Bankwell Financial Group, Inc. (BWFG)
NASDAQFinancialsBanks - RegionalSnapshot 2026-11-04
$73.27+2.22%
Close 2026-11-04 · 1-day change
NASDAQFinancialsBanks - RegionalSnapshot 2026-11-04
QuarterlyIQ Insights · BWFG
What must go right, what could break, what the price assumes, and what evidence comes next.
The current health of the standing investment case.
Recent financial performance sits below its industry cohort — worth keeping an eye on, though it has not freshly broken.
One-year growth currently built into the price, compared with our model's estimate.
| Measure | Marker shape | Value |
|---|---|---|
| Growth built into the price | circle | 19.8% |
| Our one-year growth estimate | diamond |
For each item: what to watch, what would become a concern, and what would make it less concerning.
A reporting-risk estimate, not a forecast of the stock-price response.
Historical relationships that met the evidence threshold. They do not prove cause or forecast a move.
Usually moved in the same direction.
Price observations: 365 days
Most sensitive to the broad stock market.
Based on historical daily prices through 2026-11-04.
Past price behavior in dollars on a $10,000 position. This does not measure permanent business risk.
How much price usually moves either way.
A larger daily loss that occurred about once in every 20 trading days.
Use the underlying financial and sector pages to investigate the cause.
Not investment advice. Scores describe historical and current data; they are not forecasts of future returns. Consult a licensed advisor before making investment decisions.
| -25.6% |
Growth built into the price is above our model estimate.
The price assumes 45.4 percentage points more one-year growth.
The one-year revenue growth assumption on Valuation.
Model as of 2026-11-04 · Compared with 230 industry peers · Company calendar date is not available
BWFG — dividend update
Dated 2026-10-29
Other Events Quarterly Dividend Announcement On October 29, 2026 , Bankwell Financial Group, Inc. (the Company), parent company of Bankwell Bank, announced that on October 29, 2026, its Board of Directors voted to pay a quarterly dividend in the amount of $0.20 per share on November 20, 2026 to all shareholders of record as of November 9, 2026.
Why it matters: SBA loan sale gains were $7.6 million through Q3, up from $2.9 million a year earlier. That business helped lift the full-year income guide.
Supportive ifFull-year non-interest income reaches $14 million or more. SBA loan sale gains reach at least the $7.6 million year-to-date Q3 level.
Worry ifFull-year non-interest income falls below $14 million, or SBA gains fall below $7.6 million for the year.
Why it matters: Net interest income rose to $31.4 million in Q3 as margin reached 3.71%. The full-year guide is now $119 million to $121 million.
Supportive ifFull-year 2026 net interest income reaches at least $119 million and stays within the $121 million guide.
Worry ifFull-year net interest income falls below $119 million, or Q4 margin drops below 3.58%.
Why it matters: Q3 included $3.0 million in conversion costs, mostly termination fees. More costs are due, but management said those fees should not recur.
Worry ifA later quarterly report shows core conversion costs above $3.0 million or repeats large fees to end contracts.
Less concerning ifLater conversion costs are below $3.0 million, with no repeated fees to end contracts.
Why it matters: Loan growth reached 5.0% year to date through Q3. Staying in the full-year range would keep the growth plan on track.
Supportive ifFull-year 2026 gross loan growth is 5% to 7%, in line with management's guide.
Worry ifFull-year 2026 gross loan growth is below 5% or above 7%.
Deepest peak-to-trough drop in the last year.
| Measure | Value | Meaning |
|---|---|---|
| Typical day | ±$82 on $10,000 · ±0.8% | How much price usually moves either way. |
| Bad day | $250 loss on $10,000 · 2.5% | A larger daily loss that occurred about once in every 20 trading days. |
| Largest peak-to-trough drop in the past year | $1,240 loss on $10,000 · 12.4% | Deepest peak-to-trough drop in the last year. |
Past year. 1.00 means similar movement; 1.20 means about 20% more.
Past year. 1.00 means similar movement to the sector. This is secondary context.
Latest 30 trading days, shown as an annual percentage.
Latest 252 trading days, shown as an annual percentage.
20-trading-day average in US dollars.
Trading days used by the source risk snapshot.
Past results, not a forecast. Not investment advice.
Why it matters: Nonperforming assets fell to 0.20% in Q3 after a loan sale. A rise would show that credit strain is returning.
Worry ifNonperforming assets rise above 0.46% of total assets, the Q2 2026 level.
Less concerning ifNonperforming assets stay at or below 0.20% of total assets.