Results of Operations and Financial Condition On August 6, 2026, Blend Labs, Inc. (the “Company” or “Blend”) issued a press release announcing its financial results for the fiscal quarter ended June 30, 2026. A copy of the press release is attached as Exhibit 99.1 to this Current Report on Form 8-K and is incorporated by reference herein.

Results of Operations and Financial Condition On May 7, 2026, Blend Labs, Inc. (the “Company” or “Blend”) issued a press release announcing its financial results for the fiscal quarter ended March 31, 2026. A copy of the press release is attached as Exhibit 99.1 to this Current Report on Form 8-K and is incorporated by reference herein.

Results of Operations and Financial Condition On March 10, 2026, Blend Labs, Inc. (the “Company” or “Blend”) issued a press release announcing its preliminary financial results for the fourth fiscal quarter and full fiscal year ended ended December 31, 2025. A copy of the press release is attached as Exhibit 99.1 to this Current Report on Form 8-K and is incorporated by reference herein.

Other Events On March 10, 2026, the Company's board of directors authorized the repurchase of up to $50.0 million of the Company’s Class A common stock. The Company’s board of directors expects to assess any future repurchase programs based on the Company’s balance sheet, expected free cash flow, and alternative investment opportunities at the time. Any future authorization will be approved and executed consistent with the Company’s capital allocation strategy. Repurchases may be made from ti…

Results of Operations and Financial Condition On November 6, 2025, Blend Labs, Inc. (the “Company” or “Blend”) issued a press release announcing its financial results for the fiscal quarter ended September 30, 2025. A copy of the press release is attached as Exhibit 99.1 to this Current Report on Form 8-K and is incorporated by reference herein.

Head of Finance and Administration — Amir Jafari: Mr. Jafari's employment with the Company will end on October 3, 2025.

Results of Operations and Financial Condition On August 7, 2025, Blend Labs, Inc. (the “Company” or “Blend”) issued a press release announcing its financial results for the fiscal quarter ended June 30, 2025. A copy of the press release is attached as Exhibit 99.1 to this Current Report on Form 8-K and is incorporated by reference herein.

Head of Finance and Administration — Jason Ream: Jason Ream was appointed as Head of Finance and Administration, succeeding Amir Jafari.

Results of Operations and Financial Condition On May 8, 2025, Blend Labs, Inc. (the “Company” or “Blend”) issued a press release announcing its financial results for the first fiscal quarter ended March 31, 2025. A copy of the press release is attached as Exhibit 99.1 to this Current Report on Form 8-K and is incorporated by reference herein.

Results of Operations and Financial Condition On February 27, 2025, Blend Labs, Inc. (the “Company” or “Blend”) issued a press release announcing its financial results for the fourth fiscal quarter and full fiscal year ended December 31, 2024. A copy of the press release is attached as Exhibit 99.1 to this Current Report on Form 8-K and is incorporated by reference herein.

Results of Operations and Financial Condition On November 6, 2024, Blend Labs, Inc. (the “Company” or “Blend”) issued a press release announcing its financial results for the third fiscal quarter ended September 30, 2024. A copy of the press release is attached as Exhibit 99.1 to this Current Report on Form 8-K and is incorporated by reference herein.

Results of Operations and Financial Condition On August 8, 2024, Blend Labs, Inc. (the “Company” or “Blend”) issued a press release announcing its financial results for the second fiscal quarter ended June 30, 2024. A copy of the press release is attached as Exhibit 99.1 to this Current Report on Form 8-K and is incorporated by reference herein.

Other Events On August 7, 2024, the Company's board of directors authorized the repurchase of up to $25.0 million of the Company’s Class A common stock. The Company’s board of directors expects to assess any future repurchase programs based on the Company’s balance sheet, expected free cash flow, and alternative investment opportunities at the time. Any future authorization will be approved and executed consistent with the Company’s capital allocation strategy. Repurchases may be made from ti…

Results of Operations and Financial Condition On May 8, 2024 , Blend Labs, Inc. (the “Company” or “Blend”) issued a press release announcing its financial results for the first fiscal quarter ended March 31, 2024. A copy of the press release is attached as Exhibit 99.1 to this Current Report on Form 8-K and is incorporated by reference herein.

Material Modification to Rights of Security Holders The information contained in

Termination of a Material Definitive Agreement On April 29, 2024, the Company paid approximately $146 million to repay in full all amounts outstanding and payable under that certain Credit Agreement, dated as of June 30, 2021, by and among the Company, as borrower, the guarantors party thereto, the lenders party thereto, and Blue Owl Technology Finance Corp., as administrative agent for the lenders (as amended by that certain First Amendment to Credit Agreement, dated as of October 18, 2022,…

Director — Ann Mather, Ciara Burnham, Erin Collard: Three directors are not standing for reelection due to other professional responsibilities.

Entry into a Material Definitive Agreement Issuance and Sale of Series A Convertible Preferred Stock and Warrant On April 29, 2024 (the “Closing Date”), Blend Labs, Inc., a Delaware corporation (the “Company” or “Blend”), entered into an Investment Agreement (the “Investment Agreement”) with Haveli Brooks Aggregrator, L.P. (the “Investor” or “Haveli”) and issued 150,000 shares of the Company’s Series A Convertible Preferred Stock, par value $0.00001 per share (the “Series A Preferred Stock”),…

Unregistered Sales of Equity Securities The information contained in

Results of Operations and Financial Condition On March 15, 2024, Blend issued a corrected press release announcing its financial results for the fourth fiscal quarter and the full fiscal year ended December 31, 2023. A copy of the press release is attached as Exhibit 99.1 to this Current Report on Form 8-K and is incorporated by reference herein.

Results of Operations and Financial Condition On March 14, 2024 , Blend Labs, Inc. (the “Company” or “Blend”) issued a press release announcing its financial results for the fourth fiscal quarter and the full fiscal year ended December 31, 2023. A copy of the press release is attached as Exhibit 99.1 to this Current Report on Form 8-K and is incorporated by reference herein.

Entry into a Material Definitive Agreement On November 27, 2023 , Blend Labs, Inc. (the “Company”) entered into a Second Amendment to the Credit Agreement, among the Company, as borrower, the guarantors party thereto, and Blue Owl Technology Finance Corp., as administrative agent for the Lenders (the “Amendment”). The Amendment amends the Credit Agreement, dated as of June 30, 2021 (as amended by that certain First Amendment to the Credit Agreement, dated as of October 18, 2022), among the Co…

Results of Operations and Financial Condition On November 7, 2023 , Blend Labs, Inc. (the “Company” or “Blend”) issued a press release announcing its financial results for the second fiscal quarter ended September 30, 2023. A copy of the press release is attached as Exhibit 99.1 to this Current Report on Form 8-K and is incorporated by reference herein.

Head of Blend and principal executive officer — Nima Ghamsari: The company approved an amended letter agreement to provide Mr. Ghamsari with a higher base salary, incentive payments, and restricted stock units.

of this Current Report on Form 8-K contains forward-looking statements within the meaning of Section 27A of the Securities Act of 1933, as amended (the “Securities Act”), and Section 21E of the Securities Exchange Act of 1934, as amended (the “Exchange Act”). These statements may relate to, but are not limited to, the number of positions affected by the August 2023 Plan, and the estimated charges associated with, and the time frame for completion of the August 2023 Plan, and the estimates of…