Bar Harbor Bankshares (BHB)
AMEXFinancialsBanks - RegionalSnapshot 2026-11-04
$42.51+3.28%
Close 2026-11-04 · 1-day change
AMEXFinancialsBanks - RegionalSnapshot 2026-11-04
QuarterlyIQ Insights · BHB
How strong the business is — where it ranks within its sector on capital efficiency and cash generation, and how well management has been executing.
How management runs the business: capital, margins, balance sheet, and how reliably they guide and deliver.
Met or beat guidance 100% of the last 1 guided quarters · 4.4% avg surprise
Priorities management has stated in recent disclosures, with status and evidence drawn from earnings calls, filings, and press releases.
Total deposits grew 9% on an annualized basis contributing to a lower overall cost of funds, reduced reliance on wholesale borrowings and increased profitability.
Stated in 2 of 3 supplied quarters. Management reported: “Total deposits grew 9% on an annualized basis contributing to a lower overall cost of funds, reduced reliance on wholesale borrowings and increased profitability.” “• Both institutions are long-standing community banks (Bar Harbor founded 1887; Woodsville founded 1889), which supports alignment in values and customer focus.”
Each factor is a parallel diagnostic with a clear read of what it shows and how names like it have historically fared. Never aggregated into a single score.
Operating income rose in 2 of the last 3 quarter-over-quarter moves. Historically, Financials names rated neutral grew net income 55% of the time over the next year (vs 61% for the rest of the cohort, n=10284).
Not investment advice. Scores describe historical and current data; they are not forecasts of future returns. Consult a licensed advisor before making investment decisions.
“Total deposits grew 9% on an annualized basis contributing to a lower overall cost of funds, reduced reliance on wholesale borrowings and increased profitability.”
“We do this by: • Growing market share as our high-touch, solutions-based service differentiates us from our competition • Focusing on core earnings as we balance growth with profitability • Growing c…”
Growing market share as high-touch, solutions-based service differentiates us from competitors Focusing on core earnings while balancing growth with profitability Growing core transactional deposits…
Stated in 1 of 3 supplied quarters. Management reported: “• Both institutions are long-standing community banks (Bar Harbor founded 1887; Woodsville founded 1889), which supports alignment in values and customer focus.” “• Both institutions are long-standing community banks (Bar Harbor founded 1887; Woodsville founded 1889), which supports alignment in values and customer focus.”
“• Both institutions are long-standing community banks (Bar Harbor founded 1887; Woodsville founded 1889), which supports alignment in values and customer focus.”
• Both institutions are long-standing community banks (Bar Harbor founded 1887; Woodsville founded 1889), which supports alignment in values and customer focus.
Stated in 1 of 3 supplied quarters. Management reported: “• Both institutions are long-standing community banks (Bar Harbor founded 1887; Woodsville founded 1889), which supports alignment in values and customer focus.” “• Both institutions are long-standing community banks (Bar Harbor founded 1887; Woodsville founded 1889), which supports alignment in values and customer focus.”
“• Both institutions are long-standing community banks (Bar Harbor founded 1887; Woodsville founded 1889), which supports alignment in values and customer focus.”
The Bank is focused on Commercial, Retail and Wealth Management banking services in over 60 locations.
Stated in 2 of 3 supplied quarters. Management reported: “The Company continues to build long-term shareholder value which has once again enabled us to increase our dividend per share by 6% over last year’s dividend amount, and approve our annual resolution for a stock buyback program of up to 5% of the total outstanding shares.” “The Bank is focused on Commercial, Retail and Wealth Management banking services in over 60 locations.”
“The Bank is focused on Commercial, Retail and Wealth Management banking services in over 60 locations.”
“The Company continues to build long-term shareholder value which has once again enabled us to increase our dividend per share by 6% over last year’s dividend amount, and approve our annual resolution…”
Pursue profitable growth while maintaining a stable net interest margin and focusing on core earnings.
Over the trailing year it converted 0.89x of net income into operating cash flow. Historically, Financials names rated neutral grew net income 60% of the time over the next year (vs 57% for the rest of the cohort, n=9158).
Most sensitive to the broad stock market.
Not enough signal to read sensitivity to the US dollar, long-term interest rates, real (inflation-adjusted) rates, Fed net liquidity (low R² over the window).
14 material management or governance events in the past 24 months, led by legal/regulatory items. Historically, Financials names rated volatile grew net income 58% of the time over the next year (vs 59% for the rest of the cohort, n=7346).
Not investment advice. As of 2026-11-04.