Results of Operations and Financial Condition. On July 21, 2026, Ally Financial Inc. issued a press release announcing preliminary operating results for the second quarter ended June 30, 2026. The press release is attached hereto and incorporated by reference as Exhibit 99.1. Charts furnished to securities analysts are attached hereto and incorporated by reference as Exhibit 99.2. In addition, supplemental financial data furnished to securities analysts is attached hereto and incorporated by…

The filing describes a shareholder-approved compensation plan and does not involve any changes in management or board composition.

Material Modification to Rights of Security Holders. On April 29, 2026, Ally Financial Inc. (“Ally”) filed a Certificate of Designation (the “Certificate”) with the Secretary of State of the State of Delaware, establishing the rights, preferences, privileges, qualifications, restrictions and limitations of Ally’s 7.100% Fixed-Rate Reset Non-Cumulative Perpetual Preferred Stock, Series D (the “Series D Preferred Stock”). The Certificate was filed in connection with the Underwriting Agreement (…

below). The Series D Preferred Stock ranks, with respect to the payment of dividends and distributions upon Ally’s liquidation, dissolution or winding-up, respectively: (i) senior to Ally’s common stock and to any class or series of its capital stock it may issue in the future that is not expressly stated to be on parity with or senior to the Series D Preferred Stock with respect to such dividends and distributions; (ii) on parity with any class or series of Ally’s capital stock it has issued…

OTHER EVENTS. Preferred Stock Offering On April 27, 2026, Ally Financial Inc. (the “Company”) announced the launch of a proposed public offering (the “Offering”) of its Fixed-Rate Reset Non-Cumulative Perpetual Preferred Stock, Series D (the “Series D Preferred Stock”). The Offering is subject to pricing, which has not yet occurred. If the Offering is priced and proceeds to closing, the Company intends to use the net proceeds from the sale of the Series D Preferred Stock for general corporate…

Results of Operations and Financial Condition. On April 17, 2026, Ally Financial Inc. issued a press release announcing preliminary operating results for the first quarter ended March 31, 2026. The press release is attached hereto and incorporated by reference as Exhibit 99.1. Charts furnished to securities analysts are attached hereto and incorporated by reference as Exhibit 99.2. In addition, supplemental financial data furnished to securities analysts is attached hereto and incorporated by…

Results of Operation and Financial Condition. On January 21, 2026, Ally Financial Inc. issued a press release announcing preliminary operating results for the fourth quarter and full year ended December 31, 2025. The press release is attached hereto and incorporated by reference as Exhibit 99.1. Charts furnished to securities analysts are attached hereto and incorporated by reference as Exhibit 99.2. In addition, supplemental financial data furnished to securities analysts is attached hereto…

Other Events. On December 9, 2025, the Board of Directors of Ally Financial Inc. (“Ally”) adopted a share repurchase program authorizing Ally to repurchase up to $2.0 billion of its Common Stock, par value $0.01 per share (“Common Stock”) under a multi-year share repurchase program without a set expiration date (the “Share Repurchase Program”). Ally may begin repurchasing shares of Common Stock under the Share Repurchase Program during the fourth quarter of 2025. The Share Repurchase Program…

and Exhibit 99.1 shall not be deemed “filed” for purposes of Section 18 of the Exchange Act or otherwise subject to the liabilities of that section. This information shall not be deemed to be incorporated by reference in any filing under the Securities Act of 1933, as amended, or the Exchange Act, except as shall be expressly set forth by specific reference to such disclosure in this Form 8-K in such a filing. Forward-Looking Statements This Current Report on Form 8-K contains forward-looking…

Director — Marjorie Magner: The filing discloses the retirement of a director, which is a routine board change and not the departure of a senior executive officer.

Results of Operation and Financial Condition. On October 17, 2025, Ally Financial Inc. issued a press release announcing preliminary operating results for the third quarter ended September 30, 2025. The press release is attached hereto and incorporated by reference as Exhibit 99.1. Charts furnished to securities analysts are attached hereto and incorporated by reference as Exhibit 99.2. In addition, supplemental financial data furnished to securities analysts is attached hereto and incorporat…

Other Events. On July 31, 2025, Ally Financial Inc. (“Ally”) entered into an Underwriting Agreement incorporating Ally’s Underwriting Agreement Standard Provisions (Debt Securities) (together, the “Underwriting Agreement”) with Barclays Capital Inc., Citigroup Global Markets Inc., Goldman Sachs & Co. LLC and RBC Capital Markets, LLC, as representatives of the several Underwriters named therein (the “Underwriters”), pursuant to which Ally agreed to sell to the Underwriters $600,000,000 aggrega…

Chief Accounting Officer — David J. DeBrunner: The Chief Accounting Officer is retiring with a named internal successor, representing an orderly succession rather than a sudden loss of leadership.

Results of Operation and Financial Condition. On July 18, 2025, Ally Financial Inc. issued a press release announcing preliminary operating results for the second quarter ended June 30, 2025. The press release is attached hereto and incorporated by reference as Exhibit 99.1. Charts furnished to securities analysts are attached hereto and incorporated by reference as Exhibit 99.2. In addition, supplemental financial data furnished to securities analysts is attached hereto and incorporated by r…

Other Events. On May 12, 2025, Ally Financial Inc. (“Ally”) entered into an Underwriting Agreement incorporating Ally’s Underwriting Agreement Standard Provisions (Debt Securities) (together, the “Underwriting Agreement”) with Citigroup Global Markets Inc., J.P. Morgan Securities LLC, Morgan Stanley & Co. LLC and RBC Capital Markets, LLC, as representatives of the several Underwriters named therein (the “Underwriters”), pursuant to which Ally agreed to sell to the Underwriters $750,000,000 ag…

Results of Operation and Financial Condition. On April 17, 2025, Ally Financial Inc. issued a press release announcing preliminary operating results for the first quarter ended March 31, 2025. The press release is attached hereto and incorporated by reference as Exhibit 99.1. Charts furnished to securities analysts are attached hereto and incorporated by reference as Exhibit 99.2. In addition, supplemental financial data furnished to securities analysts is attached hereto and incorporated by…

Other Events. On March 3, 2025, Ally Financial Inc. (“Ally”) executed a balance sheet repositioning of a portion of its available-for-sale investment securities portfolio by selling lower-yielding securities with an amortized cost of approximately $2.8 billion for proceeds of approximately $2.5 billion, resulting in a pre-tax loss of approximately $250 million in the first quarter of 2025. Ally reinvested the proceeds into shorter duration highly liquid securities at current market rates. All…

Results of Operation and Financial Condition. On January 22, 2025, Ally Financial Inc. issued a press release announcing preliminary operating results for the fourth quarter and full year ended December 31, 2024. The press release is attached hereto and incorporated by reference as Exhibit 99.1. Charts furnished to securities analysts are attached hereto and incorporated by reference as Exhibit 99.2. In addition, supplemental financial data furnished to securities analysts is attached hereto…

Other Events. On December 2, 2024, Ally Financial Inc. (“Ally”) entered into (i) an Underwriting Agreement incorporating Ally’s Underwriting Agreement Standard Provisions (Debt Securities) (together, the “Senior Notes Underwriting Agreement”) with Barclays Capital Inc., Deutsche Bank Securities Inc., Goldman Sachs & Co. LLC and Wells Fargo Securities, LLC, as representatives of the several Underwriters named therein (the “Senior Notes Underwriters”), pursuant to which Ally agreed to sell to t…

Chief Risk Officer — Jason E. Schugel: The Chief Risk Officer transitioned to an internal advisory role with a named successor, indicating an orderly succession rather than a sudden loss of executive leadership.

Results of Operation and Financial Condition. On October 18, 2024, Ally Financial Inc. issued a press release announcing preliminary operating results for the third quarter ended September 30, 2024. The press release is attached hereto and incorporated by reference as Exhibit 99.1. Charts furnished to securities analysts are attached hereto and incorporated by reference as Exhibit 99.2. In addition, supplemental financial data furnished to securities analysts is attached hereto and incorporat…

Director — Melissa Goldman: A director resigned for personal and professional reasons without any disagreement with the company, representing a standard board turnover event.

Other Events. On July 22, 2024, Ally Financial Inc. (“Ally”) entered into an Underwriting Agreement incorporating Ally’s Underwriting Agreement Standard Provisions (Debt Securities) (together, the “Underwriting Agreement”) with BofA Securities, Inc., Citigroup Global Markets Inc., Morgan Stanley & Co. LLC and RBC Capital Markets, LLC, as representatives of the several Underwriters named therein (the “Underwriters”), pursuant to which Ally agreed to sell to the Underwriters $750,000,000 aggreg…

Results of Operation and Financial Condition. On July 17, 2024, Ally Financial Inc. issued a press release announcing preliminary operating results for the second quarter ended June 30, 2024. The press release is attached hereto and incorporated by reference as Exhibit 99.1. Charts furnished to securities analysts are attached hereto and incorporated by reference as Exhibit 99.2. In addition, supplemental financial data furnished to securities analysts is attached hereto and incorporated by r…

Results of Operation and Financial Condition. On April 18, 2024, Ally Financial Inc. issued a press release announcing preliminary operating results for the first quarter ended March 31, 2024. The press release is attached hereto and incorporated by reference as Exhibit 99.1. Charts furnished to securities analysts are attached hereto and incorporated by reference as Exhibit 99.2. In addition, supplemental financial data furnished to securities analysts is attached hereto and incorporated by…