Other Events On September 4, 2026, the Board of Directors for Finward Bancorp (“ Finward ”), the holding company for Peoples Bank (the “ Bank ”), declared a dividend of $0.12 per share on Finward’s common stock payable on September 25, 2026 to shareholders of record on September 18, 2026. Forward-Looking Statements This Current Report on Form 8-K may contain forward-looking statements regarding the financial performance, business prospects, growth, and operating strategies of Finward. For the…

of this Current Report on Form 8-K and Exhibit 99.1 attached hereto is being “furnished” and will not, except to the extent required by applicable law or regulation, be deemed “filed” by the Bancorp for purposes of Section 18 of the Securities Exchange Act of 1934, as amended (“Exchange Act”), or otherwise subject to the liabilities of that section, nor will any of such information or exhibits be deemed incorporated by reference into any filing under the Securities Act of 1933, as amended, or…

Entry into a Material Definitive Agreement Overview On July 21, 2026, Finward Bancorp, an Indiana corporation (the “Company”), entered into an Agreement and Plan of Merger (the “Merger Agreement”) with First Financial Bancorp., an Ohio corporation (“Buyer” or “First Financial”). The Merger Agreement provides that, upon the terms and subject to the conditions set forth therein, the Company would merge with and into Buyer (the “Merger”), with Buyer continuing as the surviving corporation in the…

Other Events On June 3, 2026, the Board of Directors for Finward Bancorp (“ Finward ”), the holding company for Peoples Bank (the “ Bank ”), declared a dividend of $0.12 per share on Finward’s common stock payable on June 29, 2026 to shareholders of record on June 17, 2026. Forward-Looking Statements This Current Report on Form 8-K may contain forward-looking statements regarding the financial performance, business prospects, growth, and operating strategies of Finward. For these statements,…

Results of Operations and Financial Condition On April 28, 2026, Finward Bancorp (the “Bancorp”) issued a press release reporting its unaudited financial results for the quarter ended March 31, 2026. A copy of the press release is filed as Exhibit 99.1 to this report and is incorporated herein by reference.

Other Events On March 2, 2026, the Board of Directors for Finward Bancorp (“ Finward ”), the holding company for Peoples Bank (the “ Bank ”), declared a dividend of $0.12 per share on Finward’s common stock payable on March 31, 2026 to shareholders of record on March 16, 2026. Forward-Looking Statements This Current Report on Form 8-K may contain forward-looking statements regarding the financial performance, business prospects, growth, and operating strategies of Finward. For these statement…

Other Events. The Bancorp’s Restated Articles of Incorporation and Amended and Restated By-Laws (and the corresponding organizational documents of Peoples Bank) provide that the size of the Board shall be determined from time to time by resolution of the Board. As a result of Danette Garza’s retirement, the Board has taken action to reduce the size of the Board of both the Bancorp and Peoples Bank from ten to nine members, effective immediately upon Ms. Garza’s retirement from the Board as of…

Class II Director — Danette Garza: Danette Garza is retiring as a Class II Director with Martin P. Alwin nominated for election.

Results of Operations and Financial Condition On January 27, 2026, Finward Bancorp (the “Bancorp”) issued a press release reporting its unaudited financial results for the quarter ended December 31, 2025. A copy of the press release is filed as Exhibit 99.1 to this report and is incorporated herein by reference.

Other Events On December 3, 2025, the Board of Directors for Finward Bancorp (“ Finward ”), the holding company for Peoples Bank (the “ Bank ”), declared a dividend of $0.12 per share on Finward’s common stock payable on December 30, 2025 to shareholders of record on December 17, 2025. Forward-Looking Statements This Current Report on Form 8-K may contain forward-looking statements regarding the financial performance, business prospects, growth, and operating strategies of Finward. For these…

Results of Operations and Financial Condition On October 28, 2025, Finward Bancorp (the “Bancorp”) issued a press release reporting its unaudited financial results for the quarter ended September 30, 2025. A copy of the press release is filed as Exhibit 99.1 to this report and is incorporated herein by reference.

of Form 8-K and shall not be deemed to be “filed” for the purposes of Section 18 of the Securities Exchange Act of 1934 or otherwise subject to the liabilities of that section. The filing of this report shall not be deemed an admission as to the materiality of any information in the report that is required to be disclosed solely by reason of Regulation FD. Forward-Looking Statements This presentation may contain forward-looking statements regarding the financial performance, business prospect…

