Waterstone Financial, Inc. (WSBF)

NASDAQFinancialsBanks - RegionalSnapshot 2026-09-04

$21.52+0.80%

Close 2026-09-04 · 1-day change

QuarterlyIQ Insights · WSBF

Financials

Income statement, balance sheet, and cash flow — annual and quarterly history, as reported.

Income Statement

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Figures in millions of USD, except per-share and ratios.

	TTM	Dec 2025	Dec 2024	Dec 2023	Dec 2022	Dec 2021	Dec 2020	Dec 2019	Dec 2018	Dec 2017	Dec 2016	Dec 2015	Dec 2014	Dec 2013
Revenues
Revenues	118.3	116.1	113.2	99.2	70.2	69.9	78.5	79.7	73.7	67.1	63.7	62.0	63.6	62.9
Total Revenues	118.3	116.1	113.2	99.2	70.2	69.9	78.5	79.7	73.7	67.1	63.7	62.0	63.6	62.9
Operating Expenses & Income
Operating Income	—	—	—	11.0	24.5	92.1	108.1	47.6	40.3	44.4	42.0	25.8	19.9	23.3
Earnings from Continuing Operations
Interest Expense	—	—	—	49.0	13.3	14.4	25.0	27.5	19.5	16.4	20.3	23.1	22.3	23.7
EBT, Incl. Unusual Items	38.1	33.4	24.0	11.0	24.5	92.1	108.1	47.6	40.3	44.4	42.0	25.8	19.9	23.3
Income Tax Expense	8.0	7.0	5.3	1.7	5.0	21.3	27.0	11.7	9.5	18.5	16.5	9.2	7.2	8.6
Net Income
Net Income	30.1	26.4	18.7	9.4	19.5	70.8	81.1	35.9	30.8	26.0	25.5	16.6	12.7	14.7
Per Share
Basic EPS	1.76	1.48	1.01	0.47	0.89	2.98	3.32	1.38	1.12	0.95	0.94	0.57	0.38	0.43
Diluted EPS	1.75	1.48	1.01	0.46	0.89	2.96	3.30	1.37	1.11	0.93	0.93	0.56	0.38	0.43
Revenue per Share	6.88	—	—	—	—	—	—	—	—	—	—	—	—	—
Dividend per Share	—	0.60	0.60	0.70	0.80	1.80	1.36	—	—	—	—	—	—	—
Basic Weighted Avg Shares	17.1	17.8	18.6	20.2	21.9	23.7	24.5	26.0	27.4	27.5	27.0	29.2	33.4	34.2
Diluted Weighted Avg Shares	17.2	17.9	18.6	20.2	22.0	23.9	24.6	26.2	27.6	27.9	27.4	29.4	33.6	34.4
Supplemental
EBITDA	—	—	—	14.3	28.5	98.2	113.7	—	—	—	—	—	—	—
EBIT	—	—	—	11.0	24.5	92.1	108.1	47.6	40.3	44.4	42.0	25.8	19.9	23.3
Effective Tax Rate	21.0%	—	—	15.0%	20.4%	23.1%	24.9%	24.5%	23.6%	41.6%	39.2%	35.8%	36.0%	37.0%

Not investment advice. Scores describe historical and current data; they are not forecasts of future returns. Consult a licensed advisor before making investment decisions.