Bar Harbor Bankshares (BHB)
AMEXFinancialsBanks - RegionalSnapshot 2026-09-04
$40.39+0.50%
Close 2026-09-04 · 1-day change
AMEXFinancialsBanks - RegionalSnapshot 2026-09-04
QuarterlyIQ Insights · BHB
How strong the business is — where it ranks within its sector on capital efficiency and cash generation, and how well management has been executing.
How management runs the business: capital, margins, balance sheet, and how reliably they guide and deliver.
A guidance track record builds as the company issues and delivers on guidance.
Priorities management has stated in recent disclosures, with status and evidence drawn from earnings calls, filings, and press releases.
Continue to deliver consistently high dividend yields with periodic increases to reward shareholders.
Stated as a priority in 3 of last 3 quarters. Dividend per share increased from $0.32 in 2025-Q4 to $0.34 in 2026-Q2. Management has consistently declared and increased dividends, delivering on the commitment to maintain and grow payout.
Each factor is a parallel diagnostic with a clear read of what it shows and how names like it have historically fared. Never aggregated into a single score.
Operating income rose in 2 of the last 3 quarter-over-quarter moves. Historically, Financials names rated neutral grew net income 55% of the time over the next year (vs 62% for the rest of the cohort, n=10246).
Not investment advice. Scores describe historical and current data; they are not forecasts of future returns. Consult a licensed advisor before making investment decisions.
“Declared a cash dividend of $0.34 per share, increased from $0.32 last quarter.”
“Increased dividend per share by 6% over last year’s dividend amount.”
“Track record of generating growth and expanding dividends.”
Drive earnings per share growth through profitable operations and strategic initiatives.
EPS growth has been stated as a priority in 5 of last 5 quarters. Diluted EPS increased from $0.40 in 2025-Q3 to $0.91 in 2026-Q2, showing a clear upward trajectory consistent with management’s focus on EPS growth.
“Reported diluted EPS of $0.91 per share.”
“Reported diluted EPS of $0.81 per share.”
“Reported diluted EPS of $0.70 per share.”
“Reported diluted EPS of $0.40 per share.”
“Reported diluted EPS of $0.32 per share.”
Execute a stock buyback plan to repurchase up to 5% of outstanding shares, subject to regulatory approval.
The share repurchase program was stated in 2 of last 2 quarters. The Board approved a plan to repurchase up to 5% of shares, about 837,000 shares, with regulatory approval pending. The program is newly implemented and management is initiating execution.
“Board authorized repurchase of up to 5% of outstanding shares, about 837,000 shares.”
“Announced share repurchase plan subject to regulatory approval.”
Increase commercial loans as a percentage of total loan portfolio while maintaining credit quality and profitability.
Stated in 3 of last 3 quarters. Commercial loans grew from 64% to 69% of the loan portfolio since 2022, with 6% annualized organic growth year-to-date 2026. Management is delivering on profitable commercial loan portfolio growth.
“Commercial loans increased to 69% of loan portfolio since Q2 2022.”
“6% annualized organic commercial loan growth year-to-date 2026.”
“Focus on profitable growth of commercial loan portfolio.”
Diversify and grow fee income from trust, treasury management, customer derivatives, and mortgage sales.
Stated in 3 of last 3 quarters. Non-interest income diversification remains a focus with trust and wealth management AUM exceeding $3.5 billion in 2026-Q2. Management shows consistent commitment with moderate progress in expanding fee income sources.
“Non-interest income includes trust and wealth management breaching $3.5 billion in AUM.”
“Continued commitment to growing and diversifying non-interest income sources.”
“Fee income is fundamental to profitability through trust and treasury management services.”
Over the trailing year it converted 0.89x of net income into operating cash flow. Historically, Financials names rated neutral grew net income 60% of the time over the next year (vs 57% for the rest of the cohort, n=9112).
Most sensitive to the broad stock market.
Not enough signal to read sensitivity to the US dollar, real (inflation-adjusted) rates, Fed net liquidity, long-term interest rates (low R² over the window).
11 material management or governance events in the past 24 months, led by legal/regulatory items. Historically, Financials names rated neutral grew net income 56% of the time over the next year (vs 58% for the rest of the cohort, n=3751).
Not investment advice. As of 2026-09-04.