Expectations trend
FY2027 · fiscal year ending 2027-12-31 · fmp
Bar Harbor Bankshares (BHB)
AMEXFinancialsBanks - RegionalSnapshot 2026-11-04
$41.27-2.92%
Close 2026-11-05 · 1-day change
AMEXFinancialsBanks - RegionalSnapshot 2026-11-04
The long-term thesis, the evidence coming in, and the environment around it. Thesis dated Jul 8, 2026.
Next-FY EPS estimate change · 30 days
3.79 → 3.85 EPS · FY ending Dec 31, 2027 · 1 analyst
One observable signal. This measures changing earnings expectations, not the probability of a gain or loss.
Change in the same fiscal period’s mean EPS estimate from Oct 5, 2026 to Nov 4, 2026: (new ÷ prior − 1). Contributor count changed from 1 to 1; this is not the number of analysts revising. The ±10% axis is a display range.
The EPS and P/E reference is not available for BHB yet.
| Measure / period | Management expectations | Analyst expectations |
|---|
Management figures unavailable.
Current consensus figures unavailable.
Three published thesis conditions, with dated milestones shown separately.
| Key Factor | Why It Matters | Current Status | Break Condition | Latest Evidence |
|---|---|---|---|---|
Quarterly dividend at least $0.34 per share | The company pays a steady and rising dividend of $0.34 per share. | Intact | Dividend falls below $0.34 per share in 2026-Q1 | Dividend per share: $0.34 per share FY2026-Q2; GAAP. Published target: >=0.34 USD per share. The stored target says 2026-Q1; this source reports FY2026-Q2. Fiscal/calendar alignment needs review. Aug 5, 20260.34 USD/share · source valueLast status assessment Nov 4, 2026Compare required operating outcomesCompare scope, accounting basis and period before treating this evidence as progress against an annual requirement. |
Compare these dated observations with the operating requirements above
FY2027 · fiscal year ending 2027-12-31 · fmp
The evidence, the remaining questions, and what comes next
No recovery evidence is reported in the available driver assessments.
Next earnings date unavailable
Look for updated results and guidance against the published targets, plus direct evidence for unresolved drivers.
Observed price history; separate from operating scenarios
The weekly editorial context below is a separate assessment from the dated monitor evidence above. Recovery observations do not automatically change the published thesis. Unverified outside influences are hypotheses, not measured driver evidence.
BHB is a small-cap financial business with a measured growth thesis, rather than a clear turnaround or high-growth story. Its thesis is intact this month, and the recent signal improved from mixed to mildly favorable, though management execution remains volatile.
Valuation is broadly aligned with peers, and the evidence suggests expectations are mostly justified rather than unusually fragile. The expectations gap is small, so the market appears to assume performance broadly consistent with current fundamentals.
Reported net income improved from the first to the third quarter of 2026, while non-interest income also edged higher. Management has repeated its priorities, but loan balances were flat from the second to the third quarter, making progress mixed; the recent earnings beat is positive, while the filed litigation is a near-term risk.
The multi-year view depends on whether BHB can turn its stated priorities into steadier earnings, broader income, and loan growth while maintaining disciplined credit. A guidance cut would be a meaningful negative, and rate cuts could weigh on the financial sector; continued strong results from sector bellwethers could support sector momentum.
The 1-to-3-year thesis remains intact, but evidence of consistent execution is still limited and management delivery is mixed. Not investment advice.
Not investment advice. Scores describe historical and current data; they are not forecasts of future returns. Consult a licensed advisor before making investment decisions.
| Bar Harbor Bankshares keeps growing earnings per share. |
| Intact |
| EPS falls below $0.81 in 2026-Q1 |
Diluted EPS: $0.91 per share FY2026-Q2; GAAP. Published target: >=0.81 USD per share. The stored target says 2026-Q1; this source reports FY2026-Q2. Fiscal/calendar alignment needs review. Aug 5, 20260.91 USD/share · source valueLast status assessment Nov 4, 2026Compare required operating outcomesCompare scope, accounting basis and period before treating this evidence as progress against an annual requirement. |
Revenue decline no worse than -3% in next 12 months | A supporting condition in Bar Harbor Bankshares's published investment case. The stated target is >=-3.3% YoY. | Intact | Revenue decline worse than -3.3% in next 12 months | Direct metric needs a verified mapping The published measure or accounting basis is not supported by an exact source binding. Date unavailableLast status assessment Nov 4, 2026Compare required operating outcomesCompare scope, accounting basis and period before treating this evidence as progress against an annual requirement. |
Stored thesis · Jul 8, 2026. Latest Evidence uses source-matched measurements where available, alongside the last thesis-monitor assessment. Source periods and assessment dates are shown separately. A new measurement does not automatically change the published status or verify an older target.
