BankUnited, Inc. (BKU)
NYSEFinancialsBanks - RegionalSnapshot 2026-11-05
$44.54-0.93%
Close 2026-11-05 · 1-day change
NYSEFinancialsBanks - RegionalSnapshot 2026-11-05
QuarterlyIQ Insights · BKU
How strong the business is — where it ranks within its sector on capital efficiency and cash generation, and how well management has been executing.
How this business ranks within financials on a research-validated quality screen. As of 2026-11-05.
The screen ranks BKU against its sector on four durable signals: share dilution, return on capital, free-cash-flow yield, and FCF margin. Historically the highest-quality names tended toward better typical outcomes and fewer bad years over multi-year holds (strongest at three years, modest at one), and that pattern showed up even before the price moved. It characterizes business quality, not price direction.
Each leg is a sector-relative percentile (higher is better); 3 of 4 legs were available for this name. The composite is built from these four; the raw value follows each percentile for context.
A forward quality tilt, not a price prediction, and context for your own research rather than a recommendation. Not investment advice.
How management runs the business: capital, margins, balance sheet, and how reliably they guide and deliver.
Each factor is a parallel diagnostic with a clear read of what it shows and how names like it have historically fared. Never aggregated into a single score.
Operating income rose in 1 of the last 3 quarter-over-quarter moves. Historically, Financials names rated strong grew net income 66% of the time over the next year (vs 56% for the rest of the cohort, n=7714).
Not investment advice. Scores describe historical and current data; they are not forecasts of future returns. Consult a licensed advisor before making investment decisions.
Met or beat guidance 100% of the last 2 guided quarters · 0.0% avg surprise
Priorities management has stated in recent disclosures, with status and evidence drawn from earnings calls, filings, and press releases.
Benefiting from a strong economy, we remain focused on increasing profitability and creating long-term shareholder value."
Stated in 3 of 4 supplied quarters. Management reported: “Benefiting from a strong economy, we remain focused on increasing profitability and creating long-term shareholder value."” “Record non-interest-bearing deposits, solid fee income performance, and improved credit quality highlight the meaningful progress we have made over the past year.” Diluted EPS was $1.01 in 2026-Q3.
“Benefiting from a strong economy, we remain focused on increasing profitability and creating long-term shareholder value."”
“We remain focused on disciplined execution, deepening customer relationships, and building a stronger, more resilient franchise that supports long-term shareholder value creation."”
“Document Exhibit 99.1 BankUnited, Inc. Reports 1Q 2026 Net Income of $62 million, $0.83 Diluted EPS Chairman, President and Chief Executive Officer Rajinder Singh commented, "Despite a seasonally slo…”
|| • Total Average Loans remained stable from a year ago and decreased by $314 million from the prior quarter due to continued purposeful runoff in non-core loans.
Stated in 3 of 4 supplied quarters. Management reported: “|| Credit | • NPLs down $51 million , or 19% , from the prior quarter and $152 million, or 40% , from a year ago.” “• Compared to a year ago, the loan portfolio continued to reflect a shift toward commercial lending, driven by a $906 million increase in core commercial loan balances and lower residential balances.”
“|| • Total Average Loans remained stable from a year ago and decreased by $314 million from the prior quarter due to continued purposeful runoff in non-core loans.”
|| Credit | • NPLs down $51 million , or 19% , from the prior quarter and $152 million, or 40% , from a year ago.
Stated in 1 of 4 supplied quarters. Management reported: “|| Credit | • NPLs down $51 million , or 19% , from the prior quarter and $152 million, or 40% , from a year ago.” “Record non-interest-bearing deposits, solid fee income performance, and improved credit quality highlight the meaningful progress we have made over the past year.”
Not yet measured, building a track record across disclosures.
“|| Credit | • NPLs down $51 million , or 19% , from the prior quarter and $152 million, or 40% , from a year ago.”
4 Capital, Liquidity & Shareholder Returns Capital levels remained strong and well above regulatory requirements, providing ability to execute growth initiatives while continuing to return capital to…
Stated in 3 of 4 supplied quarters. Management reported: “4 Capital, Liquidity & Shareholder Returns Capital levels remained strong and well above regulatory requirements, providing ability to execute growth initiatives while continuing to return capital to shareholders.” “4 Capital, Liquidity & shareholder returns Strong capital levels have created an ability to increase capital returns to shareholders • CET1: 12.2% , down 10 bps from prior quarter.”
Record non-interest-bearing deposits, solid fee income performance, and improved credit quality highlight the meaningful progress we have made over the past year.
Over the trailing year it converted 0.87x of net income into operating cash flow. Historically, Financials names rated neutral grew net income 60% of the time over the next year (vs 57% for the rest of the cohort, n=9158).
Most sensitive to the broad stock market.
Not enough signal to read sensitivity to the US dollar, long-term interest rates, real (inflation-adjusted) rates, Fed net liquidity (low R² over the window).
8 material management or governance events in the past 24 months, led by executive changes. Historically, Financials names rated stable grew net income 58% of the time over the next year (vs 59% for the rest of the cohort, n=7436).
Not investment advice. As of 2026-11-05.
“|| • Total Average Loans were essentially flat vs both prior quarter and prior year, due to continued purposeful runoff in non-core loans.”
“• Compared to a year ago, the loan portfolio continued to reflect a shift toward commercial lending, driven by a $906 million increase in core commercial loan balances and lower residential balances.”
“4 Capital, Liquidity & Shareholder Returns Capital levels remained strong and well above regulatory requirements, providing ability to execute growth initiatives while continuing to return capital to…”
“4 Capital, Liquidity & shareholder returns Strong capital levels provide ability to execute on growth initiatives while also returning capital to shareholders.”
“4 Capital, Liquidity & shareholder returns Strong capital levels have created an ability to increase capital returns to shareholders • CET1: 12.2% , down 10 bps from prior quarter.”