Regulation FD Disclosure. On November 5, 2026, First Capital and First Bancorp issued a joint press release announcing the execution of the Merger Agreement. A copy of the joint press release is attached hereto as Exhibit 99.1. In connection with the announcement of the Merger Agreement, First Capital made available an investor presentation regarding the proposed Merger. A copy of the investor presentation is attached hereto as Exhibit 99.2. The information in this Item 7.01, including Exhibi…

The excerpt describes a Merger Agreement and is not a management change disclosure under Item 5.02.

Entry into a Material Definitive Agreement . Overview On November 4, 2026, First Capital, Inc. (“First Capital”), an Indiana corporation, entered into an Agreement and Plan of Merger (the “Merger Agreement”) with First Bancorp of Indiana, Inc. (“First Bancorp”), an Indiana corporation, pursuant to which First Bancorp will merge with and into First Capital, whereupon the separate corporate existence of First Bancorp will cease and First Capital will survive (the “Merger”). In connection with t…

Results of Operations and Financial Condition. On October 23, 2026, the Registrant issued a press release, a copy of which is attached hereto as Exhibit 99.1 and is incorporated herein by reference, announcing its results of operations and financial condition for the three and nine months ended September 30, 2026.

Results of Operations and Financial Condition. On July 24, 2026, the Registrant issued a press release, a copy of which is attached hereto as Exhibit 99.1 and is incorporated herein by reference.

Results of Operations and Financial Condition. On April 24, 2026, the Registrant issued a press release, a copy of which is attached hereto as Exhibit 99.1 and is incorporated herein by reference.

Results of Operations and Financial Condition. On January 23, 2026, the Registrant issued a press release, a copy of which is attached hereto as Exhibit 99.1 and is incorporated herein by reference.

Results of Operations and Financial Condition. On October 24, 2025, the Registrant issued a press release, a copy of which is attached hereto as Exhibit 99.1 and is incorporated herein by reference.

Other Events. On August 29, 2025, First Capital, Inc. (the “Company”) entered into a Joint Rule 10b5-1/Rule 10b-18 Plan Agreement (the “Plan”) under which the Company’s designated broker will have the authority to repurchase up to 113,236 shares of common stock of the Company commencing on September 4, 2025 and expiring August 28, 2026, unless terminated earlier pursuant to the terms of the Plan. The Plan is intended to be administered in accordance with the terms of Rule 10b-18 and 10b5-1, w…

Results of Operations and Financial Condition. On July 25, 2025, the Registrant issued a press release, a copy of which is attached hereto as Exhibit 99.1 and is incorporated herein by reference.

Results of Operations and Financial Condition. On April 25, 2025, the Registrant issued a press release, a copy of which is attached hereto as Exhibit 99.1 and is incorporated herein by reference.

Results of Operations and Financial Condition. On January 24, 2025, the Registrant issued a press release, a copy of which is attached hereto as Exhibit 99.1 and is incorporated herein by reference.

Results of Operations and Financial Condition. On October 25, 2024, the Registrant issued a press release, a copy of which is attached hereto as Exhibit 99.1 and is incorporated herein by reference.

Results of Operations and Financial Condition. On July 26, 2024, the Registrant issued a press release, a copy of which is attached hereto as Exhibit 99.1 and is incorporated herein by reference.

Director — Michael L. Shireman: Mr. Michael L. Shireman resigned from the Board, and John Shireman was appointed to fill the vacancy.

Results of Operations and Financial Condition. On April 26, 2024, the Registrant issued a press release, a copy of which is attached hereto as Exhibit 99.1 and is incorporated herein by reference.

Results of Operations and Financial Condition. On January 30, 2024, the Registrant issued a press release, a copy of which is attached hereto as Exhibit 99.1 and is incorporated herein by reference.

Change in Registrant’s Certifying Accountant (a) Dismissal of Independent Registered Public Accounting Firm On January 16, 2024 (the “Notice Date”), First Capital Inc., (the “Company”) notified Monroe Shine & Co., Inc. (“Monroe Shine”) they had been dismissed as the Company’s independent registered public accounting firm effective upon the completion of its audit of the Company’s consolidated financial statements for the fiscal year ended December 31, 2023. The decision to dismiss Monroe Shin…

Results of Operations and Financial Condition. On October 27, 2023, the Registrant issued a press release, a copy of which is attached hereto as Exhibit 99.1 and is incorporated herein by reference.

Results of Operations and Financial Condition. On July 28, 2023, the Registrant issued a press release, a copy of which is attached hereto as Exhibit 99.1 and is incorporated herein by reference.

President and Chief Executive Officer — William W. Harrod: William W. Harrod retired as President and Chief Executive Officer, succeeded by Michael C. Frederick.

Results of Operations and Financial Condition. On April 28, 2023, the Registrant issued a press release, a copy of which is attached hereto as Exhibit 99.1 and is incorporated herein by reference.

President and Chief Executive Officer — William W. Harrod: William W. Harrod is stepping down as President and CEO, with Michael C. Frederick transitioning into the role.

Results of Operations and Financial Condition. On January 26, 2023, the Registrant issued a press release, a copy of which is attached hereto as Exhibit 99.1 and is incorporated herein by reference.

Entry into a Material Definitive Agreement On January 3, 2023, First Harrison Bank (the “Bank”) and First Capital, Inc. (the “Company”) entered into a Change in Control Agreement with executives Jennifer Incantalupo and Joe Mahuron. On January 4, 2023, the Bank and the Company entered into a Change in Control Agreement with executive Jennifer Meredith. On January 6, 2023, the Bank and the Company entered into an Amended and Restated Change in Control Agreement with William Harrod and Chris Fr…