$3.88 → $3.85 · observed estimates
$0.21B → $0.21B · observed estimates
One fiscal period and provider throughout. At least five contributors are required for each plotted metric; missing coverage stays a gap. Axes show the observed range. Counts measure coverage, not revisions.
| Snapshot | EPS | Revenue | EPS / revenue analysts |
|---|---|---|---|
| 2026-07-24 | $3.88 | $208,460,500 | 2 / 2 |
| 2026-07-25 | $3.88 | $208,460,500 | 2 / 2 |
| 2026-07-26 | $3.88 | $208,460,500 | 2 / 2 |
| 2026-07-27 | $3.88 | $208,460,500 | 2 / 2 |
| 2026-07-28 | $3.88 | $208,460,500 | 2 / 2 |
| 2026-07-29 | $3.79 | $206,257,000 | 2 / 2 |
| 2026-07-30 | $3.79 | $206,257,000 | 2 / 2 |
| 2026-07-31 | $3.79 | $206,257,000 | 2 / 2 |
| 2026-08-01 | $3.79 | $206,257,000 | 2 / 2 |
| 2026-08-02 | $3.79 | $206,257,000 | 2 / 2 |
| 2026-08-03 | $3.79 | $206,257,000 | 2 / 2 |
| 2026-08-04 | $3.79 | $206,257,000 | 2 / 2 |
| 2026-08-05 | $3.79 | $206,257,000 | 2 / 2 |
| 2026-08-06 | $3.79 | $206,257,000 | 2 / 2 |
| 2026-08-07 | $3.79 | $206,257,000 | 1 / 1 |
| 2026-08-08 | $3.79 | $206,257,000 | 2 / 2 |
| 2026-08-09 | $3.79 | $206,257,000 | 2 / 2 |
| 2026-08-10 | $3.79 | $206,257,000 | 2 / 2 |
| 2026-08-11 | $3.79 | $206,257,000 | 2 / 2 |
| 2026-08-12 | $3.79 | $206,257,000 | 2 / 2 |
| 2026-08-13 | $3.79 | $206,257,000 | 2 / 2 |
| 2026-08-14 | $3.79 | $206,257,000 | 1 / 1 |
| 2026-08-15 | $3.79 | $206,257,000 | 1 / 1 |
| 2026-08-16 | $3.79 | $206,257,000 | 1 / 1 |
| 2026-08-17 | $3.79 | $206,257,000 | 1 / 1 |
| 2026-08-18 | $3.79 | $206,257,000 | 1 / 1 |
| 2026-08-19 | $3.79 | $206,257,000 | 1 / 1 |
| 2026-08-20 | $3.79 | $206,257,000 | 1 / 1 |
| 2026-08-21 | $3.79 | $206,257,000 | 1 / 1 |
| 2026-08-22 | $3.79 | $206,257,000 | 1 / 1 |
| 2026-08-23 | $3.79 | $206,257,000 | 1 / 1 |
| 2026-08-24 | $3.79 | $206,257,000 | 1 / 1 |
| 2026-08-25 | $3.79 | $206,257,000 | 1 / 1 |
| 2026-08-26 | $3.79 | $206,257,000 | 1 / 1 |
| 2026-08-27 | $3.79 | $206,257,000 | 1 / 1 |
| 2026-08-28 | $3.79 | $206,257,000 | 1 / 1 |
| 2026-08-29 | $3.79 | $206,257,000 | 1 / 1 |
| 2026-08-30 | $3.79 | $206,257,000 | 1 / 1 |
| 2026-08-31 | $3.79 | $206,257,000 | 1 / 1 |
| 2026-09-01 | $3.79 | $206,257,000 | 1 / 1 |
| 2026-09-02 | $3.79 | $206,257,000 | 1 / 1 |
| 2026-09-03 | $3.79 | $206,257,000 | 1 / 1 |
| 2026-09-04 | $3.79 | $206,257,000 | 1 / 1 |
| 2026-09-05 | $3.79 | $206,257,000 | 1 / 1 |
| 2026-09-06 | $3.79 | $206,257,000 | 1 / 1 |
| 2026-09-07 | $3.79 | $206,257,000 | 1 / 1 |
| 2026-09-08 | $3.79 | $206,257,000 | 1 / 1 |
| 2026-09-09 | $3.79 | $206,257,000 | 1 / 1 |
| 2026-09-10 | $3.79 | $206,257,000 | 1 / 1 |
| 2026-09-11 | $3.79 | $206,257,000 | 1 / 1 |
| 2026-09-12 | $3.79 | $206,257,000 | 1 / 1 |
| 2026-09-13 | $3.79 | $206,257,000 | 1 / 1 |
| 2026-09-14 | $3.79 | $206,257,000 | 1 / 1 |
| 2026-09-15 | $3.79 | $206,257,000 | 1 / 1 |
| 2026-09-16 | $3.79 | $206,257,000 | 1 / 1 |
| 2026-09-17 | $3.79 | $206,257,000 | 1 / 1 |
| 2026-09-18 | $3.79 | $206,257,000 | 1 / 1 |
