Banner Corporation (BANR)
NASDAQFinancialsBanks - RegionalSnapshot 2026-11-05
NASDAQFinancialsBanks - RegionalSnapshot 2026-11-05
QuarterlyIQ Insights · BANR
How strong the business is — where it ranks within its sector on capital efficiency and cash generation, and how well management has been executing.
How this business ranks within financials on a research-validated quality screen. As of 2026-11-05.
The screen ranks BANR against its sector on four durable signals: share dilution, return on capital, free-cash-flow yield, and FCF margin. Historically the highest-quality names tended toward better typical outcomes and fewer bad years over multi-year holds (strongest at three years, modest at one), and that pattern showed up even before the price moved. It characterizes business quality, not price direction.
Each leg is a sector-relative percentile (higher is better); 3 of 4 legs were available for this name. The composite is built from these four; the raw value follows each percentile for context.
A forward quality tilt, not a price prediction, and context for your own research rather than a recommendation. Not investment advice.
How management runs the business: capital, margins, balance sheet, and how reliably they guide and deliver.
Each factor is a parallel diagnostic with a clear read of what it shows and how names like it have historically fared. Never aggregated into a single score.
Operating income rose in 1 of the last 3 quarter-over-quarter moves. Historically, Financials names rated neutral grew net income 55% of the time over the next year (vs 61% for the rest of the cohort, n=10284).
Not investment advice. Scores describe historical and current data; they are not forecasts of future returns. Consult a licensed advisor before making investment decisions.
Met or beat guidance 0% of the last 2 guided quarters · -1.0% avg surprise
Priorities management has stated in recent disclosures, with status and evidence drawn from earnings calls, filings, and press releases.
“Banner’s results for the third quarter reflect the continued strength of our super community bank model, which prioritizes deepening client relationships, maintaining a strong funding base, and deli…
Stated in 4 of 4 supplied quarters. Management reported: ““Banner’s results for the third quarter reflect the continued strength of our super community bank model, which prioritizes deepening client relationships, maintaining a strong funding base, and delivering exceptional service while upholding a moderate risk profile,” Grescovich continued.” Revenue was $214.580 million in 2026-Q3.
““Banner’s results for the third quarter reflect the continued strength of our super community bank model, which prioritizes deepening client relationships, maintaining a strong funding base, and deli…”
““Banner’s results for the second quarter reflect the continued strength of our super community bank model, which prioritizes deepening client relationships, maintaining a strong funding base, and del…”
““Banner’s first quarter results demonstrate the continued strength of our super community bank strategy, which focuses on building client relationships, preserving a strong funding base, and deliveri…”
““Banner’s third quarter performance reflects the continued strength of our super community bank strategy, which focuses on building client relationships, preserving a strong funding base, and deliver…”
We also continue to capitalize on a strong core deposit base, with core deposits representing 90% of total deposits at quarter-end.
Stated in 4 of 4 supplied quarters. Management reported: “We also continue to capitalize on a strong core deposit base, with core deposits representing 90% of total deposits at quarter-end.”
“We also continue to capitalize on a strong core deposit base, with core deposits representing 90% of total deposits at quarter-end.”
“We are pleased to announce the completion of the merger, which expands our presence and density in attractive Western Washington and Western Oregon markets,” said Mark Grescovich, Banner President a…
Stated in 1 of 4 supplied quarters. Management reported: ““We are pleased to announce the completion of the merger, which expands our presence and density in attractive Western Washington and Western Oregon markets,” said Mark Grescovich, Banner President and Chief Executive Officer.”
Banner continues to build on a foundation of solid credit quality, backed by a well-funded credit loss reserve and a robust capital position that offers both resilience and flexibility for future gro…
Stated in 4 of 4 supplied quarters. Management reported: “Banner continues to build on a foundation of solid credit quality, backed by a well-funded credit loss reserve and a robust capital position that offers both resilience and flexibility for future growth.”
“Banner continues to build on a foundation of solid credit quality, backed by a well-funded credit loss reserve and a robust capital position that offers both resilience and flexibility for future gro…”
At the same time, the strategic investments we have made across the organization are delivering tangible results, further positioning Banner for long-term success.
Stated in 4 of 4 supplied quarters. Management reported: “At the same time, the strategic investments we have made across the organization are delivering tangible results, further positioning Banner for long-term success.”
“At the same time, the strategic investments we have made across the organization are delivering tangible results, further positioning Banner for long-term success.”
Over the trailing year it converted 1.59x of net income into operating cash flow. Historically, Financials names rated robust grew net income 62% of the time over the next year (vs 56% for the rest of the cohort, n=6873).
Most sensitive to the broad stock market.
Not enough signal to read sensitivity to the US dollar, long-term interest rates, real (inflation-adjusted) rates, Fed net liquidity (low R² over the window).
19 material management or governance events in the past 24 months, led by capital-allocation actions. Historically, Financials names rated volatile grew net income 58% of the time over the next year (vs 59% for the rest of the cohort, n=7346).
Not investment advice. As of 2026-11-05.
“We also continue to benefit from a strong core deposit base, with core deposits representing 89% of total deposits at quarter-end.”
“We also continue to benefit from a strong core deposit base, with core deposits representing 89% of total deposits at quarter-end.”
“We also continue to benefit from a strong core deposit base, with core deposits representing 89% of total deposits at quarter-end.”
““In addition, we recently announced our agreement to acquire Pacific Financial Corporation, the holding company for Bank of the Pacific,” Grescovich continued.”
“Banner continues to build on a foundation of solid credit quality, backed by a well-funded credit loss reserve and a robust capital position that offers both resilience and flexibility for future gro…”
“Additionally, Banner’s credit quality remains solid, supported by a well-funded reserve for loan losses and a robust capital position that provides resilience and flexibility for future growth.”
“Additionally, Banner continues to demonstrate strong credit quality, supported by stable credit metrics, a well-funded reserve for loan losses, and a robust capital position that provides resilience…”
“At the same time, the strategic investments we have made across the organization are delivering tangible results, further positioning Banner for long-term success.”
“The strategic investments we have made across the organization are delivering tangible returns and are further strengthening Banner for long-term success.”
“The strategic investments we have made across the organization are generating meaningful returns and are further strengthening Banner for long-term success.”