WSFS Financial Corporation (WSFS)
NASDAQFinancialsBanks - RegionalSnapshot 2026-11-05
$79.13-2.41%
Close 2026-11-05 · 1-day change
NASDAQFinancialsBanks - RegionalSnapshot 2026-11-05
QuarterlyIQ Insights · WSFS
What must go right, what could break, what the price assumes, and what evidence comes next.
The current health of the standing investment case.
Recent financial performance sits below its industry cohort — worth keeping an eye on, though it has not freshly broken.
One-year growth currently built into the price, compared with our model's estimate.
| Measure | Marker shape | Value |
|---|---|---|
| Growth built into the price | circle | 4.0% |
| Our one-year growth estimate | diamond | 14.7% |
For each item: what to watch, what would become a concern, and what would make it less concerning.
A reporting-risk estimate, not a forecast of the stock-price response.
Historical relationships that met the evidence threshold. They do not prove cause or forecast a move.
Usually moved in the same direction.
Price observations: 365 days
Most sensitive to the broad stock market.
Based on historical daily prices through 2026-11-05.
Past price behavior in dollars on a $10,000 position. This does not measure permanent business risk.
How much price usually moves either way.
A larger daily loss that occurred about once in every 20 trading days.
Use the underlying financial and sector pages to investigate the cause.
Not investment advice. Scores describe historical and current data; they are not forecasts of future returns. Consult a licensed advisor before making investment decisions.
Growth built into the price is above our model estimate.
The price assumes 10.7 percentage points less one-year growth.
The one-year revenue growth assumption on Valuation.
Model as of 2026-11-05 · Compared with 230 industry peers · Company calendar date is not available
WSFS — Principal Accounting Officer transition
Dated 2026-10-06
Chief Accounting Officer — Michael Thompson: The filing announces the internal appointment of an existing employee as Interim Chief Accounting Officer, which is a succession event rather than a departure.
Why it matters: C&I loans grew 9% year over year in 3Q. Continued growth would support WSFS's plan to win more business clients.
Supportive ifC&I loans grow more than 5% year over year in the next reported quarter.
Worry ifC&I loans grow 5% or less year over year in the next reported quarter.
Why it matters: Margin was 3.88% in 3Q, while deposit costs rose amid pricing pressure. A lower margin would show that funding costs are weighing on results.
Worry if4Q net interest margin falls below 3.85%.
Less concerning if4Q net interest margin stays at or above 3.88%.
Why it matters: Fees rose 30% in 3Q and have grown by double digits. Another strong quarter would show that this business can keep adding fee income.
Supportive if4Q Wealth and Trust fees rise more than 20% year over year.
Worry if4Q Wealth and Trust fees rise less than 10% year over year.
Why it matters: Problem assets rose from $472.9 million in 2Q to $530.4 million in 3Q. A further rise would point to worsening credit quality.
Worry ifProblem assets exceed $530.4 million in the next reported quarter.
Less concerning ifProblem assets fall below $472.9 million in the next reported quarter.
We watch for confirming and disproving signals on each item. Resolutions are found automatically where possible and checked by hand for unclear cases. Last 90 days shown.
Deepest peak-to-trough drop in the last year.
| Measure | Value | Meaning |
|---|---|---|
| Typical day | ±$76 on $10,000 · ±0.8% | How much price usually moves either way. |
| Bad day | $173 loss on $10,000 · 1.7% | A larger daily loss that occurred about once in every 20 trading days. |
| Largest peak-to-trough drop in the past year | $1,145 loss on $10,000 · 11.5% | Deepest peak-to-trough drop in the last year. |
Past year. 1.00 means similar movement; 1.20 means about 20% more.
Past year. 1.00 means similar movement to the sector. This is secondary context.
Latest 30 trading days, shown as an annual percentage.
Latest 252 trading days, shown as an annual percentage.
20-trading-day average in US dollars.
Trading days used by the source risk snapshot.
Past results, not a forecast. Not investment advice.
Why it matters: Client deposits fell 3% from 2Q, due to expected client cash outflows. A rebound would show that deposit growth remains on track.
Watch forTotal client deposits rise from the 3Q balance of $18.384 billion in the next reported quarter.
Also watch forTotal client deposits fall below $18.384 billion in the next reported quarter.