| 2026-09-19 | $3.79 | $206,257,000 | 1 / 1 |
| 2026-09-20 | $3.79 | $206,257,000 | 1 / 1 |
| 2026-09-21 | $3.79 | $206,257,000 | 1 / 1 |
| 2026-09-22 | $3.79 | $206,257,000 | 1 / 1 |
| 2026-09-23 | $3.79 | $206,257,000 | 1 / 1 |
| 2026-09-24 | $3.79 | $206,257,000 | 1 / 1 |
| 2026-09-25 | $3.79 | $206,257,000 | 1 / 1 |
| 2026-09-26 | $3.79 | $206,257,000 | 1 / 1 |
| 2026-09-27 | $3.79 | $206,257,000 | 1 / 1 |
| 2026-09-28 | $3.79 | $206,257,000 | 1 / 1 |
| 2026-09-29 | $3.79 | $206,257,000 | 1 / 1 |
| 2026-09-30 | $3.79 | $206,257,000 | 1 / 1 |
| 2026-10-01 | $3.79 | $206,257,000 | 1 / 1 |
| 2026-10-02 | $3.79 | $206,257,000 | 1 / 1 |
| 2026-10-03 | $3.79 | $206,257,000 | 1 / 1 |
| 2026-10-04 | $3.79 | $206,257,000 | 1 / 1 |
| 2026-10-05 | $3.79 | $206,257,000 | 1 / 1 |
| 2026-10-06 | $3.79 | $206,257,000 | 1 / 1 |
| 2026-10-07 | $3.79 | $206,257,000 | 1 / 1 |
| 2026-10-08 | $3.79 | $206,257,000 | 1 / 1 |
| 2026-10-09 | $3.79 | $205,679,000 | 1 / 1 |
| 2026-10-10 | $3.79 | $205,679,000 | 1 / 1 |
| 2026-10-11 | $3.79 | $205,679,000 | 1 / 1 |
| 2026-10-12 | $3.79 | $205,679,000 | 1 / 1 |
| 2026-10-13 | $3.79 | $205,679,000 | 1 / 1 |
| 2026-10-14 | $3.79 | $205,679,000 | 1 / 1 |
| 2026-10-15 | $3.79 | $205,679,000 | 1 / 1 |
| 2026-10-16 | $3.79 | $205,679,000 | 1 / 1 |
| 2026-10-17 | $3.79 | $205,679,000 | 1 / 1 |
| 2026-10-18 | $3.79 | $205,679,000 | 1 / 1 |
| 2026-10-19 | $3.79 | $205,679,000 | 1 / 1 |
| 2026-10-20 | $3.79 | $205,679,000 | 1 / 1 |
| 2026-10-21 | $3.79 | $205,679,000 | 1 / 1 |
| 2026-10-22 | $3.79 | $205,679,000 | 1 / 1 |
| 2026-10-23 | $3.80 | $207,307,500 | 1 / 1 |
| 2026-10-24 | $3.85 | $208,627,500 | 1 / 1 |
| 2026-10-25 | $3.85 | $208,627,500 | 1 / 1 |
| 2026-10-26 | $3.85 | $208,627,500 | 1 / 1 |
| 2026-10-27 | $3.85 | $208,627,500 | 1 / 1 |
| 2026-10-28 | $3.85 | $208,627,500 | 1 / 1 |
| 2026-10-29 | $3.85 | $208,627,500 | 1 / 1 |
| 2026-10-30 | $3.85 | $208,627,500 | 1 / 1 |
| 2026-10-31 | $3.85 | $208,627,500 | 1 / 1 |
| 2026-11-01 | $3.85 | $208,627,500 | 1 / 1 |
| 2026-11-02 | $3.85 | $208,627,500 | 1 / 1 |
| 2026-11-03 | $3.85 | $208,627,500 | 1 / 1 |
| 2026-11-04 | $3.85 | $208,627,500 | 1 / 1 |
Revenue and EPS estimates track expectations. They are not delivered results or like-for-like proof of a required annual path.
Latest: 1 Buy / Strong Buy · 1 Hold · 0 Sell / Strong Sell
Recent actions · Oct 6–Nov 4 · 0 recorded
Individual price-target observations are unavailable.
0 raises · 0 cuts · 0 unchanged · 0 without a comparable prior
Oct 6, 2026–Nov 4, 2026. Each firm's latest positive target is paired only with its immediately prior positive target from the same provider, at most 180 days earlier. Unmatched observations have one dot; conflicting observations are not compared.
3 of 3 published conditions remain under pressure or need verification. The next results need to address those conditions.
The dated weekly assessment and its assumptions are available in Read detailed Outlook.