Esquire Financial Holdings, Inc. (ESQ)
NASDAQFinancialsBanks - RegionalSnapshot 2026-11-04
NASDAQFinancialsBanks - RegionalSnapshot 2026-11-04
QuarterlyIQ Insights · ESQ
How strong the business is — where it ranks within its sector on capital efficiency and cash generation, and how well management has been executing.
How management runs the business: capital, margins, balance sheet, and how reliably they guide and deliver.
Met or beat guidance 0% of the last 1 guided quarters · -9.3% avg surprise
Priorities management has stated in recent disclosures, with status and evidence drawn from earnings calls, filings, and press releases.
The combined company will continue to deliver enhanced value to all stakeholders while accelerating our growth in Chicago and the Midwest markets.”
Stated in a supplied disclosure. Management reported: “The combined company has approximately $4.8 billion in total assets, $3.3 billion in loans, and $4.0 billion in total deposits (based on financial information as of June 30, 2026).” “The combined company will continue to deliver enhanced value to all stakeholders while accelerating our growth in Chicago and the Midwest markets.””
Each factor is a parallel diagnostic with a clear read of what it shows and how names like it have historically fared. Never aggregated into a single score.
Operating income rose in 3 of the last 3 quarter-over-quarter moves. Historically, Financials names rated neutral grew net income 55% of the time over the next year (vs 61% for the rest of the cohort, n=10284).
Not investment advice. Scores describe historical and current data; they are not forecasts of future returns. Consult a licensed advisor before making investment decisions.
Exhibit 99.1 Esquire Financial Holdings, Inc. Declares Regular Quarterly Dividend for Common Stockholders Jericho, NY – October 29, 2026 – Esquire Financial Holdings, Inc. (NASDAQ: ESQ) (the “Com…
Stated in 3 of 3 supplied quarters. Management reported: “Exhibit 99.1 Esquire Financial Holdings, Inc. Declares Regular Quarterly Dividend for Common Stockholders Jericho, NY – October 29, 2026 – Esquire Financial Holdings, Inc. (NASDAQ: ESQ) (the “Company”), the financial holding company for Esquire Bank, National Association (“Esquire Bank” or the “Bank”), today announced its regular quarterly dividend of $0.20 per share of common stock, payable on December 1, 2026, to each stockholder of record on November 13, 2026.”
“Exhibit 99.1 Esquire Financial Holdings, Inc. Declares Regular Quarterly Dividend for Common Stockholders Jericho, NY – October 29, 2026 – Esquire Financial Holdings, Inc. (NASDAQ: ESQ) (the “Com…”
“Exhibit 99.1 Esquire Financial Holdings, Inc. Declares Regular Quarterly Dividend for Common Stockholders Jericho, NY – July 30, 2026 – Esquire Financial Holdings, Inc. (NASDAQ: ESQ) (the “Compan…”
“Exhibit 99.1 Esquire Financial Holdings, Inc. Declares Regular Quarterly Dividend for Common Stockholders Jericho, NY – April 30, 2026 – Esquire Financial Holdings, Inc. (NASDAQ: ESQ) (the “Compa…”
The Bank is dedicated to serving the financial needs of the litigation industry and small businesses nationally, as well as commercial and retail customers in the New York, Chicago, and Los Angeles m…
Stated in 3 of 3 supplied quarters. Management reported: “The Bank is dedicated to serving the financial needs of the litigation industry and small businesses nationally, as well as commercial and retail customers in the New York, Chicago, and Los Angeles metropolitan areas.” “The Bank offers tailored financial and payment processing solutions to the litigation community and their clients as well as dynamic and flexible payment processing solutions to small business owners.”
“The Bank is dedicated to serving the financial needs of the litigation industry and small businesses nationally, as well as commercial and retail customers in the New York, Chicago, and Los Angeles m…”
“The Bank is dedicated to serving the financial needs of the litigation industry and small businesses nationally, as well as commercial and retail customers in the New York and Los Angeles metropolita…”
“The Bank is dedicated to serving the financial needs of the litigation industry and small businesses nationally, as well as commercial and retail customers in the New York and Los Angeles metropolita…”
Integrate Signature's operations and clients while converting core systems, targeted for April 2027.
Continue growth through the national litigation and payments businesses and the expanded commercial banking franchise.
Over the trailing year it converted 1.48x of net income into operating cash flow. Historically, Financials names rated neutral grew net income 60% of the time over the next year (vs 57% for the rest of the cohort, n=9158).
Most sensitive to the broad stock market.
Not enough signal to read sensitivity to the US dollar, long-term interest rates, real (inflation-adjusted) rates, Fed net liquidity (low R² over the window).
15 material management or governance events in the past 24 months, led by capital-allocation actions. Historically, Financials names rated volatile grew net income 58% of the time over the next year (vs 59% for the rest of the cohort, n=7346).
Not investment advice. As of 2026-11-04.