U.S. Bancorp (USB)
NYSEFinancialsBanks - RegionalSnapshot 2026-07-08
$61.00-3.01%
Close 2026-07-08 · 1-day change
Reading USB? This analysis is rebuilt every market day. Get it tracked free. No credit card.
Track USB free→NYSEFinancialsBanks - RegionalSnapshot 2026-07-08
Reading USB? This analysis is rebuilt every market day. Get it tracked free. No credit card.
Track USB free→Daily closes. Earnings/event dots are placed inline.
Industries move in repeating boom-and-bust cycles. This shows where this stock’s industry sits in that cycle, stage by stage (recovery → expansion → supercycle → steady → deceleration → contraction), from its fundamentals (orders, revenue, capital spending), not the stock’s price.
A booming industry is a tailwind for the names in it; a contracting one is a headwind. Companies in the same industry tend to rise and fall together with the cycle, the way a tide lifts and lowers every boat in the harbor at once, so a large part of a stock’s swing can come from where its industry sits rather than from the company itself. It’s context for reading the company’s results, not a buy/sell call. Full explanation →
Financials is in deceleration. Describes the industry's cycle state, not a call on this stock.
The stage band shows the industry’s cycle over the chart’s timeline (each color a stage); a ▼ marks a quarter its growth inflected down — amber is an unconfirmed watch, red is confirmed the next quarter. Use “Overlay cycle on chart” to tint the price chart by stage. The industry’s fundamentals, not a signal on this stock.
U.S. Bancorp's strong revenue growth has to continue to justify the current price. Revenue grew 4.7% year over year, and the last quarter beat expectations. It trades at 1.5× price-to-book versus a peer median of 2.1×, indicating that the price reflects less growth than forecasted. A specific risk is the potential for USB to cut guidance on the next call, which could negatively impact estimates and the stock price. Peer multiples imply a price about 8% above where it trades.
Trailing returns as of 2026-07-08. USB is total return (includes dividends); the S&P 500 benchmark is price return (the index excludes dividends).
Based on 22 analysts currently covering USB (as of Jul 2026).
Based on 8 Wall Street analysts offering 12-month price targets for USB in the last 4 months.
A consensus fair price across 14 valuation methods, at three horizons. Current price $61.00. As of 2026-07-09. Estimates are diagnostics, not price targets. Short-horizon estimates are close to coin-flips, so confidence is a method-agreement read, not a prediction.
Today's peer multiple on trailing earnings, with no growth credited. This is the headline read.
Adds projected growth, so it leans optimistic by design. Read it as upside context, not a base case.
A price-focused, side-by-side fair-value read versus Financials (broad) — fair value, gap to price, and forward P/E.
Advances: Maintain Strong Revenue Growth
Dividend increase signals strong revenue growth and financial health.
Not investment advice. Scores describe historical and current data; they are not forecasts of future returns. Consult a licensed advisor before making investment decisions.
End-of-day figures as of 2026-07-08. EPS is implied from price ÷ P/E. Not investment advice.
Current $61.00
The last 12 months of price, then the range of analyst 12-month targets from today’s $61.00.
Analyst ratings and price targets are third-party Wall Street estimates, not QuarterlyIQ’s view. Not investment advice.
A long-thesis check that carries the widest uncertainty of the three horizons.
Below average on quality vs scored peers
Direction of the business behind the multiple. Bands are backend reads; trailing-12-month basis.
Advances: Maintain Strong Revenue Growth
Dividend hike supports strong revenue growth objective.
New product aligns with growth strategy in niche markets.
Acquisition of BTIG supports growth strategy.
Integration with NCR supports growth initiatives.