2024. A copy of the Company’s press release is attached hereto as Exhibit 99.1 and hereby incorporated by reference. The information furnished under