Other Events On August 15, 2025, the Board of Directors for Finward Bancorp (“ Finward ”), the holding company for Peoples Bank (the “ Bank ”), declared a dividend of $0.12 per share on Finward’s common stock payable on September 12, 2025 to shareholders of record on August 29, 2025. Forward-Looking Statements This Current Report on Form 8-K may contain forward-looking statements regarding the financial performance, business prospects, growth, and operating strategies of Finward. For these st…

Results of Operations and Financial Condition On July 29, 2025, Finward Bancorp (the “Bancorp”) issued a press release reporting its unaudited financial results for the quarter ended June 30, 2025. A copy of the press release is filed as Exhibit 99.1 to this report and is incorporated herein by reference.

The filing is about the approval of a new equity incentive plan, not a management change.

of Form 8-K and shall not be deemed to be “filed” for the purposes of Section 18 of the Securities Exchange Act of 1934 or otherwise subject to the liabilities of that section. The filing of this report shall not been deemed an admission as to the materiality of any information in the report that is required to be disclosed solely by reason of Regulation FD. Forward-Looking Statements This press release may contain forward-looking statements regarding the financial performance, business prosp…

Results of Operations and Financial Condition On April 30, 2025, Finward Bancorp (the “Bancorp”) issued a press release reporting its unaudited financial results for the quarter ended March 31, 2025. A copy of the press release is filed as Exhibit 99.1 to this report and is incorporated herein by reference.

Other Events. On April 9, 2025, the Board of Directors for Finward Bancorp (“ Finward ”), the holding company for Peoples Bank (the “ Bank ”), declared a dividend of $0.12 per share on Finward’s common stock payable on May 12, 2025 to shareholders of record on April 28, 2025. Forward Looking Statements This Current Report on Form 8-K may contain forward-looking statements regarding the financial performance, business prospects, growth, and operating strategies of Finward. For these statements…

Other Events. The Bancorp’s Restated Articles of Incorporation and Amended and Restated By-Laws (and the corresponding organizational documents of Peoples Bank) provide that the size of the Board shall be determined from time to time by resolution of the Board. As a result of James Wieser’s retirement, the Board has taken action to reduce the size of the Board of both the Bancorp and Peoples Bank from 11 to 10 members, effective immediately upon Mr. Wieser’s retirement from the Board as of th…

Director — James L. Wieser: Mr. Wieser retired as a director, and the board re-balanced classes by moving Jennifer R. Evans to another class.

Results of Operations and Financial Condition On January 28, 2025, Finward Bancorp (the “Bancorp”) issued a press release reporting its unaudited financial results for the quarter and twelve months ended December 31, 2024. A copy of the press release is filed as Exhibit 99.1 to this report and is incorporated herein by reference.

Other Events. On December 20, 2024, the Board of Directors for Finward Bancorp (“ Finward ”), the holding company for Peoples Bank (the “ Bank ”), declared a quarterly dividend of $0.12 per share on Finward’s common stock payable on February 3, 2025 to shareholders of record on January 21, 2025. Forward Looking Statements This Current Report on Form 8-K may contain forward-looking statements regarding the financial performance, business prospects, growth, and operating strategies of Finward.…

Executive Vice President, Chief Financial Officer and Treasurer — Benjamin L. Schmitt: Benjamin L. Schmitt was promoted to Executive Vice President, Chief Financial Officer and Treasurer.

of Form 8-K and shall not be deemed to be “filed” for the purposes of Section 18 of the Securities Exchange Act of 1934 or otherwise subject to the liabilities of that section. The filing of this report shall not be deemed an admission as to the materiality of any information in the report that is required to be disclosed solely by reason of Regulation FD. Forward-Looking Statements This presentation may contain forward-looking statements regarding the financial performance, business prospect…

Results of Operations and Financial Condition On October 29, 2024, Finward Bancorp (the “Bancorp”) issued a press release reporting its unaudited financial results for the quarter and nine months ended September 30, 2024. A copy of the press release is filed as Exhibit 99.1 to this report and is incorporated herein by